02/12/2026
👩🍼 Should I Include An Unborn Child in My Estate Plan?
While it might be a good idea to acknowledge future children in your estate plan, it is best to avoid getting bogged down in the details. Default language, regular estate plan reviews, and clear communication with trusted decision-makers can help strike the right balance.
👩🍼 Pros: If you anticipate having a child sometime in the future, you can create a flexible plan that considers the possibility and guarantees their inclusion in your estate plan, preventing their accidental disinheritance and allowing you to express your guardianship wishes. Having a plan is better than having no plan.
👩🍼 Cons: Planning too far in advance may be overkill if you are not currently expecting or planning to have children. It could lead to a plan that does not align with present circumstances or your future wishes and makes it harder for your executor or trustee to smoothly wind up your affairs. Flexibility and simplicity are key.
Learn more on our blog!
https://buff.ly/O8EPUZo
Estate planning is all about planning ahead, but when it comes to an unborn child or future children, it is possible to be overprepared.