ACT Settlement Services LLC

03/03/2026

03/03/2026

👀 An owner’s title policy protects your ownership rights in your home.
On , that means:
💡 It helps cover issues such as previously undiscovered liens, errors in public records or ownership claims that weren’t known at closing and lasts for as long as you own the property.
For many homeowners, it’s long-term peace of mind tied to their investment.
✔️ Learn more at homeclosing101.org

02/19/2026

The market hasn’t rebounded strongly yet, but key indicators like mortgage rates, inventory, and buyer interest are signaling encouraging early signs that conditions may be improving — especially as the spring selling season approaches.

https://www.msn.com/en-us/money/realestate/us-housing-market-gets-encouraging-signs/ar-AA1WrgHv?ocid=entnewsntp&pc=U531&cvid=6994cad95956478e85b3773eba741c51&ei=30

Lower unemployment and inflation suggest the housing market might get out of its deep freeze this year, despite a chilly start.

02/17/2026

After years of worsening conditions, housing affordability is showing signs of easing thanks to lower rates and slower price growth, but many buyers still face a gap between typical earnings and what’s required to buy a home.

https://www.nationalmortgagenews.com/news/income-needed-to-buy-a-home-falls-4

The income needed to afford a home had been rising on an annual basis nearly every month for five years, but affordability has been improving since the summer.

02/04/2026

📢FinCEN RRER Reporting begins 3/1/2026!

AgentTRAX is available now for FNF Agents to collect information with reporting coming soon!

📝We have resources for our agents to aid with compliance available at https://nationalagency.fnf.com/eguide/fincen-rrer/settlement

The resources include materials to aid your Buyers and Sellers as well. Check them out today!

01/21/2026

https://www.wsj.com/real-estate/luxury-homes/millennial-genx-inherit-real-estate-wealth-d78b4454

Over the next decade, Generation X and Millennials are expected to inherit massive amounts of real estate — about $4.6 trillion globally, with roughly $2.4 trillion in the U.S. alone. This is part of a much larger wealth transfer (around $38 trillion) from older generations, including Baby Boomers.

How luxury homeowners are preparing their children for the great wealth transfer.

01/19/2026

https://www.realclearpolitics.com/articles/2026/01/15/fraud_prevention_is_a_hidden_key_to_housing_affordability_153711.html

When policymakers discuss housing affordability, the conversation usually focuses on interest rates, supply shortages, zoning reform, and similar big-ticket issues. Fraud prevention in the housing market is an often-overlooked but important factor that can help make housing more affordable.

When policymakers talk about housing affordability, the focus is usually on interest rates, inventory shortages, zoning reform, or construction costs. All are...

01/13/2026

For years the U.S. housing market has been “stuck” because many homeowners with extremely low mortgage rates (from the pandemic era) were locked in — unwilling to sell their homes because they’d have to give up a cheap mortgage for a much higher interest rate. This mortgage lock-in effect limited the number of homes for sale, kept inventory extremely low, and helped keep prices high

https://www.msn.com/en-us/money/realestate/a-powerful-force-has-been-holding-back-the-housing-market-it-s-finally-easing/ar-AA1TZvnE?ocid=entnewsntp&pc=U531&cvid=69644775b3ef4b38a5c60763a87374b4&ei=62

01/13/2026

President Donald Trump announced a new housing strategy focused on helping homebuyers in the current market, particularly by boosting their purchasing power as the U.S. faces a deep affordability crisis.

The plans include proposals such as banning Wall Street firms from buying single-family homes—an effort intended to reduce competition for first-time buyers.

Proposals unveiled this past week aim to give home buyers more purchasing power but don’t address the housing shortage at the root of the affordability crisis.

01/05/2026

2026 isn’t forecast to bring a housing boom or crash — just a slow shift toward a more balanced market, with slightly lower mortgage rates, modest price gains, and continued affordability challenges, particularly for entry-level buyers.

https://www.axios.com/2026/01/01/mortgage-rates-home-prices-predictions-2026

Mortgage rates are expected to stay above 6%.

01/02/2026

https://finance.yahoo.com/personal-finance/mortgages/article/want-to-buy-a-house-in-the-first-half-of-2026-162052519.html?guccounter=2

Do you want to buy a house at the beginning of 2026? Learn how to prepare now so that you're well-positioned to buy in just a few weeks.