Isaac Sanchez

09/18/2025

We just helped a client refinance an investment property that was leveraged to the brim 🤯

The client initially purchased this property with 100% financing on a short term loan (pending maturity) using another property as collateral.

After working through the nuances, we structured the file in a way that allowed him to lower the outstanding balance in combination with forced appreciation from property improvements, resulting in a very low LTV ratio allowing the client to secure the most competitive terms possible!

Tired of working with lenders that don't seem to understand how to put a deal together? 😮‍💨

Give us a call to strategize on a customized plan allowing you to secure the most favorable terms 🤝🏼🏦

08/22/2025

Stuck with a note pending maturity that feels like a gr***de ready to explode?

Numbers can't seem to pencil out with most lenders?

We helped our client exit their hard money loan within a few weeks from maturity AND provided cash out on top of it!

Property was rented extremely below market rent, but we have the resources to make the deal work.

Got a tricky scenario and need expert guidance to get you across the finish line?

Send a DM with your scenario and let's explore if we can help.

08/20/2025

We helped an investor cash out equity on their private lake-front AirBNB property using a profit and loss only loan 🏦

The funds will be redeployed to into the property for further improvements and excess will be used for new acquisitions.

Got a killer property that you need financing on?

Give my team a call and let us structure terms for you 🤝🏼

06/10/2025

Looking to purchase or refinance an investment property? How about a 30-Year DSCR loan with no income docs required and a fast closing? ✅

No income, no employment, no DTI necessary.

Purchase or refinance using either your existing rental income or using comparable market rents, with rates starting as low as 5.875% 🚀

Qualifying for a mortgage on an investment property can be tricky, particularly if the borrower owns multiple properties. With a DSCR (debt service coverage ratio) loan, the only income that we have to think about is the potential rental income from the subject property.

🏘️ Investment properties only
💰 Max loan amount up to $4M
📈 85% LTV on purchase, 85% LTV on rate & term refinances, 80% LTV on cash-out
⏳ No Title Seasoning Needed for Cash Out
🕰️ 30 and 40-Year Interest Only Options Available
🏡 Short-term rental income? We say yes (AIRBNB)!
📊 Not enough rental income? No problem - no ratio options
📈 Credit score minimum is 640
🏢 1-50 units welcomed
🏠 Vacant properties allowed
💸 Cash-out amounts Up to $5M
🚀 No prepayment penalty option
📝 Close in LLC—No hassles!

Your investment, your terms.

Ready to customize your loan terms?

Press the “Get Quote” button to get started 👇🏼

Build your DSCR loan with flexible options

06/10/2025

Looking to cash out equity from your investment property? How about a 30-Year DSCR loan with no income docs required and a fast closing? ✅

No income, no employment, no DTI necessary.

Refinance or purchase using either your existing rental income or using comparable market rents, with rates starting as low as 5.75% (5.99% APR). 🚀

Qualifying for a mortgage on an investment property can be tricky, particularly if the borrower owns multiple properties. With a DSCR (debt service coverage ratio) loan, the only income that we have to think about is the potential rental income from the subject property.

🏘️ Investment properties only
💰 Max loan amount up to $5M
📈 85% LTV on purchase, 80% LTV on rate & term refinances, 75% LTV on cash-out
🕰️ 30 and 40-Year Interest Only Options Available
🏡 Short-term rental income? We say yes (AIRBNB)!
📊 Not enough rental income? No problem - no ratio options
📉 2nd mortgage options available - don’t touch your first rate!
📈 Credit score minimum is 620
🏢 1-8 units welcomed
💸 Cash-out amounts Up to $1.5M
🚀 No prepayment penalty option
📝 Close in LLC—No hassles!

Your investment, your terms.

Discover your customized DSCR options to fit any investment strategy.

Press the "Get Quote" button below and answer a few questions to receive an instant rate quote ⬇️

06/10/2025

Feeling the pressure of a 1031 exchange? With tight deadlines and the need for fast, reliable financing, we’ve got you covered.

Our DSCR loans are designed for investors like you—no income docs, no hassle, and a quick closing process so you can meet your 1031 deadlines with ease. Skip the complexity and focus on what matters: securing your next investment property.

Purchase using existing rental income or using comparable market rents, with rates starting as low as 5.75% (5.99% APR). 🚀

Qualifying for a mortgage on an investment property can be tricky, particularly if the borrower owns multiple properties. With a DSCR (debt service coverage ratio) loan, the only income that we have to think about is the potential rental income from the subject property.

🏘️ Investment properties only
💰 Max loan amount up to $5M
📈 85% LTV on purchase, 80% LTV on rate & term refinances, 75% LTV on cash-out
🕰️ 30 and 40-Year Interest Only Options Available
🏡 Short-term rental income? We say yes (AIRBNB)!
📊 Not enough rental income? No problem - no ratio options
📈 Credit score minimum is 640
🏢 1-8 units welcomed
💸 Cash-out amounts Up to $1.5M
🚀 No prepayment penalty option
📝 Close in LLC—No hassles!

Your investment, your terms.

Discover your customized DSCR options to fit any investment strategy.

Press the "Get Quote" button below and answer a few questions to receive an instant rate quote ⬇️

06/10/2025

SELF-EMPLOYED? Get approved for a mortgage without tax returns! 🏡

No Tax Returns. No W-2s. No Pay Stubs.

We look at one thing: your business profit.

This is built for real entrepreneurs who are tired of being told ‘no’ by people who’ve never owned a business.

✅ Here are the requirements:

- 640+ credit score
- 2 years self-employment
- Primary residence or investment properties
- Income is based solely on simple 12 month P&L

Loan features:

🏡 Purchase up to 85% LTV
♻️ Refinance (cash out) up to 85% LTV
💰 Loan amounts up to $5M
📃 Close under an LLC or Corp
⏳ 30 and 40 year terms available
📈 Interest-only options
💨 Cash out without any title seasoning
🔐 No prepayment penalty options
🚀 Close in 14-21 Days

🧠 Who This Is For:

You run a profitable business.

You’re done playing games with underwriters.

You want access to capital based on what you actually earn — not what’s reported on a tax return designed to minimize taxes.

Whether you’re buying your dream home, refinancing to free up cash, or scaling your real estate portfolio — this loan was made for you.

You’ll get actual numbers based on your real business income — no fluff, no commitments, no BS.

This isn’t your average loan.
Because you’re not the average borrower.
And we’re not your average lender.

Press the "GET QUOTE" button below and answer a few questions to receive an instant rate quote 👇🏼

06/10/2025

Do you have a balloon payment coming due on your mortgage?

Did you buy a property with a hard money loan, seller financing, or private money?

Don't wait to refinance until your note matures! If you ignore the balloon payment you could possibly face lots of penalty fees and even risk foreclosure!

Click the button below to get started exploring your options to refinance out your hard money financing using our industry leading programs with the lowest rates available.

💳 620+ credit score
✅ 30 & 40 year fixed rate terms
💰 Interest only options available
🏡 Primary or investment properties

💼 Flexible income verification options:

Bank statements only
Profit and loss only
DSCR - qualify based on rent only

Press the "Get Quote" button and answer a few questions to receive an accurate rate quote! ⬇️

06/10/2025

If you’re still shopping bank to bank, you’re doing it wrong 🏦

Multifamily isn’t a one-size-fits-all game—and neither is your financing.

Whether you're acquiring stabilized assets, pulling cash out of a repositioned deal, or breaking ground on new construction, we tailor capital structures around your strategy—not cookie-cutter underwriting.

We fund deals from $300K to $100M+, with lending programs sourced from a deep bench of capital providers:
→ Debt Funds for speed and flexibility
→ Life Insurance Companies for low rates and long terms
→ Fannie/Freddie for agency-backed options
→ CMBS, HUD, Credit Unions, Banks, and Private Lenders when appropriate

You choose what matters most—recourse or non-recourse, short or long maturities, interest-only, or fully amortized—and we match you with the capital source that delivers.

Use cases include:
✔️ Acquisitions (value-add or turnkey)
✔️ Refinances (rate-term or strategic cash-out)
✔️ Heavy rehabs and repositionings
✔️ Ground-up construction

We don’t force your project into a box—we tailor the box around your project.

Click below to schedule a call. Provide a few basic details and we’ll deliver a curated set of competing offers—so you can compare leverage, pricing, and structure… without wasting time chasing brokers or banks.

Let’s talk strategy. Let’s get it funded.

04/18/2025

If you're self-employed and looking to qualify for a mortgage without any tax returns or bank statements, the profit and loss only program is a great solution.

In this video I explain how P&L loans work, the requirements to qualify, and the advantages when compared to a conventional loan and bank statement loan.

This video will provide you with a thorough understanding of the program so that you can plan ahead and use this for your next purchase or refinance.