LeViness, Tolzman & Hamilton, P.A.

10/14/2026

This season is full of tricks and treats, but when it comes to your finances, you deserve straight answers. If debt has been keeping you up at night, there's no gimmick or quick fix that makes it disappear. What does help is understanding your options and having the right people in your corner.

Whether you're facing overwhelming credit card balances, medical bills, or relentless collection calls, real relief is possible.

10/09/2026

Key Takeaways Medical bills usually count as general debt with no property tied to them, so bankruptcy can wipe them out in most cases. Chapter 7 erases qualifying medical debt without repayment, whereas Chapter 13 pays back part of it through a three- to five-year plan. Maryland laws limit how hospitals collect and report medical... Read More

Maryland Bankruptcy Lawyers at LeViness, Tolzman & Hamilton help trade medical debt for a fresh financial start. Call us for free consults.

10/08/2026

If you've fallen behind on debt, worrying about your paycheck is natural. Here's the reassuring part: Maryland law puts real limits on what creditors can do.

For most debts, a creditor can't touch your wages until they've taken you to court and won a judgment. Falling behind on a bill alone isn't enough. And even with a judgment in hand, they can't take it all. In most cases, garnishment is capped at 25% of your disposable earnings, with a portion of every paycheck protected so you always have something to live on.

Some income can't be garnished at all. Benefits like Social Security, unemployment, and Workers' Compensation are generally shielded from ordinary creditors.

You don't have to navigate this alone. At LeViness, Tolzman & Hamilton, we help Maryland residents understand their rights and take the next step with confidence. Contact us today.

10/05/2026

Overwhelming debt can affect every part of your life, from your finances to your peace of mind. If you're feeling trapped by mounting bills, collection calls, or the pressure of payments you can't keep up with, you have options.

At LeViness, Tolzman & Hamilton, we help individuals and families understand the debt relief solutions available to them and work toward a stronger financial future. Whether you're exploring bankruptcy or simply want to understand your rights, our attorneys are here to guide you with clarity and discretion.

Take the first step toward a fresh start. Contact us today to schedule a confidential consultation.

10/02/2026

Key Takeaways Almost every Maryland employer must carry Workers’ Compensation insurance. An injured worker can file a compensation claim or bring a lawsuit against an uninsured employer. In a lawsuit, the uninsured employer loses several common defenses. The Uninsured Employers’ Fund may cover benefits when an employer fails to pay. When an employer has no... Read More

Injured by an uninsured employer in Maryland? Learn your options for workers' comp or lawsuits. Call 800-547-4529

10/01/2026

Resilience looks different for everyone, but strength is universal. 💗 This Breast Cancer Awareness Month, we're honoring the courage it takes to fight, to heal, and to keep going. You are stronger than you know.

09/25/2026

Key Takeaways Filing bankruptcy creates an automatic stay that stops wage garnishment right away. Chapter 7 and Chapter 13 bankruptcy both trigger this federal protection. Garnishment can resume if a case is dismissed or a debt is excluded. An emergency bankruptcy petition can stop garnishment fast. When you file a bankruptcy case, creditors immediately have... Read More

Key Takeaways Filing bankruptcy creates an automatic stay that stops wage garnishment right away. Chapter 7 and Chapter 13 bankruptcy both trigger this federal protection. Garnishment can resume if a case is dismissed or a debt is excluded. An emergency bankruptcy petition can stop garnishment fast....

09/24/2026

A workplace injury is stressful enough; don't let simple mistakes put your Workers' Compensation claim at risk.

Delaying medical treatment, missing appointments, returning to work too soon, or waiting to report your injury can all affect your claim. Knowing what to avoid can help protect your rights and your benefits.

09/15/2026

Many people assume their credit will never recover after financial hardship, but that's not the case.

With the right steps and time, rebuilding your credit is possible. Bankruptcy can provide the fresh start you need to begin moving toward a stronger financial future.
If you're considering bankruptcy or want to learn more about your options, our team is here to help.

09/11/2026

Take a moment today. Say a name. Light a candle. Hold someone you love. September 11 reminds us that time is precious and people are everything. 🕯️🤍