Rapps & Associates, PLLC

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Rapps & Associates, PLLC We take an education-first approach — guidance, resources, and clarity so clients understand their options before deciding. Attorney advertising.

Rapps & Associates, PLLC is an estate planning law firm in Cedarhurst, New York, focused on helping individuals and families make clear, informed decisions about their legacy, wealth, and long-term planning. Our work includes wills, trusts, tax-aware planning, and strategies designed to reduce stress and uncertainty for families. We serve clients throughout New York and New Jersey.

Tonight at 7:00 PM ET.If you have a trust, or you have wondered whether your assets are really protected, this session i...
10/20/2026

Tonight at 7:00 PM ET.

If you have a trust, or you have wondered whether your assets are really protected, this session is for you.

We’ll cover what holds up, what does not, and the difference using real New York cases.

Register here: https://rappslaw.com/i-october

Educational only. General information, not legal advice.

Tomorrow at 7 PM ET: Is Your Trust Actually Protecting Anything?Having a trust doesn't automatically mean your assets ar...
10/19/2026

Tomorrow at 7 PM ET: Is Your Trust Actually Protecting Anything?

Having a trust doesn't automatically mean your assets are protected.

Join us tomorrow for a 45-minute session exploring real New York cases, what holds up, and what doesn't.

We'll look at why having a trust and having real protection are not always the same thing.

The session is 45 minutes, and a replay is included.

Register here: https://rappslaw.com/i-october

Educational only. General information, not legal advice.

Did you know? A revocable living trust may help avoid probate, but it generally does not protect assets from long-term-c...
10/16/2026

Did you know? A revocable living trust may help avoid probate, but it generally does not protect assets from long-term-care costs.

Learn what actually holds up on October 20 at 7:00 PM ET.

Register here: https://rappslaw.com/i-october

Educational only. General information, not legal advice.

“But I have a trust.”Having a trust and being protected are not always the same thing. A revocable living trust may help...
10/15/2026

“But I have a trust.”

Having a trust and being protected are not always the same thing. A revocable living trust may help avoid probate, but it does not automatically protect your home from long-term-care costs or creditors.

Join us on October 20 at 7:00 PM ET for “Is Your Trust Actually Protecting Anything?”

Comment PROTECT and we’ll send you the registration details.

Educational only. General information, not legal advice.

“I have a trust, so my assets are protected.”That is not always true. A revocable living trust may avoid probate, but it...
10/09/2026

“I have a trust, so my assets are protected.”

That is not always true. A revocable living trust may avoid probate, but it does not shield your home from a nursing home or creditor.

Learn what holds up and what does not on October 20 at 7:00 PM ET.

Register here: https://rappslaw.com/i-october

You created a trust, signed the documents and felt that everything was handled. But does your trust actually protect you...
10/08/2026

You created a trust, signed the documents and felt that everything was handled. But does your trust actually protect your home and other assets?

Having a trust and having real asset protection are not always the same thing.

This is especially important when long-term care, creditors or other financial risks become part of the picture.

Join us on October 20 at 7:00 PM ET for “Is Your Trust Actually Protecting Anything?”

Comment PROTECT and we’ll send the registration details directly to your inbox.

Educational and general information only; not legal advice. No attorney-client relationship is created.

10/02/2026

Did you know New York’s estate-tax exemption can disappear completely once an estate reaches 105% of the exemption amount?

Between 100% and 105%, the exemption gradually phases out. At 105%, the full exemption is gone, and the estate may be taxed from dollar one.

Long Island families should understand where the cliff begins before assuming they are safe from estate tax.

Comment PROTECT and we’ll send the NY Cliff Check directly to your inbox.

Educational and general information only; not legal advice. No attorney-client relationship is created. Figures reflect 2026 law.

09/29/2026

The $15 million federal estate-tax exemption does not answer the New York question.

A Long Island family may be below the federal threshold while still needing a separate New York estate-tax calculation. Their home, retirement accounts, cash, rental property and life insurance can all matter when the estate is reviewed.

Comment PROTECT and we’ll send the NY Cliff.

Educational and general information only; not legal advice. No attorney-client relationship is created. Figures reflect 2026 law.

New York's estate-tax cliff can cause a major tax increase when an estate crosses the 105% threshold.In this example, a ...
09/28/2026

New York's estate-tax cliff can cause a major tax increase when an estate crosses the 105% threshold.

In this example, a $7.4M estate may owe about $100K in tax, while a $7.8M estate may owe about $746K. That is about $650K more in tax on only $400K more in estate value.

Review the carousel to see where the exemption begins to phase out and where it disappears.

Comment "PROTECT" below and we will send the NY Cliff Check worksheet straight to your inbox.

Educational only. Figures reflect 2026 law.

09/22/2026

Here's the New York estate-tax math most families never see coming.

In Michael's example, a $7.4M estate owed roughly $100K in tax. At $7.8M, the tax rose to about $746K.

That is only $400,000 more in estate value, but about $650,000 more in tax.
This is why New York's rule is called a cliff.

Comment "PROTECT" below and we'll send the NY Cliff Check worksheet straight to your inbox.

Educational only. Figures reflect 2026 law.

Address

445 Central Avenue Suite 112
Cedarhurst, NY
11516

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15163423756

Website

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