05/31/2026
💡 Pro Tip:
Once you’re under contract, keep your finances stable. No big moves, no new debt, and no surprises.
🏠 Your loan approval isn’t final until the keys are in your hand.
📩 Have questions about the buying process? I’m here to guide you every step of the way.
Jessica Colom
GRI, SRS,e-PRO,PSA, RSPS,
MRP,AHWD,SFR,GKC
Broker / Owner
SWFL Life Realty
239-265-5687
Things That Can Cause Your Loan to Be Denied at the Last Minute
You’re cleared to close… and then suddenly everything changes. Here are some last-minute red flags that can stop your loan in its tracks:
🚫 Changing jobs before closing
🚫 Taking on new debt (car loans, credit cards, furniture financing)
🚫 Big unexplained deposits in your bank account
🚫 Late payments showing up on credit report
🚫 Opening new credit cards or applying for loans
🚫 Job loss or reduced income
🚫 Changing bank accounts without notifying your lender
🚫 Co-signing for someone else’s loan
🚫 Large cash withdrawals that can’t be explained
🚫 Credit score drop right before closing
Jessica Colom
GRI, SRS,e-PRO,PSA, RSPS,
MRP,AHWD,SFR,GKC
Broker / Owner
SWFL Life Realty
239-265-5687
www.swflliferealty.com
Have a blessed day!