06/24/2026
🚗 Does Your Auto Insurance Policy Cover You?
Most Maryland auto insurance policies include several different types of coverage—but many drivers don't know what they have until after a crash.
Here are the most common types of coverage:
1️⃣ Bodily Injury Liability
2️⃣ Property Damage Liability
3️⃣ Personal Injury Protection (PIP)
4️⃣ Collision Coverage
5️⃣ Comprehensive Coverage
6️⃣ Uninsured/Underinsured Motorist Coverage
Maryland requires drivers to carry minimum coverage limits of:
✔️ $30,000 bodily injury per person
✔️ $60,000 bodily injury per accident
✔️ $15,000 property damage
✔️ Uninsured/Underinsured Motorist Coverage
✔️ Personal Injury Protection (PIP)
But here's the thing: minimum coverage doesn't always mean enough coverage.
Taking a few minutes to review your policy today could make a huge difference if you're ever involved in a serious accident.
When was the last time you looked at your declarations page? 👀