10/08/2026
Three projects. Each one looks manageable on its own.
But when you add them up — $320,000 needed, only $200,000 on track — suddenly you're looking at a six-figure shortfall nobody saw coming.
Noreen Derrig from Community Financials explains project clustering — the most common cause of HOA reserve shortfalls — and how to prevent it before budget season closes.
Watch the full HOA Financials Explained video:
https://hubs.la/Q04zDXxB0
See how your HOA stacks up — take the free 2-minute scorecard at https://hubs.la/Q04zDXB10