Columbia Pacific Law Firm, LLC

05/27/2026

FREE Link should be good for 30 days.

If you have federal student loans and haven't switched to IBR yet, you almost certainly want to do so immediately. before the end of June!

Starting July 1, millions of borrowers will need to choose from a new menu of repayment options as the Trump administration enacts major changes to the student loan system.

05/14/2026

The Department of Education has now lifted pandemic‑era protections that had shielded borrowers from the harshest consequences.

05/14/2026

More than four in 10 adults 60 and older, or 42%, say they will never fully stop working — and most say it is not by choice, according to new data from ZipRecruiter’s 2026 Retirement Reality Report. A record 11.6 million people age 65 and older are in the U.S. workforce, up 132% from 2004, according to Bureau of Labor Statistics data analyzed in an April 2026 study by CareScout.

Most say working forever isn’t a choice. Here is how to navigate the shift without burning out

04/29/2026

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03/13/2026

The number of Americans losing their homes to banks has risen for the twelfth consecutive month, highlighting mounting pressure in the US housing market.

The number of Americans losing their homes to banks has risen for the twelfth consecutive month, underscoring a housing crisis that shows no signs of easing.

03/07/2026

How does your credit card usage compare?

The average American carries $6,523 in credit card debt -- and it's rising. See how you compare by generation, plus ways to start paying it down faster.

03/03/2026

An estimated 80% of hospital bills contain errors.

An estimated 80% of hospital bills contain errors — you just have to know how to identify them and address them to save your wallet a lot of pain.

12/17/2025

When dealing with a debt collector, don’t rush to pay or promise to pay. Instead, check the facts, know your rights around communication and report violations.

12/04/2025

New UST Consumer 341 Meeting Resource
The U.S. Trustee Program revamped its webpage with useful information about meetings of creditors, including Zoom meetings, to assist consumer debtors and their attorneys in preparing for meetings and in navigating the meeting process.

You can access the webpage here:

Secure .gov websites use HTTPS A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

11/11/2025

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What kind of utterly daft non thinking cult of personality BS would make any person with a brain think a 50 year mortgage was a good thing?
Asking for a friend. 🙄🫤

1. Mortgage isn’t ownership. It’s is debt and it is slavery.
2. A 50 year mortgage doesn’t make housing more affordable, it makes housing more expensive. That is not theory, that is fact proven by the history of the 5 year car loan.
3. 50 year mortgage enriches the BANKS and enslaves the people to life-time debt.

11/11/2025

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I’ve seen this play out for 20+ years:

The people who say they “can’t afford to invest” are often financing the lifestyle that’s keeping them stuck.

You can’t afford NOT to invest.