Nolan Consumer Law, PLLC

02/16/2021

When homeowners face foreclosure through no fault of their own, they need a lawyer. For nearly 50 years, WV has required the lender to pay for that lawyer if the lender was at fault. How else could a homeowner afford to hire a lawyer to protect their home?

Please consider contacting your representative using the attached link. Feel free to ask me any questions or express any concerns.

SB 5 Guts Critical WV Consumer Protection Laws Tell Lawmakers to Reject SB 5 & Protect Your Consumer Rights Since 1974, the West Virginia Consumer Credit and Protection Act (WVCCPA) has protected you and your family from scammers and predators that don’t care about the law or the safety of the com...

12/21/2020

Tips to protect yourself from repossessions - contact your lenders early if you can! Contact NCL with questions and advice about your legal rights.

11/05/2020

Shopping for a loan? Check your credit at Annual Credit Report and think about the type of loan you are seeking.

Million of Americans are confused by credit scores, even as credit companies market new programs to help boost them. Consumer Reports explains what you need to know about credit scores.

08/05/2020

Do you pay your monthly mortgage by phone and get charged a fee? Lenders have to be fair with the fees they charge. Is it fair to have to pay a fee just so you can pay your bill? Contact NCL to see if we can help put a stop to unfair fees.

07/26/2020

Bankruptcy can be a powerful tool to help you get a ‘fresh start.’ It exists to help make sure everyone has a chance to stay on the right track. Don’t sit and wonder and worry - talk to us for a free financial checkup to see if bankruptcy could help you.

https://library.nclc.org/deciding-whether-file-bankruptcy-consumer-debt-advice-ncl

This is the thirteenth in a series of articles from NCLC that provide advice for families in financial difficulty. Other articles address such topics as debt collection harassment, medical debt, credit reporting, reverse mortgages, foreclosures and loan modifications, car repossessions, and wage and...

07/19/2020

Protect your credit during COVID - before you miss a payment, call the company and ask for an extension. If they agree, your credit stays the same until you can get back on track.

Get a free credit report each week through April 2021 to make sure your report stays accurate. Call NCL to review your credit for a financial checkup.

The economic harm caused by the COVID-19 pandemic will soon translate into pervasive credit reporting harm, as millions of consumers become unable to pay their credit obligations, and creditors, debt collectors, and others furnish negative information about them to the nationwide consumer reporting....

07/12/2020

Everyone hates robocalls - but did you know that they are unlawful? Contact NCL to see if you can help put a stop to robocalls once and for all. This week, Supreme Court Justice Brent Cavanaugh said:
“Americans passionately disagree about many things. But they are largely united in their disdain for robocalls. The Federal Government receives a staggering number of complaints about robocalls—3.7 million complaints in 2019 alone."
In these trying times of COVID 19, it is comforting to know that we, as Americans, can still agree on some things. If you, like almost everyone, are receiving robocalls on your cell phone, call Nolan Consumer Law to see if we can help get the calls to stop.

07/05/2020

Some companies are helping those harmed by COVID, like Ford who is allowing you to return your vehicle if you lose your job (under certain circumstances - always look at the fine print). Contact NCL to make sure Credit Unions play by the rules when they attempt to repossess vehicles.

Have you bought a new Ford and then lost your job? You can return it under a new program. On Monday the car company launched the Ford Promise program, which lets buyers who purchased or leased a vehicle through Ford’s finance arm to return the vehicle within the first year

07/02/2020

COVID shutdowns have affected everyone. Most mortgage loans have extended protections to ensure that you don't lose your home because of the shutdown. Loans backed by the USDA, FHA, VA and HUD have all stopped foreclosures through August 31, 2020.

If you are having trouble with your home loan, let us know to see if we can help.

06/30/2020

Welcome to Nolan Consumer Law. My goal is to help provide peace of mind for anyone worrying about their finances. Debt can be overwhelming, but it doesn’t have to be unbearable. Call or message to set up a FREE consultation to put together the right financial gameplan for you and your family. We offer bankruptcy, but we are more than willing to sue debt collectors, credit reporting agencies, mortgage companies, and other lenders who violate your rights.