Cloud & Willis, LLC

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Cloud & Willis, LLC

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Business Law, Commercial, Creditors' Rights & Real Estate Attorneys in Birmingham

10/16/2026

What happens when one property owner wants to sell, but the other doesn’t?

Disagreements between co-owners can create difficult real estate law issues, especially when the property was inherited, purchased by family members, or acquired as a joint investment.

Maybe one owner wants to sell and receive their share of the equity. Another wants to keep the property. Or perhaps the owners disagree about who should pay expenses, maintain the property, or decide how it is used.

What happens next?

Depending on the circumstances, potential solutions may include:

✔ One co-owner buying out the other
✔ Agreeing to sell the property voluntarily
✔ Negotiating how the property will be used or managed
✔ Pursuing a partition action if the owners cannot reach an agreement

A partition action is a legal process that may be used to resolve certain disputes between co-owners when they cannot agree on what should happen to jointly owned property.

At Cloud & Willis, we help property owners understand their rights and evaluate the available options when co-ownership disputes arise.

These situations can become particularly complicated when inherited property and family relationships are involved. Addressing the disagreement early may provide more opportunities to reach a practical solution before the conflict escalates.

Learn more about our Real Estate Law services:
https://www.cloudwillis.com/real-estate

10/15/2026

You've spent years building your business. What happens to it if something happens to you?

Estate planning for business owners involves more than deciding who inherits personal assets. Without a succession plan, your family, employees, and business partners could be left with difficult questions about ownership and control.

Here are 3 issues every business owner should consider:

• Who will own and manage the business? The person who inherits its value may not be the right person to run it.

• How will ownership transfer? Buy-sell agreements and other planning tools can establish what happens to an owner's interest after death.

• How will the business keep operating? Someone may need immediate authority to manage banking, payroll, employees, customers, and contracts.

Your business may be one of the largest pieces of your legacy. Make sure your estate plan addresses it.

⚖️ Cloud & Willis, LLC assists business owners across Alabama, Georgia, and Tennessee with estate planning, business law, and succession planning.

10/14/2026

🏡 What is a double closing in real estate?

For real estate investors and wholesalers, there is more than one way a transaction may be structured. One option is a double closing.

In a typical double closing, there are two separate transactions:

1️⃣ The original seller sells the property to the investor.

2️⃣ The investor then sells the property to the end buyer.

Unlike an assignment, where contractual rights may be transferred to another buyer, a double closing generally involves the investor actually acquiring and then reselling the property through two distinct closings.

That means there may be two sets of closing documents, costs, funding considerations, and legal requirements to address.

Real estate investment transactions aren't always as straightforward as a traditional purchase and sale. Understanding the structure before closing can help investors avoid unexpected problems.

Cloud & Willis works with real estate investors on traditional and nontraditional transactions across Alabama, Tennessee, and Georgia.

www.cloudwillis.com

10/13/2026

⚖️ Small business owners need legal support they can rely on as their businesses grow.

“Small businesses that are in need of any legal support from LLC to legal counsel, this should be your first stop. Because if Brian can't do it he has the one that can. Great service great support.” – The Mobileverse

From choosing the right business structure and forming an LLC to reviewing contracts and navigating legal challenges, having the right counsel can help business owners make more informed decisions and avoid unnecessary problems.

At Cloud & Willis, we’re proud to be a legal resource for small businesses and entrepreneurs at every stage of their journey.

Thank you, The Mobileverse, for the recommendation and for trusting Brian and the Cloud & Willis team!

Serving businesses across Alabama, Tennessee, and Georgia.

www.cloudwillis.com

10/12/2026

🔍 Before Trying to Collect a Debt, Make Sure You Know Who Actually Owes It

Commercial debt collection can become complicated when multiple businesses, owners, and guarantors are involved.

An invoice may contain one company name, while the contract lists another. A business owner may have signed personally, on behalf of an LLC, or under a separate personal guarantee. Related companies may also be involved in the transaction.

Before pursuing collection, creditors should understand:

• Which individual or entity signed the contract
• Whether a personal guarantee exists
• Which business received the goods or services
• Whether multiple entities may be involved
• How invoices, contracts, and payment records identify the debtor
• Whether the documentation supports the claimed obligation

Identifying the correct party early can help avoid wasted time and create a clearer path toward recovery.

At Cloud & Willis, our Creditors’ Rights attorneys help businesses review contracts, guarantees, payment records, and other documentation to evaluate who may be legally responsible for an unpaid obligation.

Successful debt recovery starts with knowing exactly who owes the debt.

Learn more: www.cloudwillis.com/creditors-rights

10/09/2026

Buying vacant land in Alabama, Georgia, or Tennessee? Before closing, make sure the property can actually be used the way you intend.

A parcel may look like the perfect investment, homesite, or development opportunity, but zoning restrictions, access problems, easements, and other legal issues can dramatically change its value.

Here are 3 important areas to investigate:

• Zoning and permitted uses: Confirm that your plans for the property are allowed under local zoning regulations.

• Access, easements, and restrictions: Make sure the property has legal access and understand whether other parties have rights involving the land.

• Development limitations: Utilities, permits, environmental concerns, and other restrictions can affect whether your project is feasible.

The time to discover these issues is before you own the property, not after.

⚖️ Cloud & Willis, LLC assists buyers and real estate investors across Alabama, Georgia, and Tennessee with vacant land transactions and other real estate law matters.

10/08/2026

⚖️ Do young adults really need an estate plan?

Estate planning is often associated with retirement, significant wealth, or having children. But once you become an adult, there are legal and financial decisions worth considering regardless of your age.

An estate plan may include:

✔️ A will outlining how you want certain property handled
✔️ A power of attorney authorizing someone to handle specified financial or legal matters
✔️ Advance healthcare documents addressing medical decisions
✔️ Beneficiary and asset planning
✔️ Additional planning as you purchase a home, start a business, get married, or have children

Estate planning isn't just about determining what happens after death. It can also help establish who has authority to assist with important decisions if you're unable to make them yourself.

You don't have to wait until later in life to start planning.

Cloud & Willis helps individuals and families create estate plans based on their circumstances and goals across Alabama, Tennessee, and Georgia.

www.cloudwillis.com

10/07/2026

🏡 Evicting a tenant can be stressful. Having responsive legal counsel can make the process much easier to navigate.

“Having to evict a tenant is a stressful situation. They were very professional and quick to respond to my questions and moved the case through quickly. They made the process easy for me. Thanks for their hard work.” – Dallas White

For landlords and property managers, eviction matters require careful attention to legal procedures, documentation, and deadlines. Clear communication throughout the process can also help remove some of the uncertainty that comes with a difficult situation.

At Cloud & Willis, we work with landlords and property managers to provide professional, responsive guidance through eviction and other real estate matters.

Thank you, Dallas, for trusting our team and sharing your experience!

Serving clients across Alabama, Tennessee, and Georgia.

www.cloudwillis.com

10/06/2026

📑 Your Vendor Agreements Deserve the Same Attention as Your Client Contracts

Business owners often spend significant time reviewing agreements with customers and clients, but vendor and supplier contracts can create just as much legal and financial risk.

Before signing a vendor agreement, pay attention to terms involving:

• Pricing and payment requirements
• Automatic renewals
• Service expectations and deadlines
• Termination rights
• Liability and indemnification provisions
• Dispute resolution procedures
• What happens if the vendor fails to perform

A contract that seems routine today can become a major problem when prices change, service falls short, or you decide you want to end the relationship.

At Cloud & Willis, our business law attorneys help companies review and negotiate vendor agreements so business owners understand their rights and obligations before signing.

Strong business relationships start with clear expectations.

Learn more: www.cloudwillis.com/business-law

10/05/2026

⏰ Unpaid Debt? Why Waiting to Act Can Hurt Your Chances of Recovery

When a customer or client stops paying, it can be tempting to give the account more time. But as unpaid invoices get older, collecting them can become more complicated.

Delaying collection efforts may create several challenges:

• Records and communications may become harder to locate
• The debtor’s financial circumstances may change
• Assets that could potentially satisfy a debt may become more difficult to identify
• Legal deadlines may eventually limit available remedies
• Repeated delays can make an overdue account harder to resolve

That doesn’t mean every late payment requires immediate litigation. It does mean businesses should have a clear process for identifying seriously past-due accounts and determining when professional collection assistance is appropriate.

At Cloud & Willis, our Creditors’ Rights team helps businesses evaluate unpaid accounts, pursue appropriate collection strategies, and understand their legal options before valuable time is lost.

The sooner you understand your options, the better positioned you may be to protect your right to payment. ⚖️

Address

3928 Montclair Road, Suite 227
Birmingham, AL
35213

Telephone

+12053226060

Website

http://www.cloudwillis.com/

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