Kris Kunkel, Realtor, All-Stars Realty Group at Keller Williams Synergy

08/27/2026

Just Listed
4 Bed 2 Bath in Clyde
1006 Northbrook Ct
Contact me for details.

08/25/2026

TROOP TUESDAY: What VA Minimum Property Requirements Actually Check For
Let's clear up the VA Minimum Property Requirements myth once and for all — because it's costing veterans real estate opportunities.
MPRs are what the VA appraisal checks for in terms of property condition. Here's the actual list: functioning roof, safe electrical, no major structural issues, working HVAC, adequate water and sewage. The property needs to be safe and habitable.
That's it.
MPRs do not require cosmetic perfection. They don't flag chipped paint on a home built after 1978. They don't require the yard to be immaculate or the kitchen to be updated. For the vast majority of homes built after 1990, a VA appraisal gets through property condition review without any issues.
Where MPRs genuinely matter: pre-1978 homes with original paint (lead paint testing can be required), properties with significant deferred maintenance or structural concerns, and multi-unit buildings where each unit needs its own utility shutoff systems.
The notion that a VA offer "won't work" on a given home because of the appraisal process is usually based on outdated information or a single bad experience with a poorly maintained property. A mil-estate agent who works regularly with VA buyers knows how to identify real MPR concerns before you're under contract — not after.

08/19/2026

JUST LISTED! 🏡

Welcome to 1006 Northbrook Ct, where modern style meets the charm of small-town living! This impressive 4-bedroom, 2-bath home offers 2,001 sq. ft. of space and sits in a peaceful setting with a 2-car garage.

🆕 New Construction
💲 $419,000

From the moment you arrive, the striking exterior and thoughtful design make this home stand out. And with construction underway, you have the exciting opportunity to watch this beautiful home come to life! 🔨✨

If you’ve been waiting for a brand-new home with room to spread out in Clyde, this one deserves your attention! 🔥

Contact Kris Kunkel at (325) 320-4092 📞

Kris Kunkel, Realtor, All-Stars Realty Group at Keller Williams Synergy

08/18/2026

TROOP TUESDAY: "Military-Friendly" Is a Marketing Claim. Mil-Estate Is Something Different.
Let's be honest about something: "military-friendly" is not a credential.
Any real estate agent can call themselves military-friendly. Any brokerage can sponsor a Yellow Ribbon event and use it in their marketing. The phrase costs nothing and means nothing on its own.
Here's what mil-estate actually is:
A nationwide network of 160+ real estate agents — every single one a veteran or military spouse. Not agents who specialize in VA loans. Not agents who've taken a military relocation course. People who've actually lived the life — who know what it means to move on 30 days' notice, to house-hunt remotely from a duty station 2,000 miles away, to navigate BAH and VA loan entitlement because they've done it themselves.
When a military buyer works with a mil-estate agent, they're not explaining their situation to someone who learned about it in a certification course. They're talking to someone who's been there.
That's not a differentiator. That's the entire point. Find your agent at mil-estate.com.

08/11/2026

TROOP TUESDAY: VA Loans for New Construction — A Different Process Than Resale
New construction with a VA loan: yes, it's possible, but it's a different process than buying an existing home. Here's what changes.
One — the builder has to be VA-registered. This is a real requirement, and not every builder qualifies. If you're looking at a new development near your duty station, this is one of the first things to verify.
Two — the VA appraisal (formally called a Notice of Value) works differently depending on the build stage. A home that hasn't broken ground yet, a home mid-construction, and a completed new build all go through different appraisal processes. The timeline and paperwork differ at each stage.
Three — if you're financing the construction itself, not just buying a completed home, you're looking at a construction loan, which is a distinct product from a standard VA purchase loan. Different requirements, different timeline, different lender expertise required.
None of this makes new construction impossible with a VA loan — it's done regularly. But it rewards buyers who plan ahead and work with agents and lenders who've been through the VA new construction process before.
If you're considering new construction near your duty station, find a mil-estate agent who's navigated this. Link in bio.

08/06/2026

New Construction in Clyde
Contact me for details

08/04/2026

TROOP TUESDAY: What VA Underwriters Actually Look At (It's Not Just Credit Score)
Quick Troop Tuesday truth about VA loan underwriting that most veterans don't hear until it's too late:
The VA has no minimum credit score requirement. Your lender does — typically 580 to 620 or higher — but the VA itself doesn't. What the VA underwriting system actually emphasizes, and what makes it different from every other loan product in the market, is something called residual income.
Residual income is the cash left in your household after all monthly obligations are covered — mortgage, debts, taxes, insurance, living expenses — calculated based on family size and geographic region. The VA sets minimum thresholds for this number. And veterans who look tight on a conventional DTI calculation often qualify comfortably when you run the full residual income analysis.
The practical takeaway: if a conventional lender or an inexperienced VA lender has told you that you don't qualify, that answer may be wrong. The math genuinely works differently under VA guidelines, and a lender who understands the program knows how to use residual income in your favor.
Every mil-estate agent in the network knows to connect buyers with VA-savvy lenders who run this correctly from the first pre-approval conversation. Link in bio.

08/03/2026

JUST LISTED! 🏡

📍 604 Cedar St, Clyde, TX 79510
💲 $229,000

This beautiful new construction offers the perfect blend of modern design, quality craftsmanship, and everyday comfort—all at an incredible price! Whether you're buying your first home, downsizing, or investing in your future, this one is a must-see.

✨ Brand-new construction with contemporary finishes
✨ Bright, open floor plan designed for easy living
✨ Spacious kitchen ready for family meals and entertaining
✨ No HOA restrictions!

Homes like this don't stay on the market for long, especially at this price. If you've been waiting for the perfect opportunity to own a brand-new home, this is it! 🏠

Schedule your private tour today and see why this could be your next address. Kris Kunkel at 325-320-4092📲

Kris Kunkel, Realtor, All-Stars Realty Group at Keller Williams Synergy

06/30/2026

✨ JUST LISTED FOR LEASE! 🏡

📍 3818 Wake Forest Lane | Abilene, TX 79602
💲 $2,400/month

Searching for a home that offers comfort, convenience, and a welcoming neighborhood? Your search ends here! Welcome to 3818 Wake Forest Lane, Abilene, TX—a charming home that's move-in ready and waiting for its next tenants.

From the inviting front porch to the warm, functional interior, this home is designed for easy living. Whether you're enjoying a quiet night in or hosting family and friends, you'll love the space and comfort this home provides.

🔑 Home Features You'll Love:
✔️ 3 Bedrooms
✔️ 2 Bathrooms
✔️ 1,166 Sq. Ft.
✔️ 2-Car Garage 🚗
✔️ Pets Allowed 🐾
✔️ Functional Kitchen with Ample Cabinet & Counter Space
✔️ Fully Fenced Backyard Ready for Outdoor Fun

Whether you're a growing family, a working professional, or simply looking for a place that feels like home, this property offers the perfect balance of space, value, and location.

📞 Reach out today for more information or to book your tour!

06/16/2026