Maria Sheila Balantucas, REB, MMBM, CIS

02/09/2025

𝐑𝐨𝐨𝐭𝐞𝐝 𝐢𝐧 𝐉𝐚𝐩𝐚𝐧 , 𝐑𝐢𝐬𝐢𝐧𝐠 𝐢𝐧 𝐂𝐞𝐛𝐮 𝐈𝐓 𝐏𝐚𝐫𝐤...

This is the THE NEW WAVE TOWERS by CLI!

𝗔 𝗻𝗲𝘄 𝘀𝗸𝘆𝘀𝗰𝗿𝗮𝗽𝗲𝗿 𝘁𝗼 𝗿𝗶𝘀𝗲 𝗶𝗻 𝗖𝗲𝗯𝘂 𝗜𝗧 𝗣𝗮𝗿𝗸
NOW ACCEPTING ONSITE AND ONLINE RESERVATIONS...

A premier fusion of Japanese aesthetic & Filipino warmth in two elegant residential towers with commercial spaces.

A collaboration between VISMIN's #1 Developer, Cebu Landmasters Inc. and an international renowned Japanese Developer, NTT UD ASIA.

𝐓𝐨𝐰𝐞𝐫 𝟏: 𝐓𝐡𝐞 𝐖𝐚𝐯𝐞 𝐓𝐨𝐰𝐞𝐫𝐬 𝐍𝐚𝐠𝐨𝐦𝐢
40 Storeys
35 Residential Floors
709 Units

𝐔𝐧𝐢𝐭𝐬 𝐭𝐨 𝐜𝐡𝐨𝐨𝐬𝐞 𝐟𝐫𝐨𝐦:
Studio (23.79 sqm to 31.53 sqm)
One-bedroom (37.82 to 58.54 sqm)
Two-bedrooms (66.83 to 97.22 sqm)
Three-bedrooms (103.59 to 182.08 sqm)

UNITS ARE ALSO COMBINABLE...

AMENITIES:
Function Hall
Theater Room
Swimming Pool
Sauna & Spa
Fitness Gym
Japanese Garden
Lounge Hall
Kids Play Areas
Prayer Pavilion
Reading Nook

RETAIL
The Podium at The Wave Towers

Reservation fee starts at ₱50,000
Monthly Equity starts at ₱14,700

26/08/2025

INSIGHTS FROM A REAL ESTATE BROKER:

Steps in Buying a Property:

Step 1: Define Your Budget & Financing Options
First things first: know how much you can afford.
Compute your monthly income vs. expenses to see what you can comfortably set aside.
Consider your financing options:
Spot cash (if you want discounts)
Bank financing (most common)
Pag-IBIG financing (for members)
In-house financing from developers (less strict but higher interest).

Tip: Your broker can help you compute the estimated amortization so you won’t get surprised later.

Step 2: Choose Location & Developer
Location is key! Ask yourself: Do you want to be near your workplace, schools, or future investments?

Next, choose a reputable developer—check their track record, quality of construction, and completed projects.

Remember: the right location + trusted developer = better property value and peace of mind.

Step 3: Reservation Process
Once you’ve chosen a unit, you secure it by paying a reservation fee (usually ₱10,000–₱50,000, depending on the project).

This temporarily holds the unit under your name.

After reservation, prepare the necessary documents like valid IDs, proof of income, and application forms.

Step 4: Contract Signing & Downpayment
After reservation, you’ll sign the Contract to Sell (CTS).
This will outline the terms, price, and payment schedule.
Then comes the downpayment or equity—usually 10–20% of the property price, payable in 12–36 months.

Tip: This stage is flexible because developers often give easy payment terms for the downpayment.

Step 5: Bank Financing / Pag-IBIG (If Applicable)
After completing the downpayment, the balance is usually financed through a bank or Pag-IBIG.
The bank will appraise the property and check your financial documents.
Once approved, the bank releases the loan amount to the developer, and you’ll start paying monthly amortizations.

Step 6: Move-in & Property Turnover
Once the unit is fully paid or financing is in place, it’s time for turnover.
The developer will schedule an inspection with you so you can check the unit for any issues.
After acceptance, you can officially move in to your new home—or if it’s an investment, prepare it for rental income.

Closing
“And that’s the full journey of buying property—from budget planning all the way to moving in. With the right broker by your side, this process doesn’t have to be stressful. Instead, it becomes a smooth and exciting milestone in your life.

So if you’re ready to start your property journey, let’s talk and find the right home or investment for you.”

DM Me.

Maria Sheila Balantucas
Real Estate Broker
PRC License No. 0032713
DHSUD Registration No. R7-B6-7196

26/08/2025

INSIGHTS FROM A REAL ESTATE BROKER:

“Buying property sounds complicated—but it doesn’t have to be.”
Here are some simple steps when buying a property:

Step 1: Define budget & financing options.

Step 2: Choose location & developer.

Step 3: Reservation process.

Step 4: Contract signing & downpayment.

Step 5: Bank financing / Pag-IBIG (if applicable).

Step 6: Move-in & property turnover.

With the right broker, buying property becomes a smooth journey.

DM Me.

“Buying property sounds complicated—but it doesn’t have to be.”
Step 1: Define budget & financing options.

Step 2: Choose location & developer.

Step 3: Reservation process.

Step 4: Contract signing & downpayment.

Step 5: Bank financing / Pag-IBIG (if applicable).

Step 6: Move-in & property turnover.

With the right broker, buying property becomes a smooth journey.

DM Me.

Maria Sheila B. Balantucas
Real Estate Broker
PRC License No. 0032713
DHSUD Registration No. 07/B-6-7196

26/08/2025

INSIGHTS FROM A REAL ESTATE BROKER:

“Are you still renting, or are you thinking of finally buying your dream home? Today, I’ll share the pros and cons of buying vs. renting, so you can decide what’s best for you.”

Renting gives you flexibility. You can move easily, especially if work or lifestyle changes.
But the downside is: rent money goes to the landlord, not to your future.

Buying a property builds your equity. Every payment you make goes toward something you’ll eventually own.

On the flip side, buying requires bigger upfront costs—like downpayment, taxes, and bank loan commitments.

Real-life example: A 2-bedroom condo in Cebu IT Park might rent for ₱35,000/month. That’s ₱420,000 a year. In 5 years, you’ve already paid more than ₱2M—without owning anything!

But if you buy, you’ll pay more upfront, but the value appreciates, and later you can sell, lease it out, or pass it on.

“So, which one is right for you? If you need flexibility, rent. But if you want long-term stability and investment, buy.

If you’re not sure, message me—I’ll help you analyze which option makes the most sense for your lifestyle and finances.”

DM me.

Maria Sheila B. Balantucas
Real Estate Broker
PRC License No. 00327613
DHSUD Registration No. 07/B-06-122

26/08/2025

INSIGHTS FROM A REAL ESTATE BROKER:

“Should you buy a home or just keep renting? That’s one of the most common questions I get as a broker.

BUYING

Pros:
- Builds equity (your payments increase your ownership).
- Property usually appreciates in value over time.
- Can be a source of passive income if rented out later.

Cons:
- Requires a big upfront cost (down payment, taxes, closing fees).
- Monthly amortization is usually higher than rent.
- Ongoing maintenance and association dues.

RENTING
Pros:
- Lower upfront cost (just deposit + advance rent).
- Flexibility to move anytime.
- No responsibility for repairs or major maintenance.

Cons:
- No equity—you’re paying for someone else’s property.
- Rent can increase anytime.
- No long-term asset to pass on to heirs

DM me.

Maria Sheila B. Balantucas
Real Estate Broker
PRC License No. 00327613
DHSUD Registration No. 07/B-06-122

12/08/2025

12/08/2025

DMCI HOMES DEBUTS IN CEBU CITY WITH SPRAWLING KALEA HEIGHTS CONDO PROJECT

DMCI Homes, the Philippines’ leader in resort-inspired developments, is making its first foray into the Cebu real estate market with Kalea Heights, a 4.6-hectare residential condominium set to transform urban living in the Queen City of the South.

If you want this, then live it! Message to own now, still on preselling...

29/07/2025

You don't have an insurance yet, then let's talk.

29/07/2025

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29/07/2025

Your career is important to us. So let's talk and meet at room 305, The Rivergate Complex, General Maxilom Avenue, Cebu City.

29/07/2025

Why join us in AIA? You will know if you join us in our orientation. Message us for scheduling.