The On Duty Real Estate Broker

13/04/2026

11/02/2026

FYI: Stoner's iba pa din may may alam🤔

3 DIFFERENT KINDS OF LICENSE TO SELL (LTS) UNDER DHSUD — KNOW THE DIFFERENCE!

Not all License to Sell (LTS) are created equal.
As brokers, investors, and buyers, you must know what kind of project you’re dealing with before marketing or buying.

Here are 3 real-world types of LTS issued by DHSUD (formerly HLURB) ⬇️
⸻
1. LTS UNDER PD 957
(Subdivision & Condominium Projects)
Coverage:
• Residential subdivisions
• Condominiums
• Sale of individual lots or house-and-lot units
Legal Basis:
• Presidential Decree No. 957
• “Subdivision and Condominium Buyers’ Protective Decree”
Key Characteristics:
✔ Requires full development plan approval
✔ Strict timelines for roads, drainage, utilities, open spaces
✔ Protects buyers from ghost projects & delayed development
✔ Titles must be delivered to fully paid buyers
Common Use Case:
Traditional subdivision projects (open market residential)

⸻
2. LTS UNDER BP 220

(Economic / Socialized Housing Projects)
Coverage:
• Economic housing
• Socialized housing
• Government-assisted or affordability-focused projects
Legal Basis:
• Batas Pambansa Blg. 220
Key Characteristics:
✔ Relaxed development standards (vs PD 957)
✔ Lower selling price ceilings
✔ Often tied to Balanced Housing compliance
✔ Still requires LTS before selling
Common Use Case:
Mass housing projects for minimum- to low-income buyers
⸻
3. LTS FOR FARM LOT / SPECIAL PROJECTS

(EO 648 / Special DHSUD Issuances)

Coverage:
• Farm lot developments
• Agro-residential / estate-type projects
• Non-traditional subdivisions
Legal Basis:
• Executive Order 648
• Special DHSUD approvals
Key Characteristics:
✔ Often includes non-saleable lots (parks, roads, water tanks)
✔ Special undertakings (waterways, environmental compliance)
✔ Clear list of excluded and reserved lots
✔ Very strict on representations and marketing claims
Common Use Case:
Farm lots, agri-estate projects, lifestyle developments

04/02/2026

Question:

Kuya Broker Nag-Reserve ang anak ko ng Php 25,000.00 Sa isang Kilalang Developer sa Laguna , its a Vacant Lot Property amount Php 2,250,000. After 2 weeks we decide na wag nag ituloy yung Transaction due for Some Reasons & Priority Refundable pa po ba iyon?

's&Tips2026


|Sell|Rent&Acquiredassets

19/01/2026

"Question: Kuya Broker may Binili akong Condo Php 3.5M Cash, Clean Title naman. Ang concern ko pwde ba pumirma ang SPA may na present naman po silang Notarized Atty. In-Fact.

's&Tips2026


|Sell|Rent&Acquiredassets

10/01/2026

01:10:25

Hindi lahat nagpakakataon ikaw ay Agent, or Broker minsan maging buyer ka din.

The Art of Real Estate Business/Investing using BRRR Method🏠




|Sell|Lease|Acquiredassets

10/01/2026

"Kuya Broker Bumili ako ng Lot sa halagang 1.2M nasa Magkano aabutin ang pag titulo nito?"

's&Tips2026


|Sell|Rent&Acquiredassets

04/01/2026

📍REAL TALK: Kailan EXEMPT ang may SPA sa ilalim ng RA 9646 (IRR)?

Marami ang nag-aakalang sapat na ang SPA para maging exempt sa license or accreditation.

Hindi palagi. Let’s clarify this—legal at malinaw.

✅ KAILAN LANG EXEMPT ang may SPA?

Exempt LAMANG kung ang taong may SPA ay:
✔️ Acting ONLY for the registered owner
✔️ Walang brokerage role (no middleman function)
✔️ Walang commission-based activity tulad ng broker
✔️ Direktang kumikilos bilang extension ng owner, hindi bilang practitioner
✔️ May malinaw at written SPA defining scope and limits

👉 In short: Owner pa rin ang itinuturing na gumagawa ng transaction.

KAILAN HINDI EXEMPT kahit may SPA?

Hindi exempt kung ang SPA holder ay:
❌ Nagmamarket ng property to the public
❌ Nakikipag-negotiate para sa iba (buyers/sellers)
❌ Kumukuha ng brokerage-type commission
❌ Umaasal na parang broker, agent, o salesperson
❌ Gumagamit ng SPA bilang “cover” sa real estate practice

SPA ≠ license.

🧠 Bakit ganito ang rule?

Ang IRR ng RA 9646 ay:
Pinoprotektahan ang buyers at owners

Iniiwasan ang “SPA loophole”
Tinitiyak na may accountability at regulation ang practitioners

🔑 Bottom line

Ang SPA ay authority to ACT —
hindi authority to PRACTICE real estate.

Kung ang ginagawa mo ay brokerage in nature, license pa rin ang kailangan, kahit may SPA.

📣 Share this to stop confusion.

As Broker/Salesperson Clarity protects the clients, Protects both seller & buyer:
Proper Documentation protects everyone rights.



|sell|lease&Forcloseassets

03/01/2026

Fyi: Mga Kapamilya, Kapuso may nationwide RPT-Real Property Tax Amnesty po tayo just inquire kung saal LGU po Kayo.

01/01/2026

01:01:26

It's a 1st day of the year 2026 and I pray 2026 is full if good news, abundant blessings, Success, love & positive vibes!