Sally A. Cramer Real Estate - Southwest Florida & Western NY

Sally A. Cramer Real Estate -  Southwest Florida & Western NY For the past twenty years, I have been helping people to live better lives. We can't wait to work with you.

I’ve achieved this through different paths, however the goal and desired outcome is always the same.

Real Estate Q & A with Sally - Are you feeling emotionally tied to your home 🏡and you're wondering 🧐how to keep things u...
06/10/2022

Real Estate Q & A with Sally - Are you feeling emotionally tied to your home 🏡and you're wondering 🧐how to keep things under control? Remember ️this is a business transaction and keep your emotions 😭under control with these few tips.

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Real Estate Q & A with Sally - Are you wondering 🧐what is most important when preparing your home for a showing or open ...
06/08/2022

Real Estate Q & A with Sally - Are you wondering 🧐what is most important when preparing your home for a showing or open house🏡? These few tips will put you on the path to success. Ultimately, you want the buyer to fall in love ❤️with the home, don't hesitate to remove all personal photos and unnecessary items.

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Real Estate Q & A with Sally - You may be asking yourself, just how do I write an offer on a home 🏡that wins? These are ...
06/03/2022

Real Estate Q & A with Sally - You may be asking yourself, just how do I write an offer on a home 🏡that wins? These are some basic tips to help. Start with asking your Realtor to have a conversation with the listing agent of the home you want to buy🏧, to find out what the seller is ideally looking 🧐for. Read on.

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Quick RE Read!Why Home Loans Today Aren’t What They Were in the PastIn today’s housing market, many are beginning to won...
06/01/2022

Quick RE Read!

Why Home Loans Today Aren’t What They Were in the Past

In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns.

Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website:

“The MCAI provides the only standardized quantitative index that is solely focused on mortgage credit. The MCAI is . . . a summary measure which indicates the availability of mortgage credit at a point in time.”

Basically, the index determines how easy it is to get a mortgage. The higher the index, the more available mortgage credit becomes. Mortgage credit became more available as the housing market heated up, and then the index...


Message me about selling or buying!

In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns.

Real Estate Q & A with Sally - Are you thinking that you want more privacy in your backyard🏡? Use landscaping🌿 to solve ...
06/01/2022

Real Estate Q & A with Sally - Are you thinking that you want more privacy in your backyard🏡? Use landscaping🌿 to solve your problem. The addition of greenery can add an ambiance 👍and natural feeling to your space. Read on for more.

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Valuable Real EstateTips!If you’re in the market for a home, there’s good news. Data from realtor.com shows the number o...
05/31/2022

Valuable Real EstateTips!

If you’re in the market for a home, there’s good news. Data from realtor.com shows the number of listings coming onto the market, or new listings, has been rising this year. DM me so you can stay up to date on the latest homes coming to the market in our area.


Selling or Buying? DM Me.

Quick RE Read!What Does the Rest of the Year Hold for the Housing Market?What does the rest of the year hold for the hou...
05/31/2022

Quick RE Read!

What Does the Rest of the Year Hold for the Housing Market?

What does the rest of the year hold for the housing market?

>>The Number of Homes Available for Sale Is Likely To Grow

According to Danielle Hale, Chief Economist at realtor.com:

“The gap between this year’s homes for sale and last year’s is one-fifth the size that it was at the beginning of the year. . . . This growth will mean more options for shoppers than they’ve had in a while, even though inventory continues to lag pre-pandemic normal.”

• Buyers: remember, housing supply is still low, so be ready to act fast and put in your best offer up front.
• Sellers: having more options to choose from should make that move-up process easier.

>>Mortgage Rates Will Likely Continue To Respond to Inflationary Pressures

Odeta Kushi, Deputy Chief Economist at First American...


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If you’re thinking of buying or selling a house, you’re at an exciting decision point. And anytime you make a big decision like that, one thing you should always consider is timing. So, what does the rest of the year hold for the housing market? Here’s what experts have to say.

Valuable Real EstateTips!Today and always, we remember and honor those who gave all.       Selling or Buying? DM Me.
05/30/2022

Valuable Real EstateTips!

Today and always, we remember and honor those who gave all.


Selling or Buying? DM Me.

In memory of MANY, 🇺🇸 in HONOR of ALL, THANK YOU.🙏 🇺🇸
05/30/2022

In memory of MANY, 🇺🇸 in HONOR of ALL, THANK YOU.🙏 🇺🇸

Quick RE Read!Remember and Honor Those Who Gave AllWe remember and honor those who gave all. #     Message me about sell...
05/30/2022

Quick RE Read!

Remember and Honor Those Who Gave All

We remember and honor those who gave all.
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Message me about selling or buying!

Create memories, share experiences, enjoy yourself. ☀️
05/28/2022

Create memories, share experiences, enjoy yourself. ☀️

05/27/2022

Hurricane Season💨 begins June 1st-🏖 Are you prepared? Today's Fearless TIP🧐 - A can of this and a can of that....don't forget the opener!

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Bonita Springs, FL
34134

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“Living the next Fifty....differently!”

Meet Sally, honest, friendly and loyal -- a self described perpetual student, go giver and eternal optimist! Sally's perspective on life is that the glass is ALWAYS “half full” (preferably with a good red)! Her habit of learning and then sharing what she has learned with others is comes naturally to her. She is a believer in doing the "right thing," even when the right thing is more difficult. Sally sees the bigger picture and has a true desire to help others.

Sally's entrepreneurial spirit and her great ability to problem solve are excellent assets. Her work history includes a successful salon business (10 years), retail management of a high-end furniture company followed by almost 20 years in the non-profit world where she served two separate charities. Sally loved her time working in the non-profit arena and feels it was a natural choice, given her ability to feel empathy for others and her penchant for helping. Sally believes, in order to be successful in the non-profit the underlying motive MUST be to help others, both as individuals and as families; many of the people with whom she worked were unable to help themselves due to circumstances. Her work in the non-profit sector was extremely fulfilling and had a profound effect on her life perspective. She developed a deeper respect for people and their personal situations. Sally speaks of this time as a game changer and she feels blessed to have been an executive leader in the non-profit sector.

After having retired from the non-profit world, Sally decided to say goodbye to New York and hello to Southwest Florida! SWFL is lucky to have gained a new resident in Sally! Sally has many friends and family living in the area. Her consistent visits to Naples and Bonita Springs over the past five years made it difficult to return to New York. During her visits, she has been comforted by the warmth and sunshine and quickly realized she longed to return. Most recently, Sally and significant other, Marc, took a leap of faith and made the decision to move from Rochester, NY to beautiful Bonita Springs! Bittersweet as it was, her two beautiful daughters beginning their careers, still reside in Rochester, and plan to visit often. “We spend a lot of time on the phone together”, she comments, either calling or on Skype. She is so appreciative of the warmth she feels here -- not only weather wise but from members of the community! Sally remarks on the genuine characteristics of the people she has met so far and is very excited about the adventures that await! Sally feels Southwest Florida is THE perfect place to call home.