05/28/2026
Mortgage Term of the Day:
A HELOC is a revolving line of credit secured by the equity in your home—think of it like a credit card with your house as collateral.
🔹 Borrow what you need, when you need it
🔹 Interest rates are usually variable
🔹 Great for home improvements, debt consolidation, or emergencies
💡 Tip: Use wisely to tap into your home’s value without refinancing your mortgage!
Looking to Buy, Sell, or Invest
Don’t Delay - Call Tonie J! ®️
Tonie Johnson, REALTOR®️
Avast Realty - Birmingham
📱205.800.8242
📧[email protected]