01/29/2026
Wondering if you should pause everything until interest rates come down? You’re not the only one. In this short reel, I share the calm truth: rates matter, but they’re just one part of the decision — and your timeline, budget, and stability matter just as much.
This is the quick version. There’s a longer, deeper explanation on the Ask Audrey page, including how to think about monthly payment comfort, timing a move, and what “waiting” can cost (or save) depending on your situation.
The longer explanation is on the Ask Audrey page, and you’ll also find a place there to ask your own question if one comes up.
👉 Visit audreymurphy.com → Ask Audrey
NorthernCaliforniaRealEstate TreasureValleyRealEstate