Jazmin Escarro Cabanday, REA, REB

Jazmin Escarro Cabanday, REA, REB Real Estate Broker
PRC # 0035358 | DHSUD # RFO4A-B-2003
Real Estate Appraiser
PRC # 0012843

18/05/2026

Considering a condo? 🏡 I've weighed the pros like affordability & amenities against cons like HOA fees & strict rules. It’s all about finding what fits your lifestyle! 🤔

03/05/2026

Tell ChatGPT to write an unhinged bio about you. Mine is in the comment section. ❤️

You are not late, you are exactly where you are supposed to learn from what already happened and create from what is sti...
30/04/2026

You are not late, you are exactly where you are supposed to learn from what already happened and create from what is still in front of you.

The months behind you gave you experience, and the months ahead are full of opportunity. Pay attention to what you can do now, and let that guide what you do next.

At first glance, the roles may seem similar, but the responsibilities are clearly defined.Under RA 9646, a real estate s...
30/04/2026

At first glance, the roles may seem similar, but the responsibilities are clearly defined.

Under RA 9646, a real estate salesperson works under a licensed broker and cannot transact independently. A real estate broker is PRC licensed and can operate independently while overseeing transactions and supervising salespersons.

Knowing your role goes beyond titles. It ensures compliance and helps protect your clients throughout every transaction.

Stay informed. Stay compliant.

Follow us for more real estate insights.

Maximize Your Property's Potential. Secure Your Investment Future. ✨
26/04/2026

Maximize Your Property's Potential. Secure Your Investment Future. ✨

What is Foreclosure? 🏠⚠️Foreclosure happens when a property owner fails to pay their loan, and the bank or lender takes ...
18/04/2026

What is Foreclosure? 🏠⚠️

Foreclosure happens when a property owner fails to pay their loan, and the bank or lender takes back the property to recover the unpaid debt.

đź“Ś Simple Explanation:

👉 You borrow money to buy a property
👉 You stop paying your monthly amortization
👉 The lender repossesses the property

That process is called foreclosu

🔄 How It Works:
1. Missed monthly payments
2. Bank issues notices and reminders
3. Legal process begins
4. Property is taken back
5. Property is sold (usually at auction or as a foreclosed listing)

đź’ˇ Example:

You bought a condo through a bank loan
Monthly payment: ₱25,000

If you stop paying for several months:
👉 The bank can foreclose the unit
👉 You lose ownership
👉 Previous payments may not be refunded

đź“Š Why It Happens:
• Loss of income
• Poor financial planning
• Unexpected emergencies
• Over-committing to a property

🏷️ Opportunity for Buyers:

Foreclosed properties are often:
• Lower priced than market value
• Offered by banks or institutions

👉 But always check:
• Property condition
• Legal documents
• Hidden costs

⚠️ Reality Check:

“Hindi lahat ng nakabili… nakapagpatuloy magbayad.”

🔑 Key Insight:

Foreclosure is not just about losing a property—
it’s about losing the opportunity you once secured

đź“Ś Disclaimer: This content is for educational purposes only and should not be considered financial or legal advice. Always consult a licensed real estate professional or financial advisor before making property decisions.

Did you know that the way real properties are valued in the Philippines is now being standardized? The Real Property Val...
18/04/2026

Did you know that the way real properties are valued in the Philippines is now being standardized?

The Real Property Valuation and Assessment Reform Act (RPVARA) or RA 12001 is a significant development in the real estate industry. It aims to ensure that property valuation becomes fair, transparent, and aligned with market-based values across the country.

With RPVARA, we can expect a more consistent Schedule of Market Values (SMV), improved assessment systems, and a stronger foundation for real estate transactions and taxation.

For property owners, brokers, and investors, understanding RPVARA is essential as it directly impacts property valuation, taxes, and overall market dynamics.

Stay informed. Stay prepared.

TO ALL MY VALUED CLIENTSThis land usually are being sold as YUTA DATA DATA.So please before investing, check.Before deci...
16/04/2026

TO ALL MY VALUED CLIENTS

This land usually are being sold as YUTA DATA DATA.
So please before investing, check.
Before deciding, refer to a Licensed Real Estate Practitioner for a DUE DILIGENCE of all the papers.

🕵️Things to know about CLOA:

Is it safe to buy a property with CLOA Title?

Looking for a property to invest or a land where you can build your future home one can be taxing. There are are lot of factors to look into including and importantly the legality of the property that you are eyeing.

Is someone selling you a property or have you gained interest in a property that has CLOA title and you’re not sure whether or not it is safe to buy a property with CLOA Title? Here are some of the important information about CLOA land to help you decide whether or not it is worth all the effort to acquire it.

What is CLOA Title?

Certificate of Land Ownership Awards or CLOA is a document that states ownership of the land granted or awarded to the beneficiary by the Department of Agrarian Reform (DAR). This means that the current owner of the CLOA land had acquired the property from DAR.

Can the owner sell the CLOA Land awarded to him?
The CLOA land is legally under the name of the owner or the beneficiary but it has some conditions and restrictions under the Comprehensive Agrarian Reform Law (CARL) and other applicable law. Included in the limitations is the selling or transferring of ownership of the CLOA Land to other people.

Unfortunately, CLOA lands cannot be alienated or sold to any other person. There is an existing 10-year restriction period from the time the land was award to the beneficiary stating that the beneficiary cannot dispose of these lands whether bu selling it or transferred.

Selling them to any developer or any private citizen without the permission of DAR considered illegal.

When can I buy a land with CLOA Title?
Since the CLOA land beneficiary is prohibited to sell, transfer or convey the right to use the land, it can only be sold, transferred or conveyed to their children, the government, the Land Bank of the Philippines (LandBank), or other qualified beneficiaries after 10 years.

Only after 10 years that the CLOA land title restrictions has lapsed can you safely and legally purchase the land.

Under the land reform law, farmer-beneficiaries can only sell the land after 10 years and/or only after the original owner has been compensated.

Should you invest in a CLOA titled land?

The straight answer to this is unless the CLAO titled is over 10 years old or the current owner or beneficiary had fully compensated the original owner of the land is when it is safe to buy the property. Make sure to do your due diligence and look up the legality of the property you are buying – regardless if it is CLOA titled or otherwise.



Another milstones accomplish 🎉 Thank you, Lord!
08/04/2026

Another milstones accomplish 🎉 Thank you, Lord!

08/04/2026

Face-to-Face Oathtaking of the New Real Estate Salespersons

The face-to-face mass oathtaking of the new Real Estate Salespersons will be held on April 10, 2026, at 9:00 A.M., at the RHQ Auditorium—Sunrise Drive cor. Bayshore Avenue, Mall of Asia Complex, Pasay City.

All successful examinees interested in attending the face-to-face mass oathtaking shall register not later than 12:00 NN of the day prior to the date of the oathtaking at https://online.prc.gov.ph/ to confirm their attendance.

Inductees are required to PRINT the Oath Form with their own generated QR. This will be submitted during the oathtaking to be tagged as “attended”.

Those who cannot attend the scheduled face-to-face mass oathtaking may attend the online oathtaking or request a special oathtaking. Online Oathtaking announcements will be posted once the schedule is confirmed.

After the oathtaking, inductees shall proceed with their Initial Registration by securing an online appointment at https://online.prc.gov.ph.

For questions, clarifications, or to begin your registration, please contact the Philippine Association of Realty Consultants & Specialists, Inc. at 0998-537-0382 or email [email protected].

(END)

Address

Block 4 Lot 7 Bria Homes Manolo Fortich, Barangay Diclum, Bukidnon
Manolo Fortich
8703

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Jazmin Escarro Cabanday, REA, REB posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category