๐—ฆ๐—จ๐— ๐—” Advisory & Solutions

๐—ฆ๐—จ๐— ๐—” Advisory & Solutions Business Structuring & Compliance. Tax Planning. Title Transfers. Estate Settlement. Legal Services. Visa Processing.

Need an advisor?
๐Ÿ“ 3F Estelita Building, Poblacion III, Carcar City, Cebu
๐Ÿ“ง [email protected]
๐Ÿ“ž 0927-274-7196 | 0969-341-2143

That untitled land youโ€™ve been calling home? Thereโ€™s a legal way to make it officially yours.Message us and letโ€™s find o...
22/03/2026

That untitled land youโ€™ve been calling home? Thereโ€™s a legal way to make it officially yours.

Message us and letโ€™s find out if you qualify!

๐Ÿ“ฉ [email protected]
๐Ÿ“ž 0927-274-7196 / 0969-341-2143
๐Ÿ“3F Estelita Building, Poblacion III, Carcar City, Cebu







Youโ€™ve been using your name your whole life.But the name on your birth certificate? Slightly different. A missing letter...
21/03/2026

Youโ€™ve been using your name your whole life.

But the name on your birth certificate? Slightly different.

A missing letter. An extra letter. A completely different spelling that your parents never noticed โ€” or noticed too late.

Fast forward to today.

Youโ€™re applying for a passport. A government ID. A scholarship. A job abroad.

And they flag it.

That โ€œsmallโ€ typo is now a very big problem.

The good news: ๐š ๐ฐ๐ซ๐จ๐ง๐  ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ง๐š๐ฆ๐ž ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐›๐ข๐ซ๐ญ๐ก ๐œ๐ž๐ซ๐ญ๐ข๐Ÿ๐ข๐œ๐š๐ญ๐ž ๐œ๐š๐ง ๐›๐ž ๐œ๐จ๐ซ๐ซ๐ž๐œ๐ญ๐ž๐.

You donโ€™t have to live with someone elseโ€™s mistake forever.

Message us and letโ€™s talk about how to fix it.

๐Ÿ“ฉ [email protected]
๐Ÿ“ž 0927-274-7196 / 0969-341-2143
๐Ÿ“ 3F Estelita Building, Carcar City, Cebu

๐ƒ๐ข๐ ๐ฒ๐จ๐ฎ ๐ฅ๐จ๐ฌ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง๐ž๐ซโ€™๐ฌ ๐๐ฎ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ž ๐œ๐ž๐ซ๐ญ๐ข๐Ÿ๐ข๐œ๐š๐ญ๐ž ๐จ๐Ÿ ๐ญ๐ข๐ญ๐ฅ๐ž?Donโ€™t panic.There is a legal remedy for this. You can actually ...
20/03/2026

๐ƒ๐ข๐ ๐ฒ๐จ๐ฎ ๐ฅ๐จ๐ฌ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง๐ž๐ซโ€™๐ฌ ๐๐ฎ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ž ๐œ๐ž๐ซ๐ญ๐ข๐Ÿ๐ข๐œ๐š๐ญ๐ž ๐จ๐Ÿ ๐ญ๐ข๐ญ๐ฅ๐ž?

Donโ€™t panic.

There is a legal remedy for this. You can actually petition the Regional Trial Court for the reconstitution of your lost title.

Once granted, a new ownerโ€™s duplicate will be issued in your name.

Itโ€™s a court process, yes. But itโ€™s absolutely doable.

Hereโ€™s the irony though: it takes time.

Which means that the best time to do it is now (while thereโ€™s no urgent need for it yet.)

Before a buyer comes along.
Before you need it for a loan.
Before it becomes an emergency.

Because when you finally need that title, youโ€™ll need it fast.

So donโ€™t wait for the urgency. Do it while you still have more time.

SUMA handles the entire process for you โ€” from filing the petition in court to walking out of the Registry of Deeds with your new ownerโ€™s duplicate copy.

Message us and letโ€™s get started.

๐Ÿ“ฉ [email protected]
๐Ÿ“ž 0927-274-7196 / 0969-341-2143
๐Ÿ“ 3F Estelita Building, Carcar City, Cebu

Getting all the heirs to agree in the group chat is one thing. But actually sitting them down together to sign is anothe...
17/03/2026

Getting all the heirs to agree in the group chat is one thing. But actually sitting them down together to sign is another completely different story.

Suddenly everyone is busy.
Someone is in Manila.
Another one is in Dubai.
One heir hasnโ€™t replied since Tuesday.
And the one who was most excited about selling? Nowhere to be found.

This is one of the biggest reasons inherited property sales stall.

Not because the heirs donโ€™t agree, but because getting everyone to act at the same time is harder than it looks.

This is exactly the kind of problem SUMA solves.

We guide the heirs through the entire process โ€” from the initial agreement all the way to signing!

And for those who canโ€™t be present, we help arrange Special Powers of Attorney so that one absent heir doesnโ€™t hold up the entire process.

The family group chat said YES.
Letโ€™s make it official.๏ฟผ

Message us and letโ€™s get started. ๐Ÿ“ฉ

๐Ÿ“ฉ [email protected]
๐Ÿ“ž 0927-274-7196 / 0969-341-2143
๐Ÿ“ 3F Estelita Building, Carcar City, Cebu

Planning to sell an inherited land?Settle the estate first before you look for a buyer!But what does that actually mean?...
16/03/2026

Planning to sell an inherited land?

Settle the estate first before you look for a buyer!

But what does that actually mean?

It means gathering all the heirs. Everyone who has a legal right to the property.

It means coming to an agreement on who gets what and how the sale will proceed.

Canโ€™t get everyone in one room?
Thatโ€™s what Special Powers of Attorney (SPAs) are for.

An heir who lives abroad, or simply cannot be present, can authorize someone to sign on their behalf.

Problem solved!

Skipping this step is what causes deals to fall apart.

Your buyer will do due diligence.
Their lawyer will flag it.
The bank will reject the financing.
And the sale collapses after everyone has already invested time, money, and effort.

Donโ€™t give your buyer a headache you could have prevented.

BONUS:
If you only have one inherited property and youโ€™re ready to sell it, we have a secret for you. ๐Ÿคซ

One process. One trip to BIR. Happy seller. Happy buyer.

Message us โ€œ๐“๐„๐‹๐‹ ๐Œ๐„โ€ and weโ€™ll explain how.

๐Ÿ“ฉ [email protected]
๐Ÿ“ž 0927-274-7196 / 0969-341-2143
๐Ÿ“ 3F Estelita Building, Carcar City, Cebu

Inherited land. Still under your ancestorโ€™s name. Sound familiar?You know it needs to be settled very soon, while the gr...
15/03/2026

Inherited land. Still under your ancestorโ€™s name. Sound familiar?

You know it needs to be settled very soon, while the grandchildren are not yet involved.

But you donโ€™t know where to start.

Hereโ€™s why it canโ€™t wait.

Your ancestors worked hard for that land.
It was their gift to you.

But inherited properties that go unsettled for generations are at risk of being claimed by the wrong persons, tangled in disputes, or lost entirely to inaction.

Protect what was given to you.
Honor the people who left it behind.

SUMA handles the entire process โ€” estate settlement, tax compliance, and title transfer.

From start to finish.

๐Ÿ“ฉ [email protected]
๐Ÿ“ž 0927-274-7196 / 0969-341-2143
๐Ÿ“ 3F Estelita Building, Carcar City, Cebu

Opposites attract? Not in SUMA.Coz we only accept engagements, projects, transactions, and clients that match our core v...
11/03/2026

Opposites attract? Not in SUMA.

Coz we only accept engagements, projects, transactions, and clients that match our core values.

We value integrity.
No money can ever replace this.

We value honesty.
Clients deserve the truth. All of it.

We value excellence.
Just good enough is never good enough.

We value practicality.
Real-life. Not bookish.

We are not for everyone. And that's a good thing! ๐Ÿ™‚

SUMA opens in Carcar City soon. ๐Ÿ‘€

Sole proprietors! Yes, you! Hi!Quick question:Are you afraid of going corporate?If yes, we get it.It sounds more complic...
08/03/2026

Sole proprietors! Yes, you! Hi!

Quick question:
Are you afraid of going corporate?

If yes, we get it.

It sounds more complicated. More expensive. Moreโ€ฆ well, corporate.

But hereโ€™s what most people donโ€™t realize.

A corporation is not just a business structure.

In the right hands, itโ€™s a tax-saving vehicle!

For your income. For your investments.
And yes, even for your property!

But it only works if itโ€™s set up correctly from the start.

This is why business structure is never just a paperwork decision.

The wrong structure at the start can cost you far more than the registration fee ever saved you.

So before we register anything, we ask questions.

What do you want your business to look like in five years?
Do you have partners?
Do you have properties you want to protect?
What is your current income situation?

Then we advise you on the structure that actually makes sense for YOU.

Not the easiest one to process.
Not the cheapest one to register.
THE. RIGHT. ONE.

Thatโ€™s the difference between a liaison and an advisor.

SUMA opens in Carcar City soon. ๐Ÿ‘€

The first conversation with SUMA usually surprises people.Not because of what we charge.But because of how much we can a...
05/03/2026

The first conversation with SUMA usually surprises people.

Not because of what we charge.
But because of how much we can actually help.

That's what happens when your advisors understand both the legal and financial side of your situation.

Here's what SUMA can do for you:

If you're starting or growing a business:
We don't just register it. We structure it the right way from the start so you're not paying more taxes than you should.

If you own land or property:
Title transfers. Estate settlement. Original land titling. We handle the entire process so you don't have to chase government offices yourself.

If you have a BIR concern:
Open cases. Penalties. Compliance issues. We've seen it all and we know how to fix it.

If you're a foreign investor or expat:
Visa processing. Business setup. Property acquisition. One team handles everything.

If you need legal representation:
Criminal, labor, corporate, tax, and civil cases handled through Fat-Caacoy & Jamisola-Adriano Law Office.

One firm. Multiple expertise. Zero runaround.

We're opening in Carcar City soon. Stay tuned. ๐Ÿ‘€

Thereโ€™s a question worth asking before you trust anyone with your property, your business, or your money.Do they actuall...
04/03/2026

Thereโ€™s a question worth asking before you trust anyone with your property, your business, or your money.

Do they actually know what theyโ€™re doing?

Not just the paperwork part.
Not just the legwork part.
Not just the legal part.
Not just the tax part.

All of it.

At SUMA, we built the firm around that exact standard.

Our team are Accountants. Attorneys. Certified Tax Technicians. Real Estate Service practitioners.

Latin honors graduates who didnโ€™t stop at graduation.

Professionals who chose to go deeper, broader, and more specialized than most.

Because the problems our clients bring us are never just one thing.

A title transfer has tax consequences.
A business registration has legal implications.
A BIR case has financial risks.

You need people who see the whole picture.

Thatโ€™s who we are.

More about what we do next. ๐Ÿ‘€

Letโ€™s talk about something a lot of people in South Cebu have gone through.You bought a piece of land.Or inherited one.A...
03/03/2026

Letโ€™s talk about something a lot of people in South Cebu have gone through.

You bought a piece of land.
Or inherited one.
And someone told you the title transfer is easy, just give them the documents and wait.

So you waited.
And waited.

Months passed.
Sometimes years.

And every time you follow up, thereโ€™s a new problem.
A missing document.
A computation that doesnโ€™t match.
A requirement nobody mentioned before.

And the money you paid?
Gone!

This is more common than you think.

The truth is, title transfer is not just paperwork. It involves:

Estate tax. Capital gains tax. Documentary stamp tax. Transfer tax. Registration fees.

The BIR. The Registry of Deeds. The Assessorโ€™s Office. The Local Treasurer.

Each with their own requirements, timelines, and fees.

One wrong move anywhere in that process and youโ€™re back to square one.

This is exactly the kind of problem SUMA was built to solve.

Because when tax practitioners and lawyers handle your title transfer, youโ€™re not just getting someone to run documents.

Youโ€™re getting people who actually understand what those documents mean.

Who catch the problems before they become YOUR problem.

And who see the whole picture, legally and financially, from start to finish.

Thatโ€™s the difference.

More about us soon. ๐Ÿ‘€

CARCAR CITY, ARE YOU READY? ๐Ÿ‘€๐Ÿ”ฅSomething new is coming your way. An office built to serve, support, and deliver results.S...
11/02/2026

CARCAR CITY, ARE YOU READY? ๐Ÿ‘€๐Ÿ”ฅ

Something new is coming your way. An office built to serve, support, and deliver results.

SUMA Advisory & Solutions is a corporation owned by Atty. Mary Anne Jamisola-Adriano and Atty. Samantha G. Fat.

Opening soon.

Address

3rd Floor, Estelita Building
Carcar
6019

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Website

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