Senior Solutions, Attorneys at Law

08/19/2026

Would putting your house in your child's name protect it from MassHealth? Many families believe it does. In reality, depending on when and how the transfer happened, it can trigger a penalty, create unexpected tax consequences, or expose the home to a child's creditors or divorce.

This is one of five myths Attorney Kathy McNair sees costing families dearly, often because they followed advice that worked for a neighbor, assumed a revocable trust protected their home, or believed being married meant MassHealth wouldn't look at their assets.

In her latest post, "MassHealth Myths That Could Cost Your Family Everything," she discusses these myths and what families actually need to know.

Full post: https://www.seniorsolutionsinfo.com/post/masshealth-myths-that-could-cost-your-family-everything

Planning + People = Peace of Mind®. Questions? Call 617-489-5900.

In nearly 28 years of practicing elder law, I have heard many confident statements from families that turned out to be wrong in ways that cost them dearly. Not because they were careless or uninformed, but because they did what most of us do. Myth #1: "My neighbor did it, so it should work for me to...

08/17/2026

A reminder from Attorney Kathy McNair's book, The Solo Senior's Guide to Thrive.

08/05/2026

Most estate planning assumes a certain kind of life: a spouse, children nearby, a sibling who could step in. But a growing number of people are aging without that kind of support, whether single, widowed, childless, or simply without anyone nearby who could realistically take on the responsibility.

Attorney Kathy McNair, author of The Solo Senior's Guide to Thrive, calls this the chicken and egg problem of solo senior planning: you need to name people for roles like Power of Attorney agent, healthcare agent, and executor, but you can't name them without first thinking honestly about who is actually able and willing to take that on.

In her latest post, "Aging Without a Safety Net: What Solo Seniors Need to Plan For That Others Don't," she covers who can fill these roles, including professional fiduciaries, how to make it easier on whoever helps you, and why community matters just as much as the paperwork.

Full post: https://www.seniorsolutionsinfo.com/post/aging-without-a-safety-net-what-solo-seniors-need-to-plan-for-that-others-don-t

Planning + People = Peace of Mind®. Questions? Call 617-489-5900.

Most estate planning assumes a certain kind of life: a spouse, children nearby, a sibling who could step in, or a network of people who would show up if something happened.But not everyone has that. And for the growing number of people aging without close family support, those who are single, widowe...

07/29/2026

Does a Healthcare Proxy actually work if your parent refuses care, even unreasonably?

We see this often: a father is in the hospital after a fall, suffering from dementia, and doctors say he's no longer safe to live alone. He can no longer live safely at home and refuses to accept in home care. He needs to go to assisted living with a memory care unit. But he refuses. Even with a Healthcare Proxy in hand, his daughter can't override him. As long as he can communicate a wish, the proxy has no authority to act. Only a court can determine he lacks the capacity to decide for himself, and that's often when guardianship becomes necessary.

Attorney Kathy McNair discusses the difference between a Healthcare Proxy and Guardianship, and what it takes to get a court involved when a proxy alone isn't enough.

Full post: https://www.seniorsolutionsinfo.com/post/the-difference-between-a-guardian-and-a-healthcare-proxy-and-why-both-matter

Planning + People = Peace of Mind®. Questions? Call 617-489-5900.

When families start thinking about planning for an aging parent, one of the most common questions we hear is some version of: "My mother has a healthcare proxy, so we're covered, right?"Sometimes yes. But not always. And the gap between those two answers is where families find themselves in crisis,....

03/23/2026

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Senior Solutions News

Hello friends, Happy Spring! Even when the weather is unpredictable, there’s a quiet sense that brighter days are ahead. This time of year naturally invites us to pause, look around, and make sure the important parts of life are in good order. It can also be a helpful moment to check in on your pl...

01/14/2026

In the past few months, there have been changes to the MassHealth/Medicaid Program. If you or a loved one is concerned about protecting assets from the cost of long-term care, please check out this article.

MassHealth Rules Are Changing Quickly in 2026: What Massachusetts Seniors Need to Know

01/02/2026

Are you feeling overwhelmed with estate planning? You're not alone. Learn how to take the first step towards securing your future and loved ones. Read more here: https://wix.to/nVqgZ7b

What is the first step to plan to meet with an attorney about your estate planning, Wills, and Trusts?

12/17/2025

Are you prepared for the rising costs of nursing homes? Discover smart strategies to protect your assets and plan for the future. Read more: https://wix.to/QkvS38r

As an elder law attorney in Massachusetts, I help families protect assets from the high cost of nursing home and long-term care. Changes to MassHealth regulations are making it more difficult to qualify for this program and to protect assets. It is becoming more important than ever to plan in advanc...

12/16/2025

On January 15, 2026, MassHealth will implement an important change that affects eligibility for married individuals applying for MassHealth coverage in the PACE program. If your spouse needs additional support to live at home, this could affect you.

This update only applies to married individuals who are considering applying for the MassHealth PACE program in the future. If you are already enrolled in PACE, this change does not affect you. Effective January 15, 2026, MassHealth will change how it evaluates assets for married individuals applyin...

12/10/2025

We don’t plan for the hard moments…
We plan for the people we love.
Because love is preparation.