05/27/2025
Incase you are interested...
Maine offers several property tax relief programs for senior homeowners. While the previous Property Tax Stabilization Program (LD 290) was repealed in 2023 due to high costs and equity concerns , the state has expanded other programs to assist eligible seniors: 
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🏠 1. Property Tax Fairness Credit
This state income tax credit benefits Maine residents aged 65 and older, as well as renters.
• Benefit: Reimburses up to $2,000 of property taxes or rent paid.
• Eligibility:
• Maine resident aged 65 or older.
• Income and property tax or rent paid must meet certain thresholds.
• How to Apply: File Maine Form 1040ME with Schedule PTFC/STFC.   
For more details, visit the Maine Revenue Services website. 
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🕰️ 2. State Property Tax Deferral Program
This program allows eligible seniors to defer property tax payments until the property is sold or becomes part of an estate. 
• Eligibility:
• Maine resident aged 65 or older, or permanently disabled.
• Annual income of $80,000 or less.
• Liquid assets not exceeding $100,000 ($150,000 for joint applicants).
• Application Period: January 1 to April 1 annually.
• How to Apply: Submit an application to your local assessor’s office, which will forward it to Maine Revenue Services.    
More information and application forms are available on the Maine Revenue Services website. 
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🏡 3. Homestead Exemption
This exemption reduces the taxable value of a primary residence by up to $25,000.
• Eligibility:
• Maine resident who has owned and lived in the home for at least 12 months prior to April 1.
• How to Apply: Submit an application to your local assessor’s office by April 1.  
For more details, contact your local assessor or visit the Maine Revenue Services website. 
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🏘️ 4. Local Senior Tax Relief Programs
Several municipalities offer additional property tax relief programs for seniors: 
• South Portland: Provides rebates to residents aged 65 or older who qualify for the state Property Tax Fairness Credit and meet residency requirements.
• S**o: Offers a Senior Tax Assistance Program for residents aged 65 or older who have lived in S**o for 10 consecutive years and qualify for the state Property Tax Fairness Credit.
• Windham: Provides refunds up to $700 for residents aged 65 or older or those who are 100% disabled, meeting certain income and residency criteria.   
Contact your local assessor’s office to learn about programs available in your area.
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🧾 5. Free Tax Filing Assistance
If you need help applying for these programs, free tax preparation services are available: 
• AARP Tax-Aide: Offers free tax preparation assistance to low- and moderate-income taxpayers, especially those aged 50 and older.
• CA$H Maine: Provides free tax preparation services to individuals and families with incomes under $64,000. 
These services can assist you in completing the necessary forms to apply for property tax relief programs.
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For personalized assistance, you can contact Maine Revenue Services at (207) 624-5600 or email [email protected]. 
