David Shearer - Realtor & Mortgage Loan Officer

Call Directions Website Contact the practice

David Shearer - Realtor & Mortgage Loan Officer GAME ON WITH SHEARER: SLAMMING HOME RUNS, SERVING ACES, AND SCORING BASKETS IN REAL ESTATE EXCELLENCE

As a realtor, I have accumulated extensive experience in property sales, negotiations, client relationships, market analysis, and contract management. My expertise in these areas allows me to provide exceptional service to my clients and achieve successful outcomes in real estate transactions. I have a proven track record of effectively marketing and selling properties, utilizing strategic pricing, and advertising techniques. Through my strong negotiation skills, I have been able to secure favorable deals for both buyers and sellers. Building and maintaining strong client relationships is a priority for me, as I believe in providing personalized and attentive service to meet their unique needs. I am adept at conducting thorough market analysis to stay informed about current trends and make informed decisions. Additionally, my proficiency in contract management ensures that all legal and contractual obligations are met, protecting the interests of my clients. In addition to my realtor experience, I also have a background in real estate counseling and leadership. I have provided guidance and support to clients in making informed decisions about their real estate investments, helping them navigate complex transactions and achieve their goals. As a leader in the industry, I have mentored and trained other real estate professionals, sharing my knowledge and expertise to help them succeed.

10/13/2026

Smart Home Buying Tips With Current Mortgage Rates
With mortgage rates holding steady above 7%—the 30-year fixed currently at 7.12% thanks to inflation and recent Fed moves—many buyers are wondering if there’s still an opportunity to find value in this market. What I’m seeing across Los Angeles and the Valley is that fall home prices are, on average, about 5% lower than in the summer. This seasonal dip, combined with slower market activity and rising inventory, is opening up more room for negotiation—especially for those who understand both the real estate landscape and what’s possible on the mortgage side. As someone who wears both hats, I keep a close eye on these shifts to help my clients weigh the true cost (and potential savings) of their next move.

10/12/2026

Los Angeles - Most Affordable Homes of September 2026
Curious about the most affordable homes available in Los Angeles for September 2026? As someone who guides clients through both the real estate and mortgage sides of the process, I know just how valuable up-to-date information can be—especially for first-time buyers and investors looking to make smart moves.

Here’s a quick look at this month's most budget-friendly listings, all sorted by price:
1. Listing WS26163159 — $299,000
2. Listing JT26164075 — $299,500
3. Listing 26856945 — $299,900
4. Listing 26945999 — $305,000
5. Listing 26988223 — $310,000
6. Listing AR26095275 — $345,000
7. Listing DW26107569 — $349,900
8. Listing P1-28904 — $388,888
9. Listing SR26181369 — $410,000
10. Listing PW26206913 — $420,000
11. Listing DW26196716 — $430,000
12. Listing AR26168271 — $439,999
13. Listing TR26149605 — $459,000
14. Listing 26843761 — $459,900
15. Listing 26639429 — $465,000

Navigating both the property options and your financing is my specialty, so if you have questions about these listings, current home values, or what it takes to secure a loan in today’s market, I’m always happy to chat. Whether you’re a first-timer, move-up buyer, or investor, having a single resource for real estate and mortgage advice can simplify your journey.

10/11/2026

Honoring the Significance of Indigenous Day

What can Chicago tell us about real estate in Southern California?As someone who helps clients navigate both real estate...
10/10/2026

What can Chicago tell us about real estate in Southern California?
As someone who helps clients navigate both real estate and mortgage options throughout Los Angeles and nearby communities, I’m often asked how other major markets compare to ours. Take Chicago, for example: its housing market is generally more affordable, thanks to greater land availability and a stable population. In contrast, Southern California faces persistent high prices, largely because demand continues to outpace supply. Both regions, however, share the ongoing struggle to balance growth, maintain affordability, and support sustainable housing options. Understanding these differences can give buyers, sellers, and investors in our local market valuable context as they consider their next move.


https://www.housing-trends.com/agent-news/david-a-shearer/2074895-What-can-Chicago-tell-us-about-real-estate-in-Southern-Calif

Gen Z buyers lead every generation on affordability trade-offsIt's interesting to see how Gen Z buyers are redefining wh...
10/09/2026

Gen Z buyers lead every generation on affordability trade-offs
It's interesting to see how Gen Z buyers are redefining what it takes to achieve homeownership. Recent insights show that Gen Z homebuyers are leading all generations when it comes to making affordability trade-offs—they’re more willing than older groups to cut back on spending and accept smaller homes just to get a foot in the door. Canadians are generally the most open to downsizing, while British buyers seem less likely to make these compromises. In my work as both a Realtor and Mortgage Broker in Los Angeles, I’ve noticed younger buyers here are also showing a real willingness to be flexible—exploring different neighborhoods, considering smaller properties, and approaching financing with an open mind. Understanding these trends can help all buyers, whether you’re starting out or looking to make a move, to think strategically about your next steps in the real estate journey.


https://www.housing-trends.com/agent-news/david-a-shearer/2092125-Gen-Z-buyers-lead-every-generation-on-affordability-trade-of

Over 70% of homeowners are underinsured. Is your biggest asset at risk?Most homeowners believe they are fully protected—...
10/09/2026

Over 70% of homeowners are underinsured. Is your biggest asset at risk?

Most homeowners believe they are fully protected—until disaster strikes and they uncover a hidden, costly reality.

A nationwide "crisis of underinsurance" is quietly putting millions of properties at risk. Recent research indicates that over 70% of homeowners are underinsured by an average of roughly 20%, leaving them dangerously exposed when they need coverage the most.

The flood risk alone is staggering:

**It's Not Just Coastal:** About 99% of U.S. counties have experienced a flood in the past 20 years, making flooding the most common and costly natural disaster in the country.

**The Adoption Gap:** Despite this overwhelming risk, fewer than 4% of U.S. households have purchased a policy from the National Flood Insurance Program (NFIP). Standard homeowners insurance explicitly excludes coverage for ground-up flooding, and just one inch of water can cause around $25,000 in damage.

**Soaring Rebuilding Costs:** Replacement costs for property and casualty losses surged by 45% between 2020 and 2023, while construction labor costs have skyrocketed. If a policy limit hasn't kept pace with these increases, homeowners may face significant out-of-pocket expenses.

**Confusing Contracts:** Many consumers misunderstand their policies due to dense contract language. They often only discover gaps, sub-limits on valuables, or basement exclusions at the time of a loss.

As premiums rise, policyholders find themselves caught between the pressure of higher costs and the risk of hidden coverage gaps.

Have you reviewed your dwelling limits or flood exposure recently? How are you addressing the underinsurance gap for your clients or your own home? Let’s discuss in the comments.

10/08/2026

Burbank - Most Affordable Homes of September 2026
Curious about Burbank’s most affordable homes on the market this September? As someone who guides clients through both the real estate and mortgage process, I know how important it is to find the right fit—whether you’re a first-time buyer, looking to invest, or seeking a new start in the San Fernando Valley. Here’s a quick look at Burbank’s lowest-priced listings for September 2026:

1. BB26132137 — $495,000
2. BB26199327 — $499,994
3. BB26120482 — $510,000
4. SR26189481 — $529,000
5. SR26194389 — $585,000
6. BB26136510 — $597,000
7. BB26207425 — $599,000
8. CV26190852 — $629,900
9. SR26198040 — $639,000
10. 26837265 — $650,000
11. 26864989 — $650,000
12. 26869493 — $650,000
13. BB26198059 — $650,000
14. 26874573 — $665,000
15. AR26184084 — $680,000

What stands out this month is the range of price points—there are options for different budgets and goals. If you’re interested in how these homes might fit your plans, or you’re curious about financing options in Burbank, I’m always here to help you understand the full picture.

10/07/2026

Burbank - Most Expensive Homes of September 2026
Curious about Burbank’s luxury market this month? Here’s a look at the most expensive homes listed in Burbank for September 2026. Topping the list is a property at $7,255,000, followed by others ranging from $5,795,000 down to $2,760,000. As someone who works in both real estate and mortgage lending throughout Burbank and the greater LA area, I see firsthand how these high-end listings reflect ongoing trends in home values and local demand. Whether you’re considering a move, thinking about investing, or simply want to understand where the top of the market stands, I’m always happy to share insights about Burbank’s diverse housing landscape and what these price points can mean for buyers, sellers, and investors alike.

10/07/2026

Map Highlights Cities Ready for New Home Growth
There’s no denying the challenges facing new home construction right now—permits are down 19.4% from pre-pandemic levels, and we’ve seen a decline for 44 consecutive months. Builders across the country are wrestling with high costs, rising mortgage rates, and affordability hurdles, all contributing to a significant 4.7 million housing unit shortfall. In Los Angeles and the surrounding Southern California communities, these national trends are making it even tougher for buyers, sellers, and investors to find the right opportunities. As someone who navigates both the real estate and mortgage landscapes, I see firsthand how these shifts impact local home values, financing options, and the ability to move forward confidently in this market. If you have questions about how these trends might affect your next step—whether it’s buying, selling, or investing—don’t hesitate to ask. Staying informed is key to making smart decisions in today’s evolving market.

Address

8383 Wilshire Boulevard Ste 800
Beverly Hills, CA
90211

Telephone

+19499813431

Website

Alerts

Be the first to know and let us send you an email when David Shearer - Realtor & Mortgage Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to David Shearer - Realtor & Mortgage Loan Officer:

Shortcuts

Share

Category