Hansel Kum Property

02/06/2022

How much CPF or Cash you should use in your property purchase? Is using more CPF better?

Watch this video as I will clear this query for you.

Cheers 🍻

Should I Use CPF or Cash in My HDB Purchase?

31/05/2022

One of my favourite condo to visit. Chill and work beside the pool.

Waiting for client to do final handover of unit. Hope they will love this place as much as I do. 😆

25/10/2021

Really blessed to have my lovely wife to prepare this dinner bag and take care of Eloise when I am meeting my client to secure another exclusive listing!

24/10/2021

I am totally blown away after visiting this breathtaking strata landed house.

Makes me wonder why buy condo when you can buy this?

A luxury living in Singapore 🇸🇬

18/10/2021

Do take a look at my recent video about Teh C Kosong in a Cup = Saving Money in the Bank 🤪

https://vt.tiktok.com/ZSeN7FCV4/

Hope you learnt something from it. Hehe

Singlish Quote of the Day

06/10/2021

Finally issued OTP.

Not an easy case due to the obstacles we faced one after another!

Congratulations to the seller who will be moving to their new place very soon 🎉🎊

12/09/2021

Second OTP out within this month.

First was during the middle of the night

Second signed outside a factory

What an interesting job I am in 😂

17/08/2021

Block 799 Yishun Ring Road
Beautifully Renovated 5 Room For Sale!
PropertyGuru Link: https://www.propertyguru.com.sg/listing/hdb-for-sale-799-yishun-ring-road-23634725
New Exclusive
- Beautifully renovated & very well maintained 5 room in this new cluster
- The space that any family ever need
- Corner unit with private corridor
- Premium stack
- Bright & windy unit
- Very spacious living n bedrooms
- Efficient layout with no wastage of space
- All races eligible
- 123 sqm / 1,323 sqft
- 3 mins walk to Khatib MRT
- 3 mins walk to Khatib Central with sheng siong supermarket, fair price, food centres, etc
Call Hansel K*m @ 90049799 for viewing!
Whatsapp Link: https://wa.me/6590049799
*** We welcome all landlord and property owners to market your property with through us. ***
Your Faithfully,
Hansel K*m
Mobile : 65 9004 9799
Email: [email protected]
PropNex Realty Pte Ltd

11/08/2021

New Exclusive One Bedroom Condo for Sale!

- Well maintained one bedroom unit
- Bright & windy unit
- Efficient layout with no wastage of space
- 45 sqm / 484 sqft
- 4 mins walk to Aljunied MRT
- 2 mins walk to nearby food centres and shops
- 6 mins walk to Nexus International School
- 7 mins walk to James Cook University
- Great rentability
- Good rental yield

Call Hansel K*m @ 90049799 for viewing!

Whatsapp Link: https://wa.me/6590049799

*** We welcome all landlord and property owners to market your property with through us. ***

Your Faithfully,

Hansel K*m
Mobile : 65 9004 9799
Email: [email protected]
PropNex Realty Pte Ltd

08/08/2021

Beautifully Renovated 5 Room For Sale!

New Exclusive

- Beautifully renovated & very well maintained 5 room in this new cluster
- The space that any family ever need
- Corner unit with private corridor
- Premium stack
- Bright & windy unit
- Very spacious living n bedrooms
- Efficient layout with no wastage of space
- All races eligible
- 123 sqm / 1,323 sqft
- 3 mins walk to Khatib MRT
- 3 mins walk to Khatib Central with sheng siong supermarket, fair price, food centres, etc

Call Hansel K*m @ 90049799 for viewing!

Whatsapp Link: https://wa.me/6590049799

*** We welcome all landlord and property owners to market your property with through us. ***

Your Faithfully,

Hansel K*m
Mobile : 65 9004 9799
Email: [email protected]
PropNex Realty Pte Ltd

01/08/2021

As we all know the traditional way when people buy an HDB unit, we will always take a loan from HDB where the interest rate is at 2.6%.

The only advantage is that we can get a higher LTV (loan to value) which is 90% comparing with the bank loan of 75% LTV. This will be a great help for people who don't have the upfront payment.

Here is a calculation to show an example of having a $500k loan and the difference we are paying every month.

Some people rumors that the creditors won't be able to take our property if you are having an HDB loan compared to a bank loan.

This is not official and even if it is true, how often will one get into a bankruptcy situation?

So if you are still paying a higher interest rate, do feel free to ping us as we can advise you whether is it worthwhile to make a change and also review your property portfolio at the time.

P.S. Beware of little expenses. A small leak will sink a great ship.

31/07/2021

I was listening to the radio when driving where they mentioned about top 10 mindsets that every successful person will have.

Here are a further filter of the top 3 that caught my attention. Enjoy!