Jill Schulz - Real Estate Broker with Re/Max Alliance

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Jill Schulz - Real Estate Broker with Re/Max Alliance Jill Schulz is a Real Estate Broker with RE/MAX Alliance. Jill specializes in Residential Real Estate, First time Home Buyers and Foreclosure

Jill Schulz has a special understanding of the needs of buyers and sellers. That is why she is the perfect professional to help you with your valuable real estate investment. Jill combines her exceptional business skills and strong market insight to help you get the best results. Clients can count on her to cover all the details throughout the process and they value her integrity and high standards. Where all of Jill’s life lessons, her corporate experience, her friendly personality and her zest for life come together is when she goes to work helping her real estate clients with one of life’s biggest investments. Jill feels she has found her life’s calling in a career that allows her to put all her knowledge to work helping people during such a wonderfully emotional time. Be assured that you are working with someone who is never satisfied with “good enough”, and that she will explore every opportunity to find the best solutions for your next move. With her warmth, good humor and cheerful approach she will make sure to bring your family home!

10/20/2026

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.

Want to move but don’t want to give up your current low rate? This is for you. Data shows homeowners with a mortgage hav...
10/19/2026

Want to move but don’t want to give up your current low rate? This is for you.
Data shows homeowners with a mortgage have an average of $310K in equity right now.

And that means if you've been putting off a move because you don't want to give up the mortgage rate you locked in a few years ago, your equity could help.

You could use it toward a bigger down payment and borrow less at today's rates.

Or, if you're downsizing, you might even be able to buy your next home in cash. No mortgage. No worrying about today’s rates.

Want to know how much equity you have and what it makes possible for you? DM me, and I'll help you find out.

10/16/2026

** NEW LISTING ** 824 Henry Street, Alton, Illinois

Fantastic Investment Opportunity! Located across the street from Duke Bakery this income-producing duplex in Alton, Illinois, to your investment portfolio! Featuring two separate units, this property offers an excellent opportunity for investors looking for an established rental property with tenants already in place. The main-floor unit offers 1 bedroom and 1 full bath, while the second-floor unit features 2 bedrooms and 1 full bath and has been remodeled. Both units are in good condition and are currently rented, providing immediate rental income potential for the new owner. Each unit includes a stove, refrigerator, and convenient all-in-one washer and dryer, adding extra appeal for tenants. Off-street parking is available in the rear of the property. Whether you're expanding your existing portfolio or looking for an investment property with two rental units under one roof, this Alton duplex is an opportunity you won't want to miss! Roof replaced 2026

Jill Schulz RE/MAX Alliance – Broker Associate 618-550-9238

For pricing information, to view more photos, or for more information, click on the Iink below
https://jillschulz.remax.com/index.php

There's been some talk about whether mortgage rates could climb to 9%. Here's some perspective.Getting there would take ...
10/16/2026

There's been some talk about whether mortgage rates could climb to 9%. Here's some perspective.

Getting there would take a rare mix of things, all lasting a full year: a booming economy with no slowdown in jobs, the Fed raising rates more than expected, and the conflict in Iran continuing to keep oil prices high.

That's an unlikely combination. So, don’t let it make you worry.

Have questions about mortgage rates? Drop them in the comments. That's what a trusted agent is for – keeping you informed so a headline never makes your decisions for you.

Worried you might regret buying a home right now? Even though rates are still higher than buyers would like, everyday co...
10/15/2026

Worried you might regret buying a home right now?

Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it.

That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time.

As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move.

So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it.

Let’s look at what’s possible and whether there’s a path that makes sense for you.

Same time of year. 2 very different stories. And mortgage rates are a big reason why.Last fall, mortgage rates came down...
10/14/2026

Same time of year. 2 very different stories. And mortgage rates are a big reason why.

Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.

Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?

Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.

Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together.

10/13/2026

Do You Know How Much Equity You Have?

The low mortgage rate you locked in a few years ago might make moving feel off the table. But your equity could put it back on.Homeowners with a mortgage have an average of $310K in equity right now. That could go toward a bigger down payment, so you borrow less at today's rates. Or, you may be able to buy your next place in cash – without needing a mortgage at all. So, don’t write off a move just yet. Let's find out how much equity you have and what it could do for you.

Feeling like buying your first place is still years away? Here’s how to shortcut it.While data shows saving up and reach...
10/12/2026

Feeling like buying your first place is still years away? Here’s how to shortcut it.

While data shows saving up and reaching the break even point where owning costs about the same as renting usually takes around 15 years, there are ways to get there faster.

If you set your sights on a starter home, it’s actually closer to seven years. That cuts the time in half. You’re looking at 4.6 years to save and 2.6 to break even.

But keep in mind, those numbers assume you put 20% down. Most first-time buyers put down far less, so that saving timeframe can shrink even more.

DM me, and I'll share a few ways to reach your first home sooner – like talking to a lender about down payment assistance programs.

Since you’ve probably already been saving for a while, you may be closer than you realize.

Planning for the years ahead often comes down to one big decision: stay or move.Staying in your house could mean you hav...
10/09/2026

Planning for the years ahead often comes down to one big decision: stay or move.

Staying in your house could mean you have to do some updates like grab bars, walk-in showers, and wider doorways. Moving to a 55+ community lets you skip the remodel and puts a lot of perks right outside your door.

Many offer on-site amenities, added security, and an HOA that takes care of shared spaces. Plus, they make it easy to feel connected to the people around you.

And the equity you've built in your current house could help you make the move.

Weighing your options? Reach out to talk through what makes the most sense for you.

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while...
10/08/2026

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.

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809 W. Delmar Avenue
Alton, IL
62002

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