Cross Street Team LLC associated with Silvercreek Realty Group

Cross Street Team LLC associated with Silvercreek Realty Group Cross Street Team LLC is dedicated to helping you with your buying, selling and building needs.

OPEN HOUSE this Saturday August 22nd 10:20-12:30..Looking for a home that's move-in ready with room for everyone? With ...
08/20/2026

OPEN HOUSE this Saturday August 22nd 10:20-12:30..
Looking for a home that's move-in ready with room for everyone? With great spaces for entertaining? You won't want to miss this one! đź‘€
âś… 4 Bedrooms + 2.5 Bathrooms
âś… 2,094 Sq. Ft.
âś… Beautifully maintained 2018 home
âś… HUGE covered patio with ceiling fans, TV & outdoor shades đź“ş
✅ Open-concept kitchen with island & pantry 🍽️
✅ Upstairs laundry 🧺
âś… Gorgeous landscaping & plenty of space to relax or entertain
This home truly checks all the boxes—and it's waiting for its next owner! ❤️ Seller is paying $4,000 for buyers closing costs or towards a rate buydown to make the payment more affordable!

đź“Ť10615 Hackberry St., Nampa

OPEN HOUSE TODAY! Looking for a 4-bedroom home in Nampa? Join us today for an open house at this beautifully cared-for h...
08/16/2026

OPEN HOUSE TODAY! Looking for a 4-bedroom home in Nampa? Join us today for an open house at this beautifully cared-for home—ideal for both everyday living and entertaining.
10615 Hackberry Street, Nampa
Sunday, August 16 | 11:00 AM–1:30 PM
This 2018 two-story home offers 2,094 sq. ft., 4 bedrooms, 2.5 baths, and two separate living spaces. Enjoy a covered patio that spans the length of the home, complete with an outdoor TV, shades, and two ceiling fans—perfect for relaxing or hosting friends and family. The landscaped backyard is truly a standout.
A pre-inspection has been completed, and the seller is offering $2,000 toward buyer concessions.
Come see the pride of ownership for yourself—this one is a must-see!

Looking for a 4-bedroom home in Nampa? Join me tomorrow for an open house at this beautifully cared-for home—ideal for b...
08/15/2026

Looking for a 4-bedroom home in Nampa? Join me tomorrow for an open house at this beautifully cared-for home—ideal for both everyday living and entertaining.
10615 Hackberry Street, Nampa
Sunday, August 16 | 11:00 AM–1:30 PM
This 2018 two-story home offers 2,094 sq. ft., 4 bedrooms, 2.5 baths, and two separate living spaces. Enjoy a covered patio that spans the length of the home, complete with an outdoor TV, shades, and two ceiling fans—perfect for relaxing or hosting friends and family. The landscaped backyard is truly a standout.
A pre-inspection has been completed, and the seller is offering $2,000 toward buyer concessions.
Come see the pride of ownership for yourself—this one is a must-see!

Join us tomorrow and take a look at this beautiful home before its off the market!
08/15/2026

Join us tomorrow and take a look at this beautiful home before its off the market!

This Sunday Aug 16th 11-1:30pm an open house in Nampa at the perfect home for entertaining inside and out. 2 Living area...
08/15/2026

This Sunday Aug 16th 11-1:30pm an open house in Nampa at the perfect home for entertaining inside and out. 2 Living areas with an open concept and the outside has gorgeous landscaping with a full length of the home covered patio with 2 ceiling fans, shades, outdoor TV and firepit! You have to see this home to believe how beautiful it is and how well maintained. We already have a home inspection done and the seller is offering 2K in concessions you can use for rate buydown or closing costs!

Should you rent or buy in 2026?The honest answer: it depends on your situation. Renting continues to offer lower monthly...
08/11/2026

Should you rent or buy in 2026?

The honest answer: it depends on your situation. Renting continues to offer lower monthly costs and flexibility in many markets, especially for those without substantial savings or uncertain time horizons. Modest home price appreciation means waiting probably won’t lead to dramatically lower purchase prices.

But ownership builds equity and stabilizes long-term housing costs. If buying is your goal, 2026 might be best viewed as a preparation period—strengthening credit, building savings, and monitoring your target market can materially improve your future buying power.

There’s no universal right answer. Align your housing decision with your personal circumstances, not predictions.

DM me if you need a plan for the future to prepare or if you are ready now!

08/11/2026

Here’s a question most buyers don’t ask until it’s too late: What happens when the HVAC fails during a heat wave or the roof needs replacing? 🔥

Home maintenance now averages around $8,800 annually, with first-year homeowners often facing even higher costs. But here’s where buyers get caught off guard—major repairs aren’t possibilities, they’re certainties with varying timelines:

– HVAC replacement: $5,000-$10,000
– Roof replacement: $8,000-$15,000
– Water heater: $1,200-$2,500
– Foundation repairs: $4,000-$12,000

The traditional 1% rule is outdated. On a $350,000 home, that’s only $3,500 annually—barely enough to cover one major system failure. Experts now recommend planning for 2-3% of your home’s value annually.

Without liquid reserves, a single emergency can derail your finances entirely. That 15-year-old water heater or aging roof isn’t a deal-breaker—it’s a budget roadmap. Buyers who understand these timelines plan strategically instead of scrambling when systems fail.

💡 Create a dedicated House Repair Fund separate from emergency savings. Treat it like a non-negotiable monthly bill so your wealth-building asset doesn’t become a source of financial strain.
DM me if any question or if you need trusted professionals!

Looking for a 4 bedroom, 2.5 Bath in Nampa that is great for entertaining? This is it. A covered patio full length of th...
08/06/2026

Looking for a 4 bedroom, 2.5 Bath in Nampa that is great for entertaining? This is it. A covered patio full length of the house with shades, 2 ceiling fans, outdoor TV and firepit will entertain you and your friends in style. The landscaping is beautiful absolutely a bonus! see the pictures in the link. https://ksvc.paragon.ice.com/s/goto/L6opJHg1ORe

Your mortgage payment is only part of the story. 🏡Most homebuyers focus exclusively on their monthly mortgage payment wh...
08/06/2026

Your mortgage payment is only part of the story. 🏡

Most homebuyers focus exclusively on their monthly mortgage payment when calculating affordability. But here’s the reality: that payment typically represents only 70-80% of what homeownership actually costs each month.

The average cost of owning and maintaining a single-family home in the U.S., excluding the mortgage, is estimated at around $21,400 in 2025—roughly $1,800 per month. When you factor in these costs, a $2,500 monthly mortgage can grow to over $4,000 in total housing costs.

đź’ˇ Key takeaways:

– Nearly 45% of homeowners report post-purchase regrets, most commonly due to higher-than-expected maintenance and hidden costs
– Insurance and property taxes continue rising annually—sometimes jumping $200-300/month in a single year
– Home maintenance now averages around $8,800 annually, with first-year owners often facing higher costs
– The solution? Budget for mortgage PLUS approximately $1,800 monthly in carrying costs

True affordability isn’t what a lender approves—it’s what lets you sleep well at night when the water heater fails or insurance premiums spike.
I was a lender for 29 yrs before becoming an agent this has helped me to help my clients understand the whole picture. DM me with any questions.

If you’re thinking about selling your home, you’ve probably heard the term “months of supply” thrown around. But what do...
08/04/2026

If you’re thinking about selling your home, you’ve probably heard the term “months of supply” thrown around. But what does it actually mean?

Months of supply measures how long it would take to sell all available homes at the current sales pace. It’s one of the clearest indicators of whether we’re in a buyer’s or seller’s market.

Here’s the breakdown:
– Less than 5 months = Seller’s market (low inventory, more competition among buyers)
– 5-6 months = Balanced market
– More than 6 months = Buyer’s market (more inventory, buyers have negotiating power)

Right now, inventory levels are rising in many markets across the country. According to recent NAR data, we’re seeing a shift from the extreme seller’s market of the past few years. This means pricing strategy, home preparation, and timing matter more than ever.

If you’ve been waiting for the “perfect time” to list, understanding these metrics can help you make a more informed decision about your specific situation and local market conditions.
DM me if you have questions.

Address

Caldwell, ID
83605

Telephone

+12082500714

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