VMP Estate-Luxury Mortgage & RE Services

VMP Estate-Luxury Mortgage & RE Services Luxury Mortgage & Real Estate Services
RCS-D|Divorce Mortgage Specialist
Educator
Veteran šŸ‡ŗšŸ‡ø (Army)
Philanthropist

It's a privilege to be a part of a team that honors and keep the memories of our fallen comrades alive. Today we honor a...
05/29/2023

It's a privilege to be a part of a team that honors and keep the memories of our fallen comrades alive. Today we honor and salute all who have served and given the greatest sacrifice.

Hope to see you there!

Vivi's monthly home maintenance tips help sellers in today's market maintain the value of their property.Ā  Staying on to...
05/23/2023

Vivi's monthly home maintenance tips help sellers in today's market maintain the value of their property.Ā  Staying on top of your property's maintenance will increase the value when it comes time for a home buyer to get it appraised. Let's avoid having to do daily repairs or maintenance at the last minute and get in the habit of referring to Vivi's tips for guidance.
If securing a home šŸ” in 2023 is a goal for you, click the link in my bio. I would love to assist you in creating a game plan with my bulletproof approach. šŸ˜

Stay ready so you don't have to get ready. Schedule your consultation today.

Call me to discuss your Real Estate needs!
Want to Buy| Sell| Invest? šŸ“² me
R³ Reliable | Resourceful | Resilient
____________________________________________
Referrals Appreciated: Call me if you think anyone, including friends/ family, would benefit from my services.
Email, call, text, or click the link above to schedule a call.

Vivi Pearson| REALTORSĀ®, VeteranšŸŖ–, Divorce Specialist, Loan Officer.
šŸ“§ [email protected]
šŸ“² 512-884-2117
šŸ”— vmpestate.com
Allure Realty
Ā  Ā  Ā  Ā 
Ā  Ā  Ā 

There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homeb...
04/26/2023

There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just mortgage rates – it’s determined by a combination of mortgage rates, home prices, and wages.

Considering how each one of these factors is changing gives you the full picture of home affordability today. Here’s the latest.

šŸ“ˆMortgage Rates: While mortgage rates are higher than they were a year ago, they’ve hovered primarily between 6% and 7% for nearly eight months now with some volatility during that time. And, even a small change in mortgage rates impacts your purchasing power.

šŸ”Home Prices: Over the past few years, home prices were appreciated rapidly as the record-low mortgage rates we saw during the pandemic led to a surge in buyer demand. However, today’s higher mortgage rates have slowed down price appreciation. And, the truth is, home price appreciation varies by market. Some areas are seeing slight declines while others have prices that are climbing.

šŸ’°Wages: Wages are rising. Higher wages improve affordability because they reduce the percentage of your income it takes to pay your mortgage since you don’t have to put as much of your paycheck toward your monthly housing cost.

If you’re planning to buy a home, knowing the key factors that impact affordability is important so you can make an informed decision.
Contact me today to schedule a consultation for more information regarding your home buying needs.Ā 
Want to Buy| Sell| Invest? šŸ“² me
R³ Reliable | Resourceful | Resilient
____________________________________________
Referrals Appreciated: Call me if you think anyone, including friends, would benefit from my services.
Email, call, text, or click the link above to schedule a call.

Vivi Pearson| REALTORSĀ®, VeteranšŸŖ–, Divorce Specialist, Loan Officer.
šŸ“§ [email protected]
šŸ“² 512-884-2117
šŸ”— vmpestate.com
Allure Realty
Ā  Ā  Ā 

As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thi...
04/20/2023

As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thinking about is home prices, which have come down a bit since they peaked last June. And you’ve likely heard something in the news or on social media about a price crash on the horizon. As a result, you may be holding off on buying a home until prices drop significantly. But that’s not the best strategy.

So, should you keep waiting to buy a home until prices come down? If you factor in what the experts are saying, you probably shouldn’t. The data shows prices are increasing in much of the country, not decreasing. And the latest data from the Home Price Expectation Survey indicates that experts project home prices will rise steadily and return to more normal levels of appreciation after 2023. The best way to understand what home values are doing in your area is to work with a local real estate professional who can give you the latest insights and expert advice. DM me to make sure you understand what’s happening in our local housing market.
Contact me today to schedule a private showing!
Want to Buy| Sell| Invest? šŸ“² me
R³ Reliable | Resourceful | Resilient
____________________________________________
Referrals Appreciated: Call me if you think anyone, including friends/ family, would benefit from my services.
Email, call, text, or click the link above to schedule a call.

Vivi Pearson| REALTORSĀ®, VeteranšŸŖ–, Divorce Specialist, Loan Officer.
šŸ“§ [email protected]
šŸ“² 512-884-2117
šŸ”— vmpestate.com
Allure Realty
Ā  Ā  Ā  Ā  Ā  Ā  Ā 

Thinking about selling your house? If you’ve been waiting for the right time, it could be now while the supply of homes ...
04/12/2023

Thinking about selling your house? If you’ve been waiting for the right time, it could be now while the supply of homes for sale is so low.
The less inventory there is on the market when you sell, the less competition you’re likely to face from other sellers. That means your house will get more attention from the buyers looking for a home this spring. If you get more than one offer on your house, it becomes a bidding war between buyers – and that means you have greater leverage to sell on your terms. But if you want to maximize the opportunity for a bidding war to spark, be sure to lean on your expert real estate advisor. While we’re still in a strong sellers’ market, it isn’t the frenzy we saw a couple of years ago, and today’s buyers are focused on the houses with the greatest appeal. If you’ve been waiting for the right time to sell your house, low inventory this spring sets you up with a big advantage. PM me today to make sure your house is ready to sell.
Want to Buy| Sell| Invest? šŸ“² me
R³ Reliable | Resourceful | Resilient
____________________________________________
Referrals Appreciated: Call me if you think anyone, including friends/ family, would benefit from my services.
Email, call, text, or click the link above to schedule a call.

Vivi Pearson| REALTORSĀ®, VeteranšŸŖ–, Divorce Specialist, Loan Officer.
šŸ“§ [email protected]
šŸ“² 512-884-2117
šŸ”— vmpestate.com
Allure Realty
Ā  Ā 

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78757

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