Cavite Homes by Flo

Cavite Homes by Flo We are dedicated to assist home buyers from inquiry, tripping up until turnover of their dream home. We also offer lot only properties here in Cavite.

A lot of buyers assume the answer is no — before they even ask. She felt the same way. Pero tinanong niya. And she quali...
30/07/2026

A lot of buyers assume the answer is no — before they even ask. She felt the same way. Pero tinanong niya. And she qualified for her Pag-IBIG housing loan at Liora Homes, Naic, Cavite. The requirement to start is simpler than most people think. If you've been putting it off because you're not sure — this is the message to ask. We'll check it together.

Here's the actual breakdown — no hidden fees, no guessing. Amora Inner Unit, Pag-IBIG financing: TCP (discounted) ₱2,408...
24/07/2026

Here's the actual breakdown — no hidden fees, no guessing. Amora Inner Unit, Pag-IBIG financing: TCP (discounted) ₱2,408,400. Total down payment ₱101,400. Monthly DP as low as ₱9,933 for nine months. Monthly amortization at thirty years: ₱14,205. That's the real number. If you want to see the full computation for your income level, message us.

Your kids deserve a place to run. A real playground, wide open space, fresh air — hindi lang sa weekends, every day. Lio...
21/07/2026

Your kids deserve a place to run. A real playground, wide open space, fresh air — hindi lang sa weekends, every day. Liora Homes has a clubhouse, swimming pool, covered court, and playground built into the community — hindi extra, kasama na. This is what pamilya looks like when you finally own the space. Interested to visit? Let's schedule a tripping.

"Sa Pag-IBIG housing loan — ikaw mismo ang pumipili kung gaano katagal naka-lock ang interest rate mo.Malaki ang epekto ...
20/07/2026

"Sa Pag-IBIG housing loan — ikaw mismo ang pumipili kung gaano katagal naka-lock ang interest rate mo.
Malaki ang epekto ng pagpiling ito sa total na babayaran mo. 👀

Ang iyong mga options para sa fixing period:
📌 1 year = 5.75%
📌 3 years = 6.25%
📌 5 years = 6.50%
📌 10 years = 7.125%
📌 15 years = 7.75%
📌 20 years = 8.50%
📌 30 years = 9.75%

Mas maikli ang fixing = mas mababa ang rate ngayon PERO mag-re-reset ang rate kapag natapos ang period.
Mas mahaba ang fixing = mas mataas ang rate PERO mas stable ka.

Ang strategy na ginagamit ng mga financially-savvy borrowers:
✅ Mag-fix ng 5–10 years.
Matagal nang sapat para maprotektahan ang sarili mo mula sa rate increases.
Hindi naman masyadong mahaba para nakapag-lock ka sa mataas na rate ng tatlong dekada.

Piliin base sa:
🔑 Risk appetite mo
🔑 Kung gaano katagal mo planong hawakan ang property

Gusto mong malaman kung anong fixing period ang akma sa iyo?
Message mo kami. 💬"

Maraming buyers ang naantala not because they couldn't qualify — but because what they heard wasn't accurate. Wrong figu...
18/07/2026

Maraming buyers ang naantala not because they couldn't qualify — but because what they heard wasn't accurate. Wrong figures, outdated requirements, secondhand advice. Liora Homes takes a clarity-first approach: actual numbers, real breakdowns, no guesswork. Kung may tanong ka — ask us directly. Mas magaan ang desisyon kapag tama ang pinagbasehan mo.

18/07/2026

Your home can earn while you hold it — and Liora Homes in Naic, Cavite is priced exactly where smart investors get in early.

RFO units available. Amenities that rental tenants actually choose for — swimming pool, clubhouse, covered court, playground. These aren't perks. They're part of your yield calculation.

Kasama pa: solar panels that cut electricity costs by 30%, rainwater harvesting that reduces water bills by 35%. A property that costs less to maintain holds longer — and rents easier.

Naic is moving fast. Infrastructure incoming. Entry point still accessible. Your next move doesn't have to be loud to be smart.

Drop a message if you want to talk numbers.

Hindi kailangang nandito ka para ma-secure ang bahay mo. OFW buyers reserve and process their Liora Homes unit remotely ...
16/07/2026

Hindi kailangang nandito ka para ma-secure ang bahay mo. OFW buyers reserve and process their Liora Homes unit remotely — through Messenger, at your own pace, on your schedule. Naic, Cavite. Pag-IBIG accredited. RFO units available. Kung ikaw ay nasa ibang bansa ngayon at may tanong ka — we're here.

"Hindi ka kwalipikado sa socialized housing — too high ang income mo.Anong interest rate ang dapat mong asahan sa Pag-IB...
16/07/2026

"Hindi ka kwalipikado sa socialized housing — too high ang income mo.
Anong interest rate ang dapat mong asahan sa Pag-IBIG? 👀

Sa kasalukuyang 2026 promotional rates (valid hanggang December 31, 2026):

📌 Loans hanggang ₱2.5 million:
4.5% per year — fixed for 3 years

📌 Loans above ₱2.5M hanggang ₱10 million:
5.75% per year — fixed for 3 years

Pagkatapos ng fixing period:
⚠️ Standard repricing rates ang mag-aapply:
- 1-year repricing: 5.75% per year
- 5-year repricing: 6.50% per year

Yung importanteng tanong na dapat mong tanungin:
Hindi lang ""anong rate ang panimula ko?""

Kundi: ""Anong mangyayari pagkatapos ng fixing period?""

Mag-plan ng maaga.
Huwag magpasurpresa kapag nag-reprice na ang loan mo.
Alamin ang rate mo, kung kailan mag-rereprice, at kung ano ang gagawin mo. 🔑

May tanong sa interest rates ng Pag-IBIG?
Message mo kami — i-break down namin para sa iyo. 💬"

Hindi alam kung saan magsisimula — that's the most common reason buyers delay for years. The Pag-IBIG housing loan proce...
12/07/2026

Hindi alam kung saan magsisimula — that's the most common reason buyers delay for years. The Pag-IBIG housing loan process has clear steps, and you don't have to figure it out alone. Liora Homes in Naic, Cavite is accredited — your loan path is already mapped. Tayo-tayo lang, step by step. Message us and we'll walk you through it.

"Pag-IBIG o bank — alin talaga ang mas mura?Gawin natin ang math ngayon — actual numbers. 👀Sa kasalukuyang 2026 rates:📌 ...
12/07/2026

"Pag-IBIG o bank — alin talaga ang mas mura?
Gawin natin ang math ngayon — actual numbers. 👀

Sa kasalukuyang 2026 rates:
📌 Pag-IBIG non-socialized loans hanggang ₱2.5M = 4.5% per year (fixed 3 years)
📌 Pag-IBIG loans above ₱2.5M hanggang ₱10M = 5.75% per year (fixed 3 years)
📌 Bank housing loans = 7%–9% per year

Sa ₱2 million loan over 20 years:
💸 Ang kaibahan ng 5.75% Pag-IBIG at 7.5% bank = mahigit ₱500,000 sa total interest babayaran mo.

Hindi per year — TOTAL. Kalahating milyon.

At yun pa yung non-socialized.
Para sa socialized housing na 3% kumpara sa bank na 7%? Mas dramatic pa ang savings.

Ang bank housing loan ay dapat:
✅ Fallback mo — hindi starting point
✅ Option kung hindi ka eligible sa Pag-IBIG
✅ Pangalawang tingin — hindi unang pinipili

Kung Pag-IBIG member ka at eligible — wala nang mas makatuwirang option. 🔑

Message mo kami para i-compare ang iyong specific na sitwasyon. 💬"

Address

Brgy. Langkaan 1
Dasmariñas
4114

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