HorIZON Properties by Raphael Hizon

11/09/2025

Stop scrolling. Start upgrading.

11/09/2025

Your next property move is one scan away.

11/09/2025

Because in real estate, timing is everything ⏳.

22/08/2025

💡 Did you know you can LEGALLY avoid paying 6% Capital Gains Tax when selling your home?

Most sellers don’t even know the CGT Exemption exists—let alone how to qualify. The truth? It could save you hundreds of thousands to millions… IF you know the process.

I just shared a quick breakdown on my recent presentation 👇
📌 If you want to learn how this applies to your sale, let’s schedule a quick session.

Send me a message—your savings might surprise you. 😉

18/07/2025

Lowest isn’t always best.

While that sweet low interest rate is tempting, homebuyers should also look beyond the numbers. Watch out for:

✅ Short lock-in periods (your rate may shoot up sooner than you expect)
✅ High processing fees and hidden charges
✅ Strict approval requirements (some banks are more generous than others)
✅ Loanable amount caps and appraisal values that don’t match your purchase price

In short: Don’t just chase the rate—choose the bank that fits your long-term plans and financial profile. And of course, these rates are very negotiable, especially if you have a good record/credit standing with the institution, plus a healthy relationship with their managers/account officers.

Send a message to learn more

27/02/2025

So gets the favor of the Lopezes! The portion of being sold is about 3 hectares--a typical 2-tower project of would sit on a 1-hectare land. So, let's see what rises in the area!

READ: ABS-CBN is selling 30,000 sqm of its 44,027.30 sqm Quezon City property to Ayala Land for P6.24 billion.

"Proceeds of the sale of the property will be used to partially pre-pay its outstanding bank loans," ABS-CBN says. | via Tyrone Piad, Philippine Daily Inquirer

21/02/2025

From to in just 30minutes!

With the goal to decongest EDSA and C5, Stage4 or the Southeast Metro Manila Expressway (SEMME) will be an almost 33km link from to via San Mateo. Read on.

Also called the Southeast Metro Manila Expressway or SEMME

15/02/2025

Amidst all the redevelopment plans happening around Metro Manila, especially in Makati, ever wondered what happens to the very old residential condominiums? Read on.

https://www.linkedin.com/pulse/what-happens-when-condo-too-old-process-selling-condemning-hizon-jkz3c

13/09/2024

Self driving cars (autonomous bus service) in the PH. Free until 2025!

The Bases Conversion and Development Authority (BCDA) on Wednesday said it has partnered with the Japan-based mobility firm Zenmov, Inc. and the MC Metro Transport Operation, Inc. to launch the