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MBK Chapman PC

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The attorneys at MBK Chapman are the best & brightest in the fields of California HOA, Business, and Real Estate law. He pioneered it. Mr.

MBK Chapman is California’s leading homeowner-side HOA law firm, recognized statewide for its depth of experience enforcing the Davis-Stirling Act on behalf of homeowners. For nearly 30 years, the firm’s managing partner, Michael Kushner, has represented thousands of Californians whose homes, finances, and quality of life have been harmed by bad HOAs. Michael Kushner did not enter an existing practice niche. Beginning in 2010, he became the first California attorney, to his knowledge, to deliberately build a full-scale homeowner-side HOA practice after recognizing that HOA abuse was not isolated misconduct, but a systemic problem embedded in HOA governance. He developed homeowner-focused legal strategies, pre-litigation systems, and enforcement tools designed specifically to protect homeowners’ rights, preserve property values, and restore peace of mind for people living in HOA-governed communities. Those systems and strategies proved so effective that the two largest homeowner-side HOA firms in California later adopted the same foundational approach in their own practices. Today, homeowner-side HOA representation is MBK Chapman’s largest and most visible practice area and the focus of its public-facing work. Kushner is widely regarded as California’s #1 homeowner-side HOA attorney. He has authored hundreds of homeowner-focused articles, guides, and legal analyses, created and hosts the hit podcast HOA HELL, and literally wrote the book on HOA abuse, HOA HELL | California Homeowners’ Definitive Guide to Beating Bad HOAs, an Amazon #1 best seller. He has also been selected as a California Super Lawyer for multiple consecutive years, an honor awarded to fewer than 5% of attorneys statewide, reflecting peer recognition for professional achievement and legal excellence. In addition to its homeowner-side HOA practice, MBK Chapman brings decades of experience in complex business, corporate, real estate, and civil litigation matters. Led by seasoned trial and transactional attorneys, the firm delivers strategic, results-driven representation focused on protecting clients’ rights, property, and long-term interests, both inside and outside the courtroom. Disclaimer: Attorney Advertising. Prior results do not guarantee a similar outcome. Each case is different and results depend on its specific facts. Read More of Our Terms of Use @ mbkchapman.com/terms-of-use

10/17/2026

California Mobile Home Park Rules: Changing the Rules & Denying Home Improvements
📋Read Full Fact Sheet in Comments 📋👇
Park rules govern much of daily life in a California mobile home park, from pets and parking to landscaping, home exteriors, and what homeowners can build on their spaces. Civil Code 798.15 makes those rules part of every homeowner’s rental agreement, so they bind homeowners the same way any other term of the agreement does. The Mobilehome Residency Law (MRL), however, limits how management can change park rules, which rights those rules can’t take away, and when management can enforce them. [You’ll notice that the Legislature spells “mobilehome” as one word throughout the statutes. Most people spell it “mobile home,” and that’s how I spell it in this Fact Sheet, except when I use the law’s name or its defined terms.]

10/16/2026

🎯NEW EPISODE ALERT🎯 🎦Watch & Subscribe, Link in Comments 👇📋👇
Can My California HOA Charge an Emergency Special Assessment Without Can My California HOA Charge an Emergency Special Assessment Without Vote?
🎦Watch & Subscribe, Link in Comments 👇📋👇
What You’ll Learn in This Episode:
✅ How Civil Code § 5605 limits what HOA boards can assess without a homeowner vote.
✅ The 3 narrow situations where Civil Code § 5610 lets HOAs skip the membership vote and impose a large assessment.
✅ Whether HOAs can use the emergency exception to pay for a sudden spike in insurance premiums.
✅ How decades of deferred maintenance often precede an HOA board’s reliance on the emergency exception.
✅ What Civil Code § 5615 requires before HOAs can collect, and what homeowners must do before challenging the legality an assessment.

10/15/2026

🏡 Join Our Online Community🏡
📋Link to our Reddit community in Comments 📋👇
Join our growing **HOA HELL Reddit community**, where homeowners can share their experiences, ask questions, discuss HOA-related issues, and connect with others facing similar challenges.
Your voice matters. Join the conversation!

10/13/2026

What are My Rights at a California HOA Violation Hearing?
📋Read Full Fact Sheet in Comments 📋👇
California HOAs can’t fine homeowners or suspend their privileges just because a manager or the HOA sent a letter or a director called out a purported violation of the governing documents. The Davis-Stirling Act requires HOAs to give homeowners written notice and a chance to defend themselves at a hearing before the HOA board imposes any discipline. If an HOA skips any step the Davis-Stirling Act requires, the fine or suspension never takes legal effect.

10/09/2026

🎯FREE WORKSHOP | OPEN FORUM - IN PERSON EVENT🎯
📋 SIGN UP NOW 👉 https://mbk.short.gy/ipe-102426
ESCAPE FROM HOA HELL with Michael Kushner
Join us Saturday, October 24 for a FREE workshop: Escape From HOA Hell. Michael Kushner, Managing Partner of MBK Chapman and author of HOA Hell, breaks down what every California homeowner must know to fight a bad HOA, then takes your questions. Limited seats for this FREE event.
October 24, 2026 (Saturday)
11:00 AM to 12:30 PM
120 Vantis Drive, Aliso Viejo
Only 60 seats, and every registered guest gets a gift at the door. Grab yours here:

10/08/2026

KNX 1070: Why Do So Many Californians Hate Their HOAs?
🔊Listen & Subscribe, Link in Comments 👇📋👇
🎯 What You'll Learn in This Segment:
✅ What an HOA is built to do for the homeowners who live under it.
✅ Where the modern HOA came from, starting more than a century ago in Southern California.
✅ What drives ordinary neighbors to turn board meetings into battlegrounds.

10/07/2026

New California HOA Laws for 2027: ADUs, Reserves, Elections, and Windows
📋Read Full Fact Sheet in Comments 📋👇
The Governor has signed five new laws that change the rules for California HOAs and the homeowners who live in them. Four of them expand homeowners’ rights to build accessory dwelling units (ADUs), overhaul how HOAs must fund their reserves, change the notice deadlines HOAs must meet in board elections, and limit HOAs’ power to block homeowners from replacing their windows. The fifth gives Los Angeles County HOAs a way to revive CC&Rs that have expired.
AB 956 extends the Davis-Stirling Act’s protection against HOA restrictions on ADUs and junior accessory dwelling units (JADUs) to lots in any zone that allows single-family homes, and it doubles the number of detached ADUs that cities and counties must approve. It makes the same zoning change to the general California law that voids ADU restrictions in deeds and other recorded documents.
AB 2050 turns the reserve study from a planning document into a funding mandate. Starting in 2032, HOAs must update their reserve studies every year, fund reserves at no less than a minimum level the study sets, and, when the study projects that reserves will run out, transfer a fixed share of the budget into reserves and levy special assessments to close the gap.
AB 1892 changes how far in advance HOAs must notify homeowners before seating board candidates without a vote, changes who must receive notice of electronic ballots, and clarifies when HOAs must restore interrupted utility services.
SB 908 voids HOA restrictions that keep homeowners from replacing their windows with windows that meet California’s energy code, limits the restrictions HOAs can still impose, and sets a deadline for HOAs to act on window applications. It also requires cities and counties to approve qualifying window replacements without a hearing.
AB 2692 gives Los Angeles County HOAs a way to revive CC&Rs that have expired to help communities rebuild after the 2025 Palisades and Eaton fires.

10/06/2026

Is My California HOA’s Emergency Special Assessment Legal?
📋Read Full Fact Sheet in Comments 📋👇
Homeowners across California are seeing a massive surge in special assessments and so-called “emergency assessments,” often totaling tens of thousands of dollars per household. Civil Code 5605 bars HOA boards from imposing special assessments that, in the aggregate, exceed 5% of the HOA’s budgeted gross expenses for the fiscal year unless a majority of a quorum of the members approves them. Civil Code 5610, however, carves out a narrow exception to that rule for emergencies, which lets HOA boards exceed the 5% cap without a membership vote. The Davis-Stirling Act allows HOAs to invoke the emergency exception only under strict conditions, but in the real world, a lot of HOAs (i.e., the bad HOAs) abuse the emergency exception to bypass the membership vote and push through major repairs they should’ve funded years ago, often to cover up years of gross negligence and fiduciary breaches.

10/01/2026

Can My California HOA Ban Christmas Lights, Religious Decorations, or Trick-or-Treating?
🎦Watch & Subscribe, Link in Comments 👇📋👇
What You’ll Learn in This Episode:

✅ How Civil Code § 4350 limits the rules HOAs can pass on Christmas lights, Halloween decorations, and other seasonal holiday displays.
✅ How Civil Code § 4706 and Civil Code § 1940.45 protect a mezuzah, a cross, or a Star of David on an entry door, and the drafting error the Legislature still hasn’t corrected.
✅ How the size limit on religious door displays works, and what changes when the same cross goes up on a garage door.
✅ What rules HOAs can set for trick-or-treating hours, holiday noise, invited guests, and haunted houses.
✅ How gated communities can handle trick-or-treaters from outside the neighborhood, and the HOA rule targeting non-residents that made headlines last year.
If your HOA is threatening you over holiday decorations, a religious display, or your Halloween guests, this episode shows you where the HOA’s authority begins and ends.

09/30/2026

California Mobile Home Park Laws: Homeowner Rights Under the Mobilehome Residency Law
📋Read Full Fact Sheet in Comments 📋👇
California mobile home park homeowners have a law written specifically for them. The Mobilehome Residency Law, found in Civil Code 798 through 799.13, sets out the rights and obligations of homeowners and management in California mobile home parks. Civil Code 798.15 makes the Mobilehome Residency Law part of every park rental agreement, and Civil Code 798.19 and 798.77 void any provision in which a homeowner gives up its protections. [You’ll notice that the Legislature spells “mobilehome” as one word throughout the statutes. Most people spell it “mobile home,” and that’s how I spell it in this Fact Sheet, except when I use the law’s name or its defined terms.]

Address

120 Vantis Drive, Suite 500
Aliso Viejo, CA
92656

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Telephone

+19497673910

Website

http://www.mbkchapman.com/, https://www.youtube.com/@HOAHELLpodcastofficial, https://www.amazon.com/s?k=hoa+hell&crid=1I

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