Stephen Funderburk, Senior Mortgage Banker, NMLS #113736

Stephen Funderburk, Senior Mortgage Banker, NMLS #113736 “For most people, buying a house is not something they do very often. We do this professionally every day and are really good at it.

Stephen Funderburk
Senior Mortgage Advisor
NMLS # 113736
Licensed in NC, SC

Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender We bring our expertise and experience to the forefront daily to help our clients accomplish their goals.” – Stephen Funderburk

To date, we’ve been fortunate enough to take part in helping over 110,000 home buyers
While the na

tional average time for closing mortgage loans is 51 days, Atlantic Bay’s closing average is only 27 days. We believe the joy and excitement of homeownership starts the moment you submit your loan application, so we’re intentional about making the closing process smooth and easy. By having the agency approvals of Ginnie Mae, Freddie Mac, and Fannie Mae, Atlantic Bay is able to provide more flexibility with our programs and products. We offer purchase and re-financing for primary homes, second homes, and investment properties. We lend to single-family residencies, condos, 2-4 unit properties, townhomes. Whether you’re looking to buy, build, remodel, or refinance, we offer the following variety of loan options to suit your individual needs. TBD
Unlike most mortgage companies, Atlantic Bay underwrites To Be Determined (TBD) files before the client has a property. This means the client can be fully approved prior to finding a home. Conventional
A great option for anyone with good credit and small down payment. FHA
These loans are available to everyone and designed to help creditworthy low-income and moderate-income families who may not meet requirements for Conventional loans. Rural Housing (USDA)
Federal loan program that is used to help low-income buyers purchase homes in rural areas. VA
Government guaranteed loan programs available to Veterans, Active Duty military, reservists, and surviving spouses. Jumbo Loans
Favorable loan terms for those seeking loan amounts above $417,000 offering as little as 15% down. Construction
Designed for financing the construction of a home, some with as little as a 5% down payment. Renovation Loans
We carry both FHA and Conventional full & streamline programs for a borrower looking to renovate their primary residence, second home, or investment property. One of the things Atlantic Bay is passionate about is giving back to the communities in which we serve. Through our Atlantic Bay Cares (AB Cares) initiative, we have donated over $2 million and helped 115 organizations and charities. AB Cares is driven by the passion of our employees, and the program was designed to reflect the energy and enthusiasm that each of our team members possesses. Those helped by the program include the National MS Society, SPCA, Hope Haven, Stop Hunger NOW, Ronald McDonald House, Roc Solid Foundation, Alzheimer’s Association, Salvation Army, American Cancer Society, Senior Services, and many more. We understand that this process is not about getting a mortgage; it’s about having a home to build your life in. We’d love to help you get there while giving you a fulfilling and enjoyable experience from start to finish.

5.0 star review received on Experience.com for Stephen Funderburk by Benson R - Jennifer was amazing!
04/13/2026

5.0 star review received on Experience.com for Stephen Funderburk by Benson R - Jennifer was amazing!

Click to see all 410 reviews of Stephen Funderburk, Senior Mortgage Advisor

01/26/2026

5.0 star review received on Experience.com for Stephen Funderburk by Bonnie B - you all made me feel impotant and helped me so much.Jennifer was so helpful everyday

5.0 star review received on Experience.com for Stephen Funderburk by Stephanie F - We appreciated the open communication...
01/12/2026

5.0 star review received on Experience.com for Stephen Funderburk by Stephanie F - We appreciated the open communication and the availability of staff even during the holiday season.

Click to see all 406 reviews of Stephen Funderburk, Senior Mortgage Advisor

5.0 star review received on Experience.com for Stephen Funderburk by David F - Everything went amazing on a short timeli...
01/08/2026

5.0 star review received on Experience.com for Stephen Funderburk by David F - Everything went amazing on a short timeline. Only critique is we wish we had a heads up on some of the emails that we going to come.

Click to see all 405 reviews of Stephen Funderburk, Senior Mortgage Advisor

5.0 star review received on Experience.com for Stephen Funderburk by Mark W - Stephen and his team made it easy to go th...
12/24/2025

5.0 star review received on Experience.com for Stephen Funderburk by Mark W - Stephen and his team made it easy to go through the step by step process

Click to see all 403 reviews of Stephen Funderburk, Senior Mortgage Advisor

5.0 star review received on Experience.com for Stephen Funderburk by Sallie M - It's always a pleasure working with Team...
10/23/2025

5.0 star review received on Experience.com for Stephen Funderburk by Sallie M - It's always a pleasure working with Team Funderburk! We appreciate your guidance and professionalism throughout this entire process.

Click to see all 402 reviews of Stephen Funderburk, Senior Mortgage Advisor

5.0 star review received on Experience.com for Stephen Funderburk by Anthony C - The process was very straight forward. ...
10/04/2025

5.0 star review received on Experience.com for Stephen Funderburk by Anthony C - The process was very straight forward. We alwasys knew what we needed to provide and when to submit things. Jennifer was a pleasure to work with. I'm sure it was her attention to detail is what made things go so smoothly,

Click to see all 402 reviews of Stephen Funderburk, Stephen Funderburk | NMLS # 113736

5.0 star review received on Experience.com for Stephen Funderburk by Michael F - Thank you
10/02/2025

5.0 star review received on Experience.com for Stephen Funderburk by Michael F - Thank you

Click to see all 399 reviews of Stephen Funderburk, Stephen Funderburk | NMLS # 113736

5.0 star review received on Experience.com for Stephen Funderburk by Richard R - Everyone was very helpful and clea...
10/02/2025

5.0 star review received on Experience.com for Stephen Funderburk by Richard R - Everyone was very helpful and clearly explained details - very smooth process

Click to see all 398 reviews of Stephen Funderburk, Stephen Funderburk | NMLS # 113736

5.0 star review received on Experience.com for Stephen Funderburk by Sandra J - The video that Stephen sent to acknowled...
08/22/2025

5.0 star review received on Experience.com for Stephen Funderburk by Sandra J - The video that Stephen sent to acknowledge we were pre-approved will be etched in my memory forever. It was such an emotional hurdle for us after all we had come through. His positivity, his kind words and assurances were a gift. He guided us without overwhelming us, and we always felt like we were in good and professional hands as we moved forward through the process. We were blessed to have found him and forever grateful he was our mortgage advisor. The whole experience was seamless and an A+++. Thank you, Stephen, from the bottom of our hearts!The videos are a real feel-good way to communicate!

Click to see all 395 reviews of Stephen Funderburk, Stephen Funderburk | NMLS # 113736

Your home is your safe place, right? 🏡 Our latest guide covers the two big reasons homeowners insurance matters and what...
08/20/2025

Your home is your safe place, right? 🏡

Our latest guide covers the two big reasons homeowners insurance matters and what it really protects.

Read it now and feel confident you’re covered.

🔗 atlanticbay.com/knowledge-center/homeowners-insurance-basics/?utm_source=socialcoach&utm_medium=organic

Address

Boone, NC
28607

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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