McWherter Scott & Bobbitt

06/03/2026

Please join McWherter Scott & Bobbitt in welcoming David Riley to our Memphis office.

David is a litigator with more than 25 years of experience, including extensive work in insurance-related matters and complex disputes. We are thrilled to have him join our team!

Read more about David and his background here:
https://www.msb.law/2026/06/mcwherter-scott-bobbitt-welcomes-david-riley-to-the-firm/

04/22/2026

After a natural disaster, insurance claims are often delayed or denied due to disputes over coverage, insufficient documentation, or insurer tactics—but a lawyer can help by reviewing your policy, gathering evidence, challenging unfair denials, and negotiating or litigating to pursue the compensation you’re owed. Learn more:

Natural disaster insurance claims in the Southeast and Midwest can involve delays, valuation disputes, and coverage questions. Learn how these issues develop after major storms.

04/15/2026

Hailstorms can cause significant roof damage that may not be immediately visible, making it important to document issues quickly and review your insurance policy carefully. Filing a claim on time, providing clear evidence, and understanding coverage limits can make a major difference in whether your repairs are fully covered or underpaid. Learn more:

After a hailstorm, roof damage claims can raise coverage, inspection, and valuation questions. Learn how hail damage claims typically develop and what homeowners should document after a storm.

04/09/2026

If your flood insurance claim is denied, you still have options—starting with reviewing the denial letter, gathering supporting evidence, and filing an appeal. Taking the right steps quickly and understanding your policy can make a critical difference in recovering the compensation you’re owed. Learn more:

Flood insurance claim denied? Learn common reasons flood claims are denied, how NFIP and private flood claim appeals work, and what steps policyholders can take after receiving a denial.

04/01/2026

You don’t always need a lawyer for an insurance claim—but when delays, denials, or low settlement offers come into play, having legal guidance can make a significant difference. Knowing when to involve an attorney can help protect your rights and maximize your recovery. Learn more:

Denied, delayed, or underpaid insurance claim in the Midwest or Southeast? Learn when policyholders often involve an attorney and how insurance claim disputes typically develop.

03/24/2026

Tennessee and Kentucky are making it clear—insurance companies can’t rely solely on remote or aerial imagery when making coverage decisions. When images are outdated, unclear, or incomplete, they can lead to unfair outcomes, and regulators are stepping in to protect policyholders. Learn more about what this means for your rights:

Insurers are using satellite images, drone photos, and other aerial imagery more often in underwriting and property claims. Tennessee addressed that trend in Bulletin 25-03, warning that aerial imagery should be only one tool among many and that blurry, outdated, or imprecise imagery cannot reasonab...

02/24/2026

We’re looking forward to attending the 2026 Windstorm Insurance Network Conference in Orlando, February 24–27.
The WIND Conference always brings together some of the sharpest professionals in the property insurance space — adjusters, consultants, experts, and fellow advocates committed to getting claims handled the right way.

If you’ll be there, let’s connect. We’re always looking to build strong, strategic partnerships that serve policyholders at the highest level.

— Curtis Phillips

MSB Law | Insurance Claims • Elite Advocacy • Genuine Relationships

02/18/2026

From documentation and personal property valuation to recorded statements and Examinations Under Oath (EUOs), early decisions can influence the direction of the investigation.

Here are five common mistakes we see in fire insurance claims — and how to avoid them.

If you’ve been asked to sit for an EUO, read our full breakdown here: https://www.tninsurancelitigation.com/2016/02/what-is-an-examination-under-oath-2/

02/09/2026

Many businesses impacted by Winter Storm Fern experienced shutdowns, delays, and lost revenue — but business interruption coverage is often misunderstood.
In most cases, BI coverage requires direct physical loss or damage caused by a covered peril, not simply a widespread power outage. This carousel explains how business interruption coverage works, what typically triggers it, and why documentation matters.

If your business suffered storm-related property damage and coverage questions remain, experienced counsel can help evaluate your options.

02/05/2026

We hope everyone impacted by Winter Storm Fern is safe. Ice storms can cause sudden and hidden property damage, and knowing what to document and when to report it can make a difference. Here are a few helpful insurance claim tips to keep in mind.