Ramsey Law Firm

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Ramsey Law Firm Ramsey Law Firm can help you in handling your litigation needs- personal injury, business litigation

Ramsey Law Firm can help you in handling your litigation needs- personal injury, business litigation, commercial litigation, and insurance claims.

In Texas, the  minimum liability car insurance limit is 30/60/25. That coverage is for the other driver when you cause a...
10/08/2026

In Texas, the minimum liability car insurance limit is 30/60/25. That coverage is for the other driver when you cause a wreck. It doesn't cover you.

If someone with no insurance (or the bare minimum) injures you or a passenger in your car, what protects you is UM/UIM (uninsured/underinsured) and PIP coverage (personal injury protection).

Texas insurers must offer both, and you must reject them in writing if you don’t want them. The coverage is generally reasonably priced, protects you and yours and is well worth the cost.

Thankfully, we haven't had to worry about hurricanes this year, BUT, when the time comes, it's important to know that ti...
09/29/2026

Thankfully, we haven't had to worry about hurricanes this year, BUT, when the time comes, it's important to know that timing matters. Insurance companies have deadlines for filing hurricane claims. If you've suffered damage, act fast, and reach out if you need backup.

Most families don't expect to end up fighting over an estate. But it happens more than people think, and usually for the...
09/09/2026

Most families don't expect to end up fighting over an estate. But it happens more than people think, and usually for the same handful of reasons.

An outdated will that doesn't reflect a person's final wishes. A family member who had undue influence over an aging parent. An executor who isn't communicating, or worse, isn't acting in the estate's best interest.

If something about a loved one's estate doesn't add up, you don't have to just accept it. Talk to us.

Insurance companies don't advertise their deadlines they are required to follow after you file a claim. They just deny c...
09/02/2026

Insurance companies don't advertise their deadlines they are required to follow after you file a claim. They just deny claims filed after them.

If your home or property has been damaged and your claim was denied, call us to make sure your insurance company is following all the rules they are required to follow!

Most people can tell you their car payment down to the dollar. Fewer can tell you what their insurance actually covers.L...
08/26/2026

Most people can tell you their car payment down to the dollar. Fewer can tell you what their insurance actually covers.

Liability limits. Underinsured motorist coverage. PIP. MedPay. Rental car coverage. These aren't just line items, they're what stands between you and a potential stack of bills if you’re in an accident.

There are many moments in life when you might need a lawyer, even if you don’t realize it at the time. From signing a co...
08/19/2026

There are many moments in life when you might need a lawyer, even if you don’t realize it at the time. From signing a contract to negotiating the buying or sale of a business, legal advice on the front end can save you from costly mistakes later. For instance, if you’re entering a partnership or starting a new business venture, a lawyer can help ensure the terms are fair and your interests are protected. The same goes for any contract you sign; whether it’s for a job, a service, or a purchase, a lawyer can make sure you’re not agreeing to something that puts you at risk.

Let’s be honest, dealing with the aftermath of a storm is overwhelming enough without having to fight your insurance com...
07/20/2026

Let’s be honest, dealing with the aftermath of a storm is overwhelming enough without having to fight your insurance company, too. So when should you get a lawyer involved? Here are a few signs:

1. Your claim is denied or delayed
If you’ve done everything right - filed on time, submitted documentation, and followed up, and you’re still getting the runaround, it might be time to bring in some help.

2. The payment they offer doesn’t come close to covering the damage
It’s not uncommon for insurance companies to lowball that first offer. You don’t have to accept it. If something feels off, trust your gut and get a second opinion.

3. They’re blaming you or claiming the damage isn’t storm-related
We see this all the time. Companies trying to shift the blame to avoid paying. A lawyer can help push back and make sure they’re held accountable.

Bottom line: if the process is starting to feel unfair, confusing, or just flat-out stressful, reach out. You don’t have to handle it alone, and we’re here to make sure you’re treated fairly and compensated fully.

If you’ve got questions about a claim or just want to know if something seems right, give us a call. No pressure, just honest advice.

07/09/2026

📞 Our office phones are currently down.

Unfortunately, our phone system has reached the end of its life (with no warning!), and we're in the process of replacing it with a new system. It will likely take a few days to get everything ordered, installed, and up and running.

In the meantime, if you need assistance, please email [email protected]

We apologize for the inconvenience and appreciate your patience while we get our new phone system in place.

Do you know what your homeowner’s insurance actually covers during a hurricane? Now’s the time to review your policy, no...
07/02/2026

Do you know what your homeowner’s insurance actually covers during a hurricane? Now’s the time to review your policy, not after the storm hits!

Here’s a starting point of what to look for: deductibles for named storms, limits for damages, types of coverages (actual cash value vs. replacement cash value), wind-driven rain coverage, if there are any limitations for roof coverage.

A will is one of the most important steps you can take to protect your loved ones and ensure your wishes are honored aft...
05/28/2026

A will is one of the most important steps you can take to protect your loved ones and ensure your wishes are honored after you are gone. However, if a will is created when someone lacks the mental capacity to understand what they are signing, or if they are being pressured or manipulated by another person, the will may later be challenged in court. These disputes often lead to litigation, requiring family members to hire lawyers and fight over a loved one’s true intentions. If you feel like you have experienced or witness a situation similar to this, please give us a call.

Address

6280 Delaware Street, Ste A
Beaumont, TX
77706

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14094442020

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