Mina Meleka - Mortgage Broker

Mina Meleka - Mortgage Broker Mortgage Brokers with access to over 150+ lenders nationwide. NMLS # 2412048. Powered by Gorascal. نتحدث عربي
https://linktr.ee/minameleka

We will shop lenders for best competitive rates and terms tailored to your specific mortgage scenario.

08/24/2026

THIS LOAN COULD HELP YOU GROW YOUR PORTFOLIO!

Tired of traditional mortgage qualification getting in the way of your next investment property?

🔥 **A DSCR Loan may be the answer!**

Instead of relying on traditional personal income documentation, a DSCR loan focuses primarily on the **rental income and cash flow of the investment property.** 📈

✅ No W-2s or paystubs typically required
✅ No traditional personal income calculation
✅ Great for self-employed borrowers & investors
✅ Purchase or refinance investment properties
✅ Cash-out refinance options may be available
✅ LLC vesting may be available
✅ Helps investors continue building their portfolios 🏘️🏘️🏘️

💡 **Your investment property’s income can help qualify the deal.**

Already own a rental? Looking for your next investment? Don’t assume you won’t qualify just because your tax returns don’t show enough income.

🚨 **SEND ME THE PROPERTY!**
Give me the **purchase price + expected monthly rent**, and let’s see if the numbers work for a DSCR loan.

📩 **DM me “DSCR” today!**

Buying 🏡 | Selling 🔑 | Investing 📈 | Mortgages 💰 | Refinancing 🔄 — **We do it all!**

08/20/2026

Self-employed with Low tax Returns? No problem, Bank Statements Mortgages could be the solution.

08/20/2026

🏡 **SELF-EMPLOYED? YOUR TAX RETURNS DON’T TELL THE WHOLE STORY!** 💼💰

Are business write-offs making it harder for you to qualify for a mortgage?

A **Bank Statement Mortgage** could be the solution. 🔑

Instead of relying on traditional tax-return income, we may be able to qualify eligible self-employed borrowers using **12 or 24 months of personal or business bank statements** to calculate qualifying income.

✅ Great option for self-employed borrowers
✅ Business owners & entrepreneurs
✅ Freelancers & independent contractors
✅ 1099 borrowers
✅ Personal or business bank statements may be eligible
✅ Alternative to traditional income documentation

📉 **Lots of tax deductions?** That doesn't automatically mean homeownership is out of reach.

Whether you're looking to **buy a home, upgrade, or refinance**, let's look at your complete financial picture and see what options may be available.

📲 **DM me “BANK STATEMENT”** and let's see how much you may qualify for!

*Programs, rates, terms, and qualification requirements vary. All loans are subject to underwriting and approval.*

08/19/2026

🏡 HOW MUCH HOUSE CAN YOU REALLY AFFORD? 💰

Making $100,000 a year doesn’t automatically tell you how much home you can qualify for! 👀

Your buying power depends on several factors:

💰 Income — Salary, overtime, bonuses & other qualifying income
💳 Monthly debts — Car payments, credit cards, student loans, etc.
📊 Credit profile — Can impact your loan options, rate & payment
💵 Down payment — How much you’re putting toward the purchase
🏠 Property taxes & insurance — These can make a BIG difference in your monthly payment
🏢 HOA fees — If applicable, these also affect qualification

That’s why two buyers making the same income could qualify for completely different amounts.

And you might be surprised by how much buying power you actually have! 🔑

🔥 STOP GUESSING AND LET’S RUN THE NUMBERS.

📲 DM me “QUALIFY” with your approximate income and monthly debts, and I’ll help you figure out your estimated buying power and what loan options may work for you.

🏡 Ready to buy? Let’s get you PRE-APPROVED!

08/17/2026

🏡 **Buying a Home? Your Mortgage Payment Is More Than Just Principal & Interest!**

When you hear the term **PITI**, it represents the 4 main components that can make up your monthly housing payment:

💰 **P – Principal:** The amount that goes toward paying down your loan balance.
📈 **I – Interest:** The cost of borrowing the money.
🏠 **T – Taxes:** Your property taxes.
🛡️ **I – Insurance:** Your homeowners insurance — and depending on the loan, mortgage insurance may also be part of your total payment.

Understanding your **true monthly payment** is extremely important before deciding how much home you can comfortably afford.

🎥 Watch the video for a quick breakdown of PITI!

📲 **Thinking about buying a home or wondering how much you can qualify for? Contact me today!** I can review your income, credit, debts, and available funds and help you understand your financing options.

🔑 **Buying • Selling • Investing • Mortgages — We Do It All!**

08/15/2026

Rent it out, cash flow in 💸. DSCR loans: where property income does the talking!

Tap here to get started 👉 melekamortgage.com

08/14/2026

Ready to grow your portfolio? DSCR loans made easy—DM us for pre-approval!

Tap here to get started 👉 melekamortgage.com

08/13/2026

Get home 🏠 with expert help 📈 Stress-free mortgage solutions – DM me!

📩 Tap here to get started 👉 melekamortgage.com

Address

185 Wythe Avenue, Suite A2
Brooklyn, NY
11249

Telephone

+19176079949

Website

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