TC Law Office

TC Law Office TC Law is the legal and notarial office of Atty. Charmaine Lynn B. Tan-Calzado.

Sana true. Sana kaya ng office nila. ๐Ÿคท๐Ÿผโ€โ™€๏ธ
18/02/2026

Sana true. Sana kaya ng office nila. ๐Ÿคท๐Ÿผโ€โ™€๏ธ

|| The DENR has issued new rules that will make residential land titling significantly faster and fairer for millions of Filipino families. ๐Ÿ“œ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ง

Through DENR Administrative Order (DAO) No. 2025โ€‘35, the agency has overhauled the countryโ€™s residential free patent system โ€“ an important move as untitled properties continue to delay infrastructure projects, complicate family inheritance, and fuel land disputes across the country.

Read the full story in the link at the comments section.

โ€ผ๏ธ SC RECOGNIZES CO-OWNERSHIP OF PROPERTY IN SAME-SEX RELATIONSHIP โ€ผ๏ธ
10/02/2026

โ€ผ๏ธ SC RECOGNIZES CO-OWNERSHIP OF PROPERTY IN SAME-SEX RELATIONSHIP โ€ผ๏ธ

05/02/2026

โš ๏ธ ๐—”๐——๐—ฉ๐—œ๐—ฆ๐—ข๐—ฅ๐—ฌ: ๐—Ÿ๐—œ๐—ฆ๐—ง ๐—ข๐—™ ๐—จ๐—ก๐—ฅ๐—˜๐—–๐—ข๐—ฅ๐——๐—˜๐—— ๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—Ÿ๐—˜๐—ก๐——๐—œ๐—ก๐—š ๐—ฃ๐—Ÿ๐—”๐—ง๐—™๐—ข๐—ฅ๐— ๐—ฆ

Ipinapaalala na ang mga sumusunod na Online Lending Platforms (OLPs), applications, at websites ay ๐—ต๐—ถ๐—ป๐—ฑ๐—ถ ๐—ฎ๐˜„๐˜๐—ผ๐—ฟ๐—ถ๐˜€๐—ฎ๐—ฑ๐—ผ ๐—ฎ๐˜ ๐—ต๐—ถ๐—ป๐—ฑ๐—ถ ๐—ฝ๐—ถ๐—ป๐—ฎ๐—ฝ๐—ฎ๐—ต๐—ถ๐—ป๐˜๐˜‚๐—น๐˜‚๐˜๐—ฎ๐—ป na mag-alok, mag-process, o magpautang, alinsunod sa SEC Memorandum Circular No. 10, Series of 2021 na nagpatupad ng moratorium sa mga bagong OLPs simula 02 November 2021:

Google Play Store
1. ZRT Cash: Fast Cash Loan
2. Temple Cash Secure Loans
3. Peso Money - Easy Online Loan
4. Yaman Now - Online Peso Loan
5. PeraMada
6. Fast Pera PH Safe & fast loan
7. USCREDIT
8. VIP Finance - Easy Funding
9. Kapit Cash

Apple Store
1. TalaCredit-loan app quickly
2. Credipillar-Smart credit
3. Kuhacash-loan app Philippines
4. Pesoking-mabilis cash loan app
5. Dolo Loan
6. Atome Peso - Mabilis cash Loan
7. Fund Circle- quick Peso Loan
8. Instant Loan-Mabilis cash Loan
9. Pera Cash -Quick Peso Loan app
11. Peso Now--Loan App Philippines
12. Lucky Loan- happy cash loan app
13. Bilis Peso- Mabilis Cash Loan
14. IPC Loan- mabilis cash & loan app
15. YiuconCredit-loan app & pesoloan

Websites
1. MII cash
2. Bilis Cash
3. Fusecash
4. Flexible Cash Loan

Para sa katanungan, reklamo, o pag-report sa mga ilegal na nagpapautang, mangyaring makipag-ugnayan sa:
๐Ÿ“ž 14732
๐Ÿ“ฅ SEC iMessage Portal: https://imessage.sec.gov.ph/
๐Ÿ’ป SEC Official Website: https://www.sec.gov.ph

Para sa listahan ng mga awtorisadong OLPs, bisitahin ang opisyal na website ng SEC: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms

Basahin ang kabuuan ng advisory dito: https://www.sec.gov.ph/advisories-2026/advisory-re-unrecorded-online-lending-platforms-2/

Good news, government employees!
24/01/2026

Good news, government employees!

: The Department of Budget and Management (DBM) issued National Budget Circular No. 601 dated January 22, 2026, titled โ€œImplementation of the Third Tranche of the Updated Salary Schedule for the Civilian Government Personnel Under Executive Order (EO) No. 64, s. 2024.โ€

The Circular provides the implementing guidelines, rules, and regulations for the third tranche of the updated salary schedule effective January 1, 2026.

Read more: bit.ly/4jYpGuw

Happy New Year!PDS Season na naman!Here are a few links to guide you in filling out your PDS:1. 2025 Omnibus Rules on Ap...
06/01/2026

Happy New Year!

PDS Season na naman!

Here are a few links to guide you in filling out your PDS:
1. 2025 Omnibus Rules on Appointments and Other Human
Resource Actions (CSC MC No. 8, s.2025) -https://www.csc.gov.ph/phocadownload/userupload/irmo/mc/2025/MC%20No.%2008%20s.%202025.pdf

2. Guide to Filling Out the PDS -https://csc.gov.ph/phocadownload/userupload/hrpso/2025-ORAOHRA/ANNEX%20H-3%20-%20CS%20Form%20No.%20212%20Revised%202025%20-%20Attachment%20-%20%20Guide%20%20to%20Filling%20Up%20the%20Personal%20Data%20Sheet%20new.pdf

3. PDS 2025 Format - https://csc.gov.ph/downloads/category/540-csc-form-212-revised-2025-personal-data-sheet?download=3404:cs-form-no-212-revised-2025-personal-data-sheet

โ€ผ๏ธNOTEโ€ผ๏ธ

The latest PDS Format is 2025. So, check your forms before you fill them out.๐Ÿ˜‰

๐‘ช๐’‚๐’ ๐‘ช๐’๐’๐’ˆ๐’“๐’†๐’”๐’” ๐’”๐’–๐’Ž๐’Ž๐’๐’ ๐’—๐’๐’๐’ˆ๐’ˆ๐’†๐’“๐’” ๐’•๐’ ๐’‰๐’†๐’‚๐’“๐’Š๐’๐’ˆ๐’” ๐’Š๐’ ๐’‚๐’Š๐’… ๐’๐’‡ ๐’๐’†๐’ˆ๐’Š๐’”๐’๐’‚๐’•๐’Š๐’๐’, ๐’˜๐’Š๐’•๐’‰๐’๐’–๐’• ๐’—๐’Š๐’๐’๐’‚๐’•๐’Š๐’๐’ˆ ๐’•๐’‰๐’† ๐’—๐’๐’๐’ˆ๐’ˆ๐’†๐’“๐’”โ€™ ๐’„๐’๐’๐’”๐’•๐’Š๐’•๐’–๐’•๐’Š๐’๐’๐’‚๐’ ๐’“๐’Š๐’ˆ๐’‰๐’• ๐’•๐’ ...
28/12/2025

๐‘ช๐’‚๐’ ๐‘ช๐’๐’๐’ˆ๐’“๐’†๐’”๐’” ๐’”๐’–๐’Ž๐’Ž๐’๐’ ๐’—๐’๐’๐’ˆ๐’ˆ๐’†๐’“๐’” ๐’•๐’ ๐’‰๐’†๐’‚๐’“๐’Š๐’๐’ˆ๐’” ๐’Š๐’ ๐’‚๐’Š๐’… ๐’๐’‡ ๐’๐’†๐’ˆ๐’Š๐’”๐’๐’‚๐’•๐’Š๐’๐’, ๐’˜๐’Š๐’•๐’‰๐’๐’–๐’• ๐’—๐’Š๐’๐’๐’‚๐’•๐’Š๐’๐’ˆ ๐’•๐’‰๐’† ๐’—๐’๐’๐’ˆ๐’ˆ๐’†๐’“๐’”โ€™ ๐’„๐’๐’๐’”๐’•๐’Š๐’•๐’–๐’•๐’Š๐’๐’๐’‚๐’ ๐’“๐’Š๐’ˆ๐’‰๐’• ๐’•๐’ ๐’‡๐’“๐’†๐’† ๐’”๐’‘๐’†๐’†๐’„๐’‰?

Abines, Jr., et. al. vs. House of Representatives
GR No. 278101, July 8, 2025

[POLITICAL LAW]

The mere act of inviting Abines et al. as resource persons to an inquiry in aid of legislation did not violate their freedom of expression, as it had no relation at all to their exercise of free speech. It did not, at the very least, regulate the content of their speech or its incidents. More important, it was a mandate from Congress to aid them in crafting sound legislation, not an act to punish them for alleged proliferation of "fake news" in social media. In other words, the issuance of summons is a matter of procedure to effectively exercise the power of Congress to conduct its legislative inquiry. It was neither a punitive measure in relation to free speech nor an attempt to suppress it.

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For legal inquiries, send us a DM or email us at [email protected].

๐™„๐™จ ๐™œ๐™ช๐™ž๐™ก๐™ฉ ๐™›๐™ค๐™ง ๐™ซ๐™ž๐™ค๐™ก๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ค๐™› ๐™Ž๐™š๐™˜. 3 (๐™š) ๐™ช๐™ฃ๐™™๐™š๐™ง ๐™๐˜ผ 3019 ๐™–๐™ช๐™ฉ๐™ค๐™ข๐™–๐™ฉ๐™ž๐™˜ ๐™ค๐™ฃ๐™˜๐™š ๐™– ๐™ฅ๐™ช๐™—๐™ก๐™ž๐™˜ ๐™ค๐™›๐™›๐™ž๐™˜๐™š๐™ง ๐™ž๐™จ ๐™›๐™ค๐™ช๐™ฃ๐™™ ๐™œ๐™ช๐™ž๐™ก๐™ฉ๐™ฎ ๐™›๐™ค๐™ง ๐™ซ๐™ž๐™ค๐™ก๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ค๐™› ๐™ฅ๐™ง๐™ค๐™˜...
27/12/2025

๐™„๐™จ ๐™œ๐™ช๐™ž๐™ก๐™ฉ ๐™›๐™ค๐™ง ๐™ซ๐™ž๐™ค๐™ก๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ค๐™› ๐™Ž๐™š๐™˜. 3 (๐™š) ๐™ช๐™ฃ๐™™๐™š๐™ง ๐™๐˜ผ 3019 ๐™–๐™ช๐™ฉ๐™ค๐™ข๐™–๐™ฉ๐™ž๐™˜ ๐™ค๐™ฃ๐™˜๐™š ๐™– ๐™ฅ๐™ช๐™—๐™ก๐™ž๐™˜ ๐™ค๐™›๐™›๐™ž๐™˜๐™š๐™ง ๐™ž๐™จ ๐™›๐™ค๐™ช๐™ฃ๐™™ ๐™œ๐™ช๐™ž๐™ก๐™ฉ๐™ฎ ๐™›๐™ค๐™ง ๐™ซ๐™ž๐™ค๐™ก๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ค๐™› ๐™ฅ๐™ง๐™ค๐™˜๐™ช๐™ง๐™š๐™ข๐™š๐™ฃ๐™ฉ ๐™ก๐™–๐™ฌ๐™จ?

[CRIMINAL LAW]

People of the Philippines vs. Estregan, et. al.,
GR No. 248699, February 5, 2025

Insofar as accused SB members Torres, Talabong, Rabago, Sacluti, and Dimaranan are concerned, however, We find that the prosecution failed to prove beyond reasonable doubt their guilt for violation of Section 3 (e) of Republic Act No. 3019. To recall, they passed Municipal Ordinance No. 15-2008 authorizing Estregan to transact, negotiate, and enter a contract between the Municipality and any competent and qualified entity which can provide APA services. Even assuming that the ordinance violated procurement law because it immediately authorized resort to negotiated procurement, the SB members did not thereby show manifest partiality and give unwarranted benefit to any particular entity because the ordinance itself states "any competent and qualified entity" and such entity was yet to be determined. It did not even prevent Estregan from resorting to public bidding as it merely authorized negotiated procurement, albeit erroneously. Neither did their eventual ratification of the MOA through Municipal Resolution No. 056-2008 make them liable because the validity of the MOA did not depend on the issuance of said resolution. No rights can be conferred by and be inferred from a resolution, which is but an embodiment of what the lawmaking body has to say in light of attendant circumstances.

Source: Digest.ph

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For legal inquiries, send us a DM thru this page OR send us an email at [email protected].

๐‘ช๐’‚๐’ ๐’š๐’๐’– ๐’ƒ๐’–๐’Š๐’๐’… ๐’‰๐’๐’–๐’”๐’†๐’” ๐’‚๐’๐’… ๐’๐’•๐’‰๐’†๐’“ ๐’Š๐’๐’‡๐’“๐’‚๐’”๐’•๐’“๐’–๐’„๐’•๐’–๐’“๐’† ๐’๐’ ๐’‡๐’๐’“๐’†๐’”๐’‰๐’๐’“๐’† ๐’๐’‚๐’๐’…๐’”?Spouses Calimlim vs. Goรฑo and Goรฑo, GR No. 272053, Jan....
26/12/2025

๐‘ช๐’‚๐’ ๐’š๐’๐’– ๐’ƒ๐’–๐’Š๐’๐’… ๐’‰๐’๐’–๐’”๐’†๐’” ๐’‚๐’๐’… ๐’๐’•๐’‰๐’†๐’“ ๐’Š๐’๐’‡๐’“๐’‚๐’”๐’•๐’“๐’–๐’„๐’•๐’–๐’“๐’† ๐’๐’ ๐’‡๐’๐’“๐’†๐’”๐’‰๐’๐’“๐’† ๐’๐’‚๐’๐’…๐’”?

Spouses Calimlim vs. Goรฑo and Goรฑo,
GR No. 272053, Jan. 14, 2025

[PROPERTY LAW]

"Section 61 of Commonwealth Act No. 141, as amended, provides that foreshore lands may not be disposed of through any means other than by lease. [62] Commonwealth Act No. 141 (1936), Sec. 61 states: To utilize foreshore land, therefore, a qualified applicant [63] DENR Administrative Order No. 2004-24 (2004), Sec. 4 states: will first need to apply for and then enter into a foreshore lease agreement [64] DENR Administrative Order No. 2004-24 (2004), Sec. 2 (c) states: with the DENR. As admitted by spouses Calimlim, their application for a foreshore lease agreement was denied by the DENR. Thus, they have no authority to occupy, develop, utilize, or manage the foreshore land upon which their structures illegally stand. In fact, the DENR recognized this illegal occupancy of foreshore land and had consequently issued Notices to Vacate to spouses Calimlim who invariably ignored them. To be sure, spouses Calimlim's obstruction of and unauthorized occupation and use of the foreshore land equate to a public nuisance."

Source: Digest.ph (https://www.digest.ph/decisions/spouses-calimlim-vs-gono)

For legal inquiries, send us a DM thru this page OR send us an email at [email protected].

โ€ผ๏ธLegal ba ang pag-message sa FB friends (friends, relatives, acquaintances and other individuals) mo tungkol sa iyong u...
24/12/2025

โ€ผ๏ธLegal ba ang pag-message sa FB friends (friends, relatives, acquaintances and other individuals) mo tungkol sa iyong utang? โ€ผ๏ธ

23/12/2025

WHATโ€™S NEW IN THE HOUSE. The Department of Human Settlements and Urban Development ( ) welcomed the simplified application for tax exemption for socialized and economic housing from the Department of Finance and the Bureau of Internal Revenue (BIR) as the best Christmas gift for housing stakeholders, particularly private developers and homebuyers.

Read more: https://dhsud.gov.ph/news/dhsud-dof-bir-comply-pbbms-order-simplify-tax-exemption-application-for-socialized-economic-housing/

One thing I realized over the years of lawyering is thatโ€ฆ It could be difficult to find people who match your vibe and w...
20/12/2025

One thing I realized over the years of lawyering is thatโ€ฆ It could be difficult to find people who match your vibe and work ethics.

And Iโ€™m just so lucky I have these people with me the past year (and those who have been with me/us since TC Lawโ€™s opening)!

Thank you so much girls! Thank you for growing with me, learning with me, and vibing with me!

Letโ€™s hope and pray for another fruitful year this 2026!

Merry Christmas everyone! ๐Ÿ’•

- Atty. Charm โค๏ธ

โ€ผ๏ธIt is โ€œR**Eโ€ or โ€œRape Crimeโ€, not โ€œSimple Rapeโ€.โ€ผ๏ธBecause nothing is simple about R**E
19/12/2025

โ€ผ๏ธIt is โ€œR**Eโ€ or โ€œRape Crimeโ€, not โ€œSimple Rapeโ€.โ€ผ๏ธ

Because nothing is simple about R**E

SUPREME COURT CLARIFIES: NOTHING SIMPLE IN R**E CRIME

The Supreme Court (SC) has clarified that the proper term for the crime punished under Article 266-A(1)(a) of the Revised Penal Code (RPC) is r**e, not simple r**e, reminding courts that the latter term trivializes the gravity of the offense.

In a decision penned by Associate Justice Henri Jean Paul Inting, the SC's Third Division affirmed the conviction of a man for ra**ng a 13-year-old girl and sentenced him to reclusion perpetua, or up to 40 years of imprisonment.

The accused had earlier been found guilty by both the Regional Trial Court and the Court of Appeals, which referred to the offense as simple r**e. While upholding the conviction, the SC took the opportunity to emphasize that such terminology is improper.

โ€œAfter all, there is nothing โ€˜simpleโ€™ about r**e. Referring to it in such a manner downplays its severity and desensitizes the public to the harm it inflicts,โ€ the Court said, stressing the profound psychological and physical trauma suffered by victims.

While r**e was initially classified as a crime against chastity under Article 335 of the RPC, Republic Act No. 8353, or the Anti-Rape Law of 1997, reclassified it as a crime against persons. Crimes against chastity, such as adultery and seduction, are generally private crimes which focus on protecting the victimโ€™s honor.

On the other hand, crimes against persons, such as homicide, murder, and physical injuries, aim to protect individualsโ€™ bodily integrity and well-being.

The highest bench underscored that the reclassification of r**e as a crime against persons highlights how it is a serious crime causing psychological and physical harm to victims. It noted that the r**e must โ€œnever be trivialized as โ€˜simple,โ€™โ€ especially in the courtsโ€™ decisions.

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