21/03/2026
The policy rate is now around 4.25% to 4.5%, the lowest in over three years.
Lower rates usually mean better financing conditions. While mortgage rates take time to adjust, developers are already offering flexible payment terms.
If you are waiting for the โperfect time,โ remember this: low inflation and easing rates create windows of opportunity.
For buyers, explore pre-selling units or house-and-lot projects with flexible terms.
For developers and sellers, this is the time to highlight affordability and payment options.
The best investment decisions are made when fear is low and opportunity is high.
