Toczydlowski Law Office

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TozLaw: Protecting Clients and Their Families for Over 25 Years in PA / NEPA - Personal Injury, Wills and Estate Planning, Real Estate, Criminal, Family, Workers Compensation Law, Elder Law, Auto Accident Law, Wrongful Death Law, and Social Security Law

The terms “estate planning” and “elder law” may be used interchangeably, but they serve different, yet complementary, pu...
08/25/2026

The terms “estate planning” and “elder law” may be used interchangeably, but they serve different, yet complementary, purposes. Understanding how they differ can help you make informed decisions about protecting your assets, your health, and your family. Swipe to learn more.

If you have questions about estate planning, elder law, or how both may apply to your situation, we are here to help. Call our team at TozLaw to schedule a consultation and take the next step toward protecting your future and your family.




Buying or selling property comes with a lot of moving parts, but the legal details should not be the thing keeping you u...
08/22/2026

Buying or selling property comes with a lot of moving parts, but the legal details should not be the thing keeping you up at night.

That is where our team comes in. Your property is our priority, and we are here to make sure your transaction goes smoothly and your
ownership is properly protected from start to finish.

So, if you are looking at making a real estate move, please do not hesitate to reach out to us at TozLaw. We are here to walk you through
the process from start to finish.

08/21/2026

“You have to lose everything before Medicaid helps.”

False.

This is one of the most common misconceptions families have when a loved one needs nursing home or long-term care.

Pennsylvania Medicaid has strict financial eligibility rules, but that doesn't necessarily mean you have to spend down everything you've worked to save. Depending on your circumstances, elder law and Medicaid planning strategies may be available to help protect certain assets while still qualifying for benefits.

One potential strategy is a Medicaid-Compliant Annuity, which can convert certain countable assets into an income stream that may help an applicant or a spouse at home meet Medicaid eligibility requirements.

The key is knowing your options before making major financial decisions or moving assets.

If you or a loved one is facing nursing home care, talk with TozLaw's Northeastern Pennsylvania elder law attorneys about your options.

📞 Contact TozLaw to schedule a Medicaid planning consultation.

Medicaid Asset Protection Trusts (MAPTs) can be a valuable tool for preserving assets while ensuring Medicaid eligibilit...
08/14/2026

Medicaid Asset Protection Trusts (MAPTs) can be a valuable tool for preserving assets while ensuring Medicaid eligibility for long-term care — but they are not the right fit for everyone.

Swipe through to learn more about the benefits of a MAPT and other planning strategies ↩️ If you have questions about protecting your assets and planning for long-term care, give us a call at TozLaw. We are happy to help.

Think you have to spend all of your savings before qualifying for Medicaid?Many Pennsylvania families are surprised to l...
08/13/2026

Think you have to spend all of your savings before qualifying for Medicaid?

Many Pennsylvania families are surprised to learn that there may be legal planning strategies available to help protect certain assets while still qualifying for long-term care Medicaid.

One of those strategies is called a Medicaid-Compliant Annuity. In the right circumstances, it can convert certain countable assets into a qualifying income stream, helping some individuals or spouses meet Medicaid's financial eligibility rules.

Every family's situation is different, and timing matters. When you or a loved one may need long-term care, speaking with an experienced elder law attorney before making financial decisions can make a significant difference.

📞 Contact TozLaw to learn whether Medicaid planning may be an option for your family.

Some personal injury myths persist, and those misconceptions can prevent people from getting the compensation they deser...
08/12/2026

Some personal injury myths persist, and those misconceptions can prevent people from getting the compensation they deserve. Swipe to test your knowledge of personal injury law, and be sure to file this knowledge away in case you need it in the future.

As always, if you have questions about a personal injury situation, do not hesitate to get in touch with our team at TozLaw. We are here to help.

If something happened tomorrow, would your loved ones know your wishes?August is National Make-A-Will Month, a reminder ...
08/11/2026

If something happened tomorrow, would your loved ones know your wishes?

August is National Make-A-Will Month, a reminder that one of the greatest gifts you can leave your family is a clear plan.

A well-prepared estate plan can help reduce stress, avoid unnecessary legal complications, and ensure your wishes are honored.

At TozLaw, we can help you prepare:

• Estate Plans
• Wills
• Powers of Attorney
• Medical Powers of Attorney
• Living Wills
• Family Property Transfers
• Trusts

You don't have to figure it out alone. Our experienced attorneys will guide you through the process and create a plan tailored to your family and your goals.

Contact TozLaw today to schedule your initial estate planning consultation.

08/11/2026

Data show that 44% of all fatal motorcycle crashes happen between 3 p.m. and 9 p.m. — during the heavy evening commute and sunset hours.

Riders:
🏍️ Be visible.
🏍️ Avoid traveling in a vehicle’s blind spots.

Drivers:
🚘 Look twice for motorcycles.
🚘 Share the road.

Can extreme heat at work qualify for workers' compensation in Pennsylvania? In many cases, yes.When summer temperatures ...
08/10/2026

Can extreme heat at work qualify for workers' compensation in Pennsylvania? In many cases, yes.

When summer temperatures rise, heat on the job can become more than a safety concern. It can also quickly become a workers’ compensation issue. That is why it is so crucial for employers and employees alike to understand when a heat-related condition may qualify for workers’ comp. Swipe for more information.

Heat-related injuries at work should never be ignored. Regardless of whether you are an employee or an employer, we are here to help protect your rights and guide you through this process. If you are navigating a heat-related workers’ compensation claim, do not hesitate to reach out to our team at TozLaw.

During probate, state laws may provide protections against creditor claims for certain estate assets. However, those pro...
08/07/2026

During probate, state laws may provide protections against creditor claims for certain estate assets. However, those protections are not always automatic and may require action through the court to be properly recognized.

Depending on the circumstances, an attorney can help:

🔹 Review estate assets.

🔹 Identify potential exemptions under state law.

🔹 Evaluate creditor claims.

🔹 Petition the court when protections may apply.

Without proper guidance, families may overlook important legal protections that could preserve valuable assets for beneficiaries. Every estate is different, and early legal review can help ensure that all available options are considered before decisions are made.

Address

723 N Main Street
Archbald, PA
18403

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15708763779

Website

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