It's Nevin Mortgage

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It's Nevin Mortgage

Moving into a new space that aligns to my vision in the space of mortgages.

12/06/2022

A gifted mortgage is a type of mortgage in which the down payment is given to the borrower by a family member or close friend. The down payment can be any amount, but it must be gifted, not loaned. The borrower is still responsible for monthly mortgage payments, but the down payment can help them to qualify for a better interest rate or loan term.

If you are considering gifting a down payment to a family member or friend, there are a few things you should keep in mind. First, be sure to consult with a financial advisor to ensure that the gift is legal and will not put the borrower in a difficult financial position. Second, be sure to document the gift so that there is no confusion later on. Lastly, consider giving a bit extra so that the borrower has a cushion in case of any unforeseen circumstances.

12/02/2022

There are many factors to consider when purchasing a home, but one of the most important is your budget. It's important to work with a loan officer to find homes that fit within your budget so you don't end up overspending.

There are a number of reasons why you should narrow your search to homes within your budget. First, it will help you stay within your financial limits. Second, it will help you avoid taking on too much debt. And third, it will help you avoid being house poor.

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11/29/2022

I'll "Do The Math"👌🏼 ... A loan officer's job is to evaluate a borrower's creditworthiness and calculate the maximum loan amount they are eligible for. The loan officer will also provide the borrower with information on the interest rate and monthly payments.

One of the most important aspects of a loan officer's job is to make sure that the borrower can actually afford the loan they are taking out. This means doing the math to calculate the borrower's monthly income and debts, and then determining what size mortgage they can comfortably afford.

If you're thinking of buying a home, it's a good idea to talk to a loan officer to get an idea of what size mortgage you could qualify for. They can also help you understand the interest rates and monthly payments you would be responsible for.

Lets talk today...
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11/24/2022

“Align yourself with people that you can learn from, people who want more out of life, people who are stretching and searching and seeking some higher ground in life.”
-Les brown

11/15/2022

There are several reasons why the more you can put down as a deposit on a home will increase your chances of finding a home. First, a larger deposit indicates to sellers that you are a serious buyer who is financially capable of purchasing their home. This can make sellers more willingness to accept your offer, especially if there are multiple offers on the table.

Second, a larger deposit can also help you win a bidding war against other buyers. If you are in a situation where multiple buyers are vying for the same property, the buyer with the largest deposit is often the one who is successful in securing the home.

Lastly, a larger deposit can give you more negotiating power when it comes to the final purchase price. If you have a larger deposit, you may be able to negotiate a lower price on the home, which can save you money in the long run.

https://www.itsnevin.com

11/10/2022

USDA loans are a type of government-backed loan that helps moderate to low income borrowers buy homes in rural areas. These loans are available to anyone who meets the income and credit requirements, and they can be used to purchase either a new or existing home.

USDA loans are a great option for moderate to low income borrowers who are looking to buy a home in a rural area. These loans offer many benefits, including low interest rates and downpayment requirements, and they can be used to purchase either a new or existing home. If you are interested in learning more about USDA loans, please contact us today.

www.itsnevin.com

11/04/2022

Loan officers being comprehensive knowledge about the industry to get you the best possible loan for your needs. They bring their years of experience to the table when they work with you. This ensures that you get the best possible loan for your needs.

www.itsnevin.com

11/02/2022

Mortgage Approved! If you've ever gone through the process of buying a home, you know that there are a lot of steps involved - and one of the most important is getting approved for a mortgage. After working with a loan officer and completing all of the necessary paperwork, it's an incredible feeling to finally have your mortgage approved!

For many people, buying a home is the biggest financial decision they'll ever make. So naturally, the process can be pretty stressful. But once you get that final approval from the bank, it's all worth it. You can finally start picturing your life in your new home and making all of those exciting plans.

Of course, there's still quite a bit of work to be done before you're actually moved in - but knowing that you have a mortgage that you can afford is a huge weight off your shoulders. So if you're currently in the process of buying a home, hang in there! The light at the end of the tunnel is getting closer every day.

www.itsnevin.com

10/27/2022

I would like to express my gratitude to all of my past and present clients for their referrals. I always aim to provide excellent customer service and lead you towards the home of your dreams that is right for you in every way.

www.itsnevin.com

10/25/2022

These are the principles that I run my business on. These principles are tried and true.

In order to be of service and satisfy customers, one must possess integrity, tenacity and strategy.

These are the three essential ingredients for any business that wants to be successful.

Integrity means being honest and upfront with customers. It also means delivering on promises and following through on commitments.

Tenacity is important because it shows customers that you are determined to give them the best possible experience. It demonstrates that you are not going to give up on them, even if things get tough.

Strategy is key because it allows you to be efficient and effective in your customer service. A good strategy will help you save time and resources while still providing excellent service.

The bottom line is that if you want to be of service and satisfy customers, you need to have integrity, tenacity and strategy.

www.itsnevin.com

10/21/2022

What is a basic valuation survey and why is it important?

A basic valuation survey is an estimate of the value of a property. It is used to help assess the worth of a property for sale, mortgage, taxation or insurance purposes. A valuation surveyor will take into account a variety of factors when carrying out a survey, including the location of the property, its size, condition and any recent improvements that have been made.

A valuation survey is important because it provides an estimate of the value of a property. This information can be used to help make decisions about whether to sell, mortgage or insure a property. It can also be used to help assess the amount of tax that should be paid on a property.

10/11/2022

It is generally advisable to avoid applying for new loans prior to remortgaging, as this can potentially impact your ability to get a competitive deal. Lenders will take into account your current level of debt when considering your application, and if you have recently taken out a new loan, this could negatively affect your chances of being approved.

If you are considering remortgaging, it is best to speak to a loan officer in advance to discuss your options and ensure that you are in the best position to secure a good deal.

Visit my website to schedule a call with me today!

https://www.itsnevin.com

Address

3100 W. Ray Road #201
Chandler, AZ
85226

Telephone

+14848455570

Website

http://www.itsnevin.com/

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