Southern Life Real Estate - Kent Patterson, Realtor

08/28/2026

Lenders use your debt-to-income ratio to gauge risk. If too much of your income is already going toward debt, it raises a red flag.

08/27/2026

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.

08/27/2026

Welcome to 386 Huntington Ridge Drive, where convenience, comfort, and low-maintenance living come together in the heart of South Nashville. This inviting 2-bedroom, 2.5-bath townhome offers a spacious and functional two-story layout, making it an excellent choice for first-time buyers, busy professionals, or anyone looking for an easy, low-maintenance lifestyle. Recent updates include New HVAC(2026), new carpet(2026), and new insulation in the attic. The kitchen, baths, and water heater were updated in 2023.
The main level features comfortable living and dining spaces that flow seamlessly into the kitchen, creating a great setup for everyday living and entertaining. Upstairs, both bedrooms offer the privacy of their own en-suite bathrooms, while the additional half bath on the main level adds convenience for guests.
One of the home's standout features is the large private deck above the covered carport—perfect for morning coffee and relaxing outdoors. The attached covered parking also includes a generous storage area, providing plenty seasonal décor, or extra belongings.
Residents of Huntington Ridge enjoy access to two community pools and clubhouses, adding to the neighborhood's appeal. Ideally located just minutes from Nippers Corner, you'll enjoy easy access to shopping, dining, parks, and I-65, making commuting to downtown Nashville, Brentwood, and Cool Springs quick and convenient. Selling As-Is. Inspections welcome. Well maintained!

Unbranded Virtual Tour - https://www.zillow.com/view-imx/5c98d590-b009-444c-a06c-3bf5c008f418?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard View additional details about this listing: https://go.realtracs.com/1kt4j3b

08/24/2026

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has grown. It’s the #1 bright spot for buyers in this market.

But you may have heard that growth has been slowing down.

It’s true it went from +31% a year ago to just +2% now. But that’s no reason to worry about your move.

Because nationally, inventory has been up year-over-year for 33 straight months. And the latest data shows the slowdown may have already hit its floor.

Plus, since rates aren't expected to come down much anytime soon, inventory growth may be about to pick back up.

The bottom line? Inventory is still better than it was last year – and that gives you options. And even more choices may be coming soon.

Wondering what this means for your plans? Send me a DM and let's talk through what’s available right here, right now.

08/22/2026

Home Prices Are Rising in 80% of Markets

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.

08/20/2026

Higher Rates Could Actually Help Housing Supply – Here’s How.

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

08/20/2026

My latest RateMyAgent review in Nolensville.
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08/17/2026

Who Has the Upper Hand in Today's Housing Market?

This market isn’t one-size-fits-all.

If you're wondering who has the upper hand where we live, let's talk. I'll show you exactly what the numbers look like in our market – and what strategy gives you the best shot at getting what you want.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.

08/15/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.

Wondering if...

08/15/2026

🛌 4 🛀 2 🚘 6
📍 7112 Cobb Road, Christiana, TN, 37037

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