Bayog Law

06/01/2025

First-time home buyers! Come check us out at the Omni Boston Hotel Seaport this Tuesday at 3:30 for an awesome first-time home buyer course.

05/08/2025

Message me if you want a free copy!

Some promotions may be combined; others are not eligible to be combined with other offers. For details, please see the Terms & Conditions associated with these promotions.

04/27/2025

I'm excited to share — Bayog Law now has its own dedicated office space!
You can find us at 118 County Road, Ipswich, MA 01938.

I’ll still be doing most of my work remotely and continue offering consultations via Zoom and phone for your convenience. I proudly serve clients across the North Shore, Essex County, and Eastern Massachusetts.
But now, if you're in the area, you're also welcome to stop by and say hi!

In other news, I'm also in the process of publishing an estate planning eBook to help people get the information they need on their own time. It's designed to be a quick, easy read — but packed with everything you need to make informed decisions for yourself and your family.
If you'd like a free copy, just leave a comment or send me a message!

As always, I offer free consultations, which you can easily schedule through my website: www.bayoglaw.com/calendar.

Thank you for all your support — excited for what's ahead!

03/20/2025

Tune in tomorrow for this week’s Freedom Friday live event. We’re discussing all things finance and how to build the foundation for a strong future. 4:45pm EST. Live on YouTube.

03/08/2025

I’ll be jumping in the ocean tomorrow to raise money for my daughter’s preschool. 🥶🌊

Leaving the link here in case anyone would like to support a great cause.

It's just about that time of year when you think to yourself...I could really use a cold plunge into the Atlantic! Lucky for us the Magic Years 2025 Polar Plunge is just around the corner. With the help of current families and past alumni we hop...

02/27/2025

On March 11th I’ll be joining Cam Adesanya for an informative event hosted by Pastor Dextor Jenkins. We’ll be discussing estate planning, avoiding probate, as well as how to work through it. Honored to be a part of this!

02/16/2025

I had the honor of presenting at a roundtable event this weekend hosted by Team Emergent a group of multinational licensed professionals. What a wonderful opportunity for people to learn about a number of topics including wills, trusts, and all things estate planning. Thank you for having me!

02/16/2025

I had the pleasure of presenting during Champion Wealth Group’s networking event this past week. Another great success spreading knowledge on trusts and estate planning. Emiel and Isabel, thank you so much for hosting this event and thank you Cam for inviting me!

08/22/2024

INFO ON THE MASSACHUSETTS HOMESTEAD EXEMPTION

John Bayog, owner of Bayog Law here. Today’s video covers a crucial topic, so I encourage you to watch it or read the information below.

This video discusses the Massachusetts Homestead Law. The Massachusetts Homestead Law automatically protects $125,000 of equity in your primary residence from most creditor claims. For example, if you have $100,000 in credit card debt, your creditor cannot force the sale of your home to satisfy that debt.

You can increase this protection to $500,000 by filing a Declaration of Homestead at your county’s Registry of Deeds. Married couples over the age of 62 can protect up to $1 million in equity.

Most real estate attorneys will file the Declaration of Homestead for their clients when they purchase a home. However, some attorneys may overlook this step or may not be aware of it.

You can check whether you have a Homestead Declaration by visiting your county’s Registry of Deeds website. Here’s a link to find your registry: https://www.sec.state.ma.us/divisions/registry-of-deeds/registry-of-deeds.htm

If you don’t have a declaration filed, it’s straightforward to do it yourself. This Mass.gov website provides detailed information on the law and the necessary forms: https://www.mass.gov/info-details/massachusetts-law-about-homestead

The filing fee is only $35, and given the protections it offers, you should have it. While you can file it on your own, it's the kind of thing you don't want to risk making a mistake on, so you may want to consult an attorney to ensure it's done correctly.

Please note that this is for informational purposes only and does not constitute legal advice. There are many nuances to the law, but I wanted to share this information as a starting point. It’s easy to do, and it’s important!

Feel free to message me here, or call, text, or email anytime with any estate planning questions. You can also book a free estate planning consultation with me via my website: www.bayoglaw.com/calendar.

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