Your Dream Home with Rosy

24/03/2026

From a farewell party, to standing beside me during my Top Seller Awarding, and even joining me in Pag-IBIG housing loan seminars—this little guy is my constant. My number 1 supporter, always 💙”

28/09/2025

First Home? Make it Count with Orientwoods Residences in Tubtubon, Sibulan for only 7,668/month equity.

Located at the back of Polymedic Hospital
✅3 mins to Sibulan sea port
✅5 mins to airport
✅10 mins to St. Paul Univ, Qualfon, and City Mall
✅15 mins to NOPH
✅20 mins to NORSU, SU, MDC

Reserve this for only 20K. Units available near the entrance gate.

For more details, pls DM
or call 0906-3284219
Rosilda A. Dela Rama
Filipino Homes Dumaguete

04/09/2025

Someone you can talked about anything and everything.
.

02/09/2025

18/08/2025

Ready for Occupancy
Early move-in promo for as low as 100K downpayment
Bare units upon move-in
Hassle free requirements thru In-house financing
Call or Message me
Rosilda Dela Rama
09063284219

18/07/2025

GOOD NEWS, HOMESEEKERS!
✨ Block 13 is now OPEN for selling at Orientwoods Residences, Sibulan!

If you’ve been waiting for the perfect time to invest — this is it!
Get your very own fully-finished unit in a peaceful, gated community that’s close to everything.

🏡 MAGNOLIA MODEL
✔ Lot Area: 48 sqm
✔ Floor Area: 53.30 sqm
✔ 2 Bedrooms
✔ 2 Toilet & Bath
✔ Carport
✔ Service Area
✔ Ready-to-move-in finish (gamit nalang kulang!)

💎 Enjoy these Subdivision Amenities:
🏊 Swimming Pool
🏀 Basketball Court
👨‍👩‍👧‍👦 Playground
🏃 Jogging Path
🏕️ Picnic Area
🏢 Clubhouse

📍 Prime Location:
Just minutes away from the hospital, port, airport, and top schools!

📩 Message me to reserve or schedule a site visit. Let's turn your dream home into a reality!

20/05/2025

As a homeowner or an aspiring investor, it is essential to understand the concepts of liens and encumbrances in real estate, as they can affect your ownership and financial interests in a property.

A lien is a legal claim or charge against a property that serves as security for a debt or an obligation. It means that the property owner owes money to someone else, and the creditor has the right to claim a portion of the property's value if the debt remains unpaid. Liens can be voluntary or involuntary, depending on how they are created. Examples of liens include mortgages, property tax liens, mechanic's liens, and judgment liens.

On the other hand, an encumbrance refers to any legal burden or restriction on a property that may affect its value or use. It can be a claim, a right, or an interest that limits the owner's control over the property. Encumbrances do not necessarily involve debts, but they can still affect the property's marketability and ability to transfer ownership. Examples of encumbrances include easements, restrictive covenants, and zoning restrictions.

The main difference between liens and encumbrances is that liens are specifically related to debts, while encumbrances can involve other types of restrictions or limitations. However, both liens and encumbrances can affect the property's title and its ability to transfer ownership. They can also affect the property's value and the owner's ability to sell or finance it.

In summary, liens and encumbrances are legal concepts that affect real estate ownership and transactions. While liens involve debts or obligations, encumbrances can involve other types of limitations or restrictions. As a homeowner or an aspiring investor, it is important to be aware of these concepts and seek legal advice when dealing with them to protect your interests in real estate.

14/02/2025

Lakasan lang ng loob mangutang at sipag

05/02/2025