Mina Meleka - Mortgage Broker

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Mina Meleka - Mortgage Broker Mortgage Brokers with access to over 150+ lenders nationwide. NMLS # 2412048. Powered by Gorascal. نتحدث عربي
https://linktr.ee/minameleka

We will shop lenders for best competitive rates and terms tailored to your specific mortgage scenario.

10/02/2026

🏡 PREAPPROVED FOR A MORTGAGE? Don’t finance that car or furniture just yet! 🚗🛋️

New debt before closing can increase your monthly obligations, affect your credit, and put your mortgage approval at risk—even if the store offers zero interest.

Your lender may check your credit again before closing. Before opening a credit card or financing a major purchase, talk with your loan officer. 🔑

💬 Message me and let’s keep your homebuying plans on track.

Mina Meleka | Meleka Mortgage
📍 Serving NY • NJ • PA • FL
📞 917-607-9949

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 https://melekamortgage.com

10/01/2026

🏡💰 NEED CASH—BUT WANT TO KEEP YOUR CURRENT MORTGAGE RATE?

A HELOC may let you borrow against your home’s available equity for renovations or other major expenses while keeping your existing first mortgage in place.

You repay the HELOC separately. Rates are usually variable, and your home secures the debt, so understanding the payment and repayment plan matters.

💬 Message me and let’s compare the payments and costs for your situation.

Mina Meleka | Meleka Mortgage
📍 Serving NY • NJ • PA • FL
📞 917-607-9949

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 https://melekamortgage.com

Subject to qualification and lender requirements.

09/30/2026

🏡 BUY A RENTAL WITHOUT PAY STUBS? Here’s an option worth exploring.

A DSCR loan focuses on the rental property’s income compared with its housing payment. Many programs don’t require personal income verification—making this an option for eligible investors and self-employed buyers. 🔑

Your credit, down payment, available funds, and property still matter. Requirements and costs vary by lender.

💬 Message me to compare payments and costs for your next investment.

Mina Meleka | Meleka Mortgage
📍 Serving NY • NJ • PA • FL
📞 917-607-9949

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 https://melekamortgage.com

09/29/2026

Love the location, but the house needs work? 🏡🔨 You may be able to finance the purchase AND eligible repairs in one mortgage!

An FHA 203(k) renovation loan can help qualified buyers turn a fixer-upper into a home. Eligible projects can include roof repairs, kitchen updates, and other approved improvements.

Your lender must review the renovation plan, you must qualify for the total loan, and FHA mortgage insurance applies.

📩 Message me, and let’s compare payments and costs for your situation.

Mina Meleka | Mortgage Broker
📍 NY • NJ • PA • FL
📞 917-607-9949

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Website:
https://melekamortgage.com

09/28/2026

Still paying PMI? You may be able to remove it—without refinancing! 🏡💸

If you have a Conventional mortgage with monthly private mortgage insurance, check your eligibility for cancellation. Your loan balance, payment history, property value, and other liens matter.

📋 Start by asking your mortgage servicer about its written cancellation process. FHA mortgage insurance follows different rules.

Want help understanding your mortgage costs? Message me! 🔑

Mina Meleka | Mortgage Broker
📍 NY • NJ • PA • FL
📞 917-607-9949

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Website:
https://melekamortgage.com

09/26/2026

No Social Security number? You may still have home loan options! 🏡🔑

Certain lenders offer ITIN mortgages for eligible buyers who use an Individual Taxpayer Identification Number.

You’ll still need to meet requirements for identification, income, credit, down payment, and the property. Having an ITIN alone doesn’t guarantee approval—but it’s worth understanding your options. 📋

📩 Message me and let’s compare payments and costs for your situation.

Mina Meleka | Mortgage Broker
📍 NY • NJ • PA • FL
📞 917-607-9949

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Website:
https://melekamortgage.com

09/25/2026

🏡 Can a rental property’s income help you qualify for a mortgage? With a DSCR loan, it may!

DSCR financing focuses on the investment property’s rental income compared with its housing payment. Many programs don’t require personal income verification—but credit, down payment, and property requirements still apply. 🔑

Buying your first rental or expanding your portfolio? Let’s compare your financing options, payments, and costs.

📩 Message “OPTIONS”
📞 Call Mina Meleka: 917-607-9949
📍 Serving NY • NJ • PA • FL

📅 Book an appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Website:
https://melekamortgage.com

09/24/2026

🏡 Your income doesn’t fit the usual mortgage paperwork? You may still have options.

Non-QM mortgages can offer alternative ways for eligible borrowers to qualify—including certain programs that use bank statements or assets. 💼📊

Approval still depends on your finances and the program’s requirements. Rates, fees, and down payments may be higher, so comparing your options matters.

📩 Message me “NON-QM” to explore what could fit your situation.

Mina Meleka | Mortgage Broker
📍 Serving NY • NJ • PA • FL

📅 Book a consultation:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Visit:
https://melekamortgage.com

09/23/2026

🏡 FHA or Conventional? Your friend’s mortgage might not be the right one for YOU. 💰

The down payment is just the beginning. Your credit, mortgage insurance, closing costs, and full monthly payment all matter when comparing home loans. 🔑

Buying your first home or your next one? Let’s compare the numbers and find an option that fits your budget and goals.

📩 Message me “COMPARE” for a personalized mortgage consultation.

📅 Book your appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Website:
https://melekamortgage.com

Mina Meleka | Mortgage Broker
📍 NY • NJ • PA • FL

09/22/2026

🏡 YOUR HOME MAY BE HOLDING THE CASH YOU NEED! 💰

Need funds but don’t want to refinance and replace your existing mortgage? A HELOC may allow eligible homeowners to access available equity while keeping their current first mortgage in place. 🔑

A home equity line of credit may be used for:

🛠️ Home renovations
💳 Consolidating higher-interest debt
🎓 Major expenses
🏘️ Investment opportunities
🚨 Unexpected costs

You generally pay interest only on the amount you use. However, HELOC rates are often variable, and your home secures the credit line—so it’s important to use your equity responsibly.

📲 Message me “HELOC” for a personalized review of your available options.

Book a consultation:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

Mina Meleka | Mortgage Broker
📍 Serving NY, NJ, PA & FL

Address

185 Wythe Avenue, Suite A2
Brooklyn, NY
11249

Telephone

+19176079949

Website

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