Atty. Karla MV Gabriel

21/09/2026

13/09/2026

The Department of Human Settlements and Urban Development (DHSUD) has ordered its regional offices to resolve pending homebuyer complaints against developers and homeowners association (HOA) concerns within 30 days.

The Department of Human Settlements and Urban Development ( ) has ordered its regional offices to resolve pending homebuyer complaints against developers and homeowners association ( ) concerns within 30 days.

DHSUD Secretary Jose Ramon Aliling directed all regional offices and the Central Office-based Homeowners Associations and to inventory unresolved complaints and identify reasons for delays.

Click the link in the comments for the full story.

07/09/2026

Nasirang reputasyon at hindi nasaktang ego o emosyon.

Alamin ang mga legal na pamantayan na kailangang patunayan para umusad ang kasong libel sa hukuman.

05/09/2026

ᴛᴡᴏ ʏᴇᴀʀꜱ ᴀɢᴏ, ɪ ʜᴇʟᴅ ᴛʜɪꜱ ᴠᴇʀʏ ɴᴏᴛɪᴄᴇ ᴏꜰ ᴀᴅᴍɪꜱꜱɪᴏɴ—ᴍʏ ɢᴀᴛᴇ ᴘᴀꜱꜱ ᴛᴏ ᴛʜᴇ ʙᴀʀ ᴇxᴀᴍɪɴᴀᴛɪᴏɴꜱ.

It wasn’t just a piece of paper; it was a reminder of every sleepless night, every page of codal, every prayer whispered in faith. Walking into the testing center, I carried not only my reviewer notes but also the weight of dreams, sacrifices, and the unwavering belief that purpose fuels perseverance.

To the 2026 bar takers: this season is yours. Trust the process, honor your preparation, and lean on the strength that brought you this far. The Bar is not just an exam, it is a refining fire that shapes resilience, courage, and calling.

May your journey be anchored in hope, your efforts crowned with success, and your story inspire the next generation of dreamers.

28/08/2026

28/08/2026

Grateful to the Association of Law Students of the Philippines - National for the opportunity and for allowing me to be part of this meaningful initiative.

To all our aspiring lawyers and 2026 Bar takers, may your hard work, perseverance, and faith carry you through this final stretch. Trust the preparation, believe in yourselves, and keep going. 🙏🏼

More power to Association of Law Students of the Philippines and best of luck to all our Bar takers! May you all be blessed with strength, wisdom, and success. 💙⚖️

24/08/2026

In BP 22 cases, Notice of Dishonor may now be served thru electronic means.

21/08/2026

May tumawag at nagpakilalang taga-bangko? Mag-ingat. 📞

Maaaring magpanggap ang scammers bilang mga bank representative para makuha ang inyong personal o financial information.
✔ Huwag magbigay ng inyong impormasyon kahit kanino
✔ Makipag-ugnayan lamang sa official customer service channels ng inyong bangko o e-wallet provider

TANDAAN: Hindi kailanman hihingin ng bangko ang inyong personal o financial information.

Gawin ang o para sa mas ligtas at secure na transaksyon. 👍🏼

20/08/2026

🛑❌🚫 BEWARE OF THESE ONLINE LENDING APPS, PLATFORMS AND WEBSITES.🛑❌🚫

⚠️ 𝐀𝐃𝐕𝐈𝐒𝐎𝐑𝐘 𝐎𝐍 𝐔𝐍𝐀𝐔𝐓𝐇𝐎𝐑𝐈𝐙𝐄𝐃 𝐎𝐍𝐋𝐈𝐍𝐄 𝐋𝐄𝐍𝐃𝐈𝐍𝐆 𝐏𝐋𝐀𝐓𝐅𝐎𝐑𝐌𝐒 (𝐎𝐋𝐏𝐬), 𝐌𝐎𝐁𝐈𝐋𝐄 𝐀𝐏𝐏𝐋𝐈𝐂𝐀𝐓𝐈𝐎𝐍𝐒, 𝐖𝐄𝐁𝐒𝐈𝐓𝐄𝐒

Ipinapaalala ng Securities and Exchange Commission (SEC) sa publiko na ang online lending platforms (OLPs), mobile applications, at websites na nakalista sa ibaba ay hindi nakatala (recorded) sa SEC bilang mga awtorisadong OLP at, dahil dito, hindi pinahihintulutang gamitin sa pag-aalok o pagbibigay ng mga pautang sa publiko.

𝐆𝐨𝐨𝐠𝐥𝐞 𝐏𝐥𝐚𝐲:
● Agarang Tulong
● LayaLoan: Fast Loan App PH
● Mopeso Safe Cash Loan Online
● PeraAgad-Online Loan
● Peso Buddy - Online lending PH
● PJF Loan-Cash Credit
● Sweldo Plus
● TrustPocket: Credit Score +
● VIP Lend- Simple credit

𝐀𝐩𝐩𝐥𝐞 𝐒𝐭𝐨𝐫𝐞
● Delcom Cash App

𝐖𝐞𝐛𝐬𝐢𝐭𝐞𝐬
● Delisha
● Dragon888peso
● Easyloan Personal Finance
● FinPine
● Kredilaya
● Loan Shop
● Pera Vista
● Pesopal
● Shukobuild
● Tulong Piso Credit

Bukod sa mga hindi nakatalang OLP, binabalaan din ng SEC ang publiko laban sa mga peke o copycat na application at website na gumagamit o ginagaya ang pangalan, logo, brand, o pagkakakilanlan ng mga lehitimong financing o lending companies at kanilang mga OLP. Kabilang sa mga natukoy na naturang platform ang:
● Cashguard_Loan app philippines AppOnline Lending App (fake and impersonating “Cashguard” OLP of Fast Coin Lending Corp.)
● Moca Moca － Online Lending App App (fake and impersonating “Moca Moca” OLP of Copperstone Lending Inc.)
● Tala - Online Lending App App (fake and impersonating “Tala” OLP of Tala Financing Philippines Inc.)
● Supreme Money Lending Corp (fake and impersonating “Supreme Money Corp website ” OLP of Supreme Money Lending Corp.)

Ang opisyal na listahan ng mga recorded OLP ay makikita lamang sa website ng SEC: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/

Kung may impormasyon tungkol sa isang hindi awtorisado, hindi nakatala, peke, o mapanlinlang na OLP, o kung nais magsumite ng reklamo kaugnay ng online lending activities, maaaring makipag-ugnayan sa SEC sa pamamagitan ng:
☎️ SEC Hotline: 14732 (14-SEC)
🌐SEC iMessage Portal: https://imessage.sec.gov.ph

Basahin ang buong advisory dito: https://www.sec.gov.ph/advisories-2026/public-advisory-on-unauthorized-online-lending-platforms-olps-mobile-applications-and-websites-2/ .tab=0

19/08/2026

Another decision by the High Court which enforced statutory remedies and upheld the contractual rights of a buyer under PD 957 and other applicable laws.

The (SC) has ruled that a sales agent’s promise to issue a Contract to Sell after payment of reservation fee is not an “advertisement” under Presidential Decree No. (PD) 957, or the 𝘚𝘶𝘣𝘥𝘪𝘷𝘪𝘴𝘪𝘰𝘯 𝘢𝘯𝘥 𝘊𝘰𝘯𝘥𝘰𝘮𝘪𝘯𝘪𝘶𝘮 𝘉𝘶𝘺𝘦𝘳𝘴’ 𝘗𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘷𝘦 𝘋𝘦𝘤𝘳𝘦𝘦, that would form part of developer’s warranties. However, the developer may still be required to refund a buyer if it fails to honor that promise.

In a Decision written by Associate Justice Maria Filomena D. Singh, the SC’s Third Division ordered Empire East Land Holdings, Inc. (Empire East) to refund the payments made by John Edrem Bautista (Bautista) after it failed to issue the promised Contract to Sell.

Bautista paid Empire East for a residential unit PHP 130,000, consisting of a PHP 20,000 reservation fee and PHP 110,000 in additional payments. He claimed he made the payments because Empire East’s sales agent promised to issue a Contract to Sell once he paid the reservation fee. When more than a year passed without the contract being issued, Bautista stopped making payments and demanded a refund.

The SC, agreeing with both the Human Settlements Adjudication Commission (HSAC) and the Court of Appeals which ruled in Bautista’s favor, held that Bautista was entitled to a refund but clarified that the sales agent’s promise did not fall under Section 19 of PD 957.

The SC clarified that Section 19, which mandates truthful and non-misleading advertisements and sales materials, applies only to materials intended for the general public, such as those in those in newspapers, radio, TV, or similar mass communication channels. It does not cover promises made by a sales agent to individual buyers.

The SC emphasized that buyers remain protected, as developers may still be held liable under their contractual obligations and other applicable laws.

The SC ordered Empire East to refund Bautista the PHP 130,000 with interest of 6% per annum reckoned from the filing of the complaint in 2012, as well as to pay PHP 260,000 in exemplary damages, which courts award to discourage wrongful conduct and warn against similar actions.

Read the full text of the Press Release at https://sc.judiciary.gov.ph/?p=171359.

Read the full text of the Decision at https://sc.judiciary.gov.ph/wp-content/uploads/2026/05/272556-1.pdf.

Copying of this content is subject to the SC PIO’s Credit Attribution Policy: https://sc.judiciary.gov.ph/credit-attributionon-policy.