Michelle Mandac - Cagayan Real Estate Broker

Michelle Mandac - Cagayan Real Estate Broker Cagayan de Oro Real Estate Broker 12yrs, Appraiser
-a Mommy with diploma in MBA, 10 years HR career background in a multi-national company.

WhatsApp/Viber: +63 917 706 2865 Cagayan de Oro Real Estate Broker -helping buyers and sellers with their real estate needs. 0917-706-2865

🏡 ₱2M DOWNPAYMENT. BRAND-NEW HOME. FULLY FURNISHED.What if you could move your family into a beautiful, fully finished h...
09/08/2026

🏡 ₱2M DOWNPAYMENT. BRAND-NEW HOME. FULLY FURNISHED.

What if you could move your family into a beautiful, fully finished home without the hassle of buying furniture, renovating, or starting from zero?

This brand-new home in Victors Subdivision, Carmen, Cagayan de Oro is designed for modern family living. ✨

And here's the opportunity:

🔑 RENT-TO-OWN

💰 Downpayment: ₱2,000,000
📆 Estimated monthly amortization: ~₱123,700/month for 5 years
💵 Rent-to-Own Price: ₱8.4M

💰 CASH BUYERS

Prefer a faster, simpler transaction?

🔥 CASH PRICE: ₱8M

That's a ₱400K difference between the Rent-to-Own and Cash price.

✨ YOUR NEXT FAMILY HOME

📐 Lot Area: 129 sqm
📐 Floor Area: 92 sqm
🛏️ 4 Bedrooms
🚿 3 Bathrooms
🚗 1-Car Parking

Plus:

✨ Showroom finish
🛋️ Fully furnished
💻 Office/study area — WFH friendly
🌿 Front & back gardens
🔒 Fully fenced & gated
📷 3 CCTV 360° cameras

This is for families who are ready for more space, more comfort, and a home they can enjoy from Day 1. ❤️

No major renovation.
No furnishing from scratch.
Just move in and make it yours.

📩 Message me “RENT TO OWN 2M” and I'll send you the photos, full details, and sample computation.

📲 WhatsApp: +63 917 706 2865
🔗 .me/brokermitchmandac

Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

💰 WHY BUY A PROPERTY THAT ONLY COSTS YOU MONEY—WHEN THIS ONE CAN PAY YOU BACK?🚨 INCOME-GENERATING APARTMENT FOR SALE IN ...
09/08/2026

💰 WHY BUY A PROPERTY THAT ONLY COSTS YOU MONEY—WHEN THIS ONE CAN PAY YOU BACK?

🚨 INCOME-GENERATING APARTMENT FOR SALE IN BULUA, CDO

If you’re looking for a property where you can live, rent out, or build long-term rental income, this one deserves a closer look. 👀

Located in Apovel, Bulua, this property gives you TWO separate apartment structures on a 200 sqm lot—giving you multiple spaces and multiple income opportunities.

🏢 APARTMENT 1
• 3-storey building
• 3 Bedrooms
• 2 Bathrooms
• Terrace on top

🏠 APARTMENT 2
• 2-storey + Basement
• 3 Bedrooms
• 2 Bathrooms
• Basement with its own bathroom

💵 CURRENT MONTHLY RENTAL INCOME: ₱33,000

That’s approximately ₱396,000 gross rental income per year—before expenses and vacancies.

💰 SELLING PRICE: ₱10 MILLION

Perfect for:
✔️ Investors looking for rental income
✔️ Families wanting additional income from property
✔️ Business owners diversifying their assets
✔️ Buyers looking for a property with existing income potential

This isn’t just a house.

It’s an income-producing asset you can own in Cagayan de Oro. 📈

📩 Message me “APOVEL 10” and I’ll send you the complete details and photos.

📲 WhatsApp: +63 917 706 2865

Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

🏡 WHAT IF YOUR NEXT RENTAL COULD BECOME YOUR OWN HOME?Instead of renting a house and watching your monthly payments disa...
09/08/2026

🏡 WHAT IF YOUR NEXT RENTAL COULD BECOME YOUR OWN HOME?

Instead of renting a house and watching your monthly payments disappear, you can start building toward ownership with this brand-new, fully furnished home in Victors Subdivision, Carmen, CDO. ✨

And yes—5 bedrooms.

Perfect for growing families, professionals, or buyers who want a move-in-ready home with enough space for everyone.

🏡 YOUR NEXT HOME

📐 Lot Area: 90 sqm
📐 Floor Area: 86 sqm
🛏️ 5 Bedrooms
• Ground-floor bedroom
• 1 maid's room
🚿 3 Bathrooms
🛋️ Complete furniture + appliances
✨ Modern interior finish
📍 Upper Carmen — highly accessible location

🔑 RENT-TO-OWN OPTION

💰 Downpayment: ₱2M
📆 Estimated monthly: ~₱92,800/month for 5 years

Or if you want to own it outright:

💵 CASH PRICE: ₱6.5M

A fully furnished, brand-new home at this price point is worth a serious look.

Imagine moving in with your family without the hassle of buying furniture, appliances, and finishing an unfinished house.

Everything is already set up.
You just bring your family. ❤️

📩 Message me “VICTORS” and I'll send you more photos, complete details, and the viewing schedule.

📲 WhatsApp: +63 917 706 2865
🔗 .me/brokermitchmandac

Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

🚨 UNDER ₱3M IN CDO? THESE HOMES ARE GETTING HARDER TO FIND.If you've been waiting for a newer, move-in-ready home withou...
09/08/2026

🚨 UNDER ₱3M IN CDO? THESE HOMES ARE GETTING HARDER TO FIND.

If you've been waiting for a newer, move-in-ready home without crossing the ₱3M mark, stop scrolling. 👀

This 2024 bungalow in Victors Subdivision, Carmen gives you the essentials of a comfortable family home at ₱2.8M CASH.

No major renovation needed.
No waiting for construction.
Just a practical home you can actually call yours. 🏡✨

🏡 PROPERTY DETAILS

✅ 94 sqm Lot Area
✅ 35 sqm Floor Area
🛏️ 2 Bedrooms
🚿 2 Bathrooms
🚗 1 Carport
🧭 East-facing
📅 Built in 2024

💰 PRICE: ₱2.8 MILLION — CASH ONLY

Perfect for:
👨‍👩‍👧 Young families looking for their first home
🏡 First-time buyers wanting a manageable property
💼 Cash buyers looking for value
📈 Investors looking for an affordable entry into CDO real estate

The biggest advantage?

You don't need a ₱5M–₱10M budget to start owning property in Cagayan de Oro.

But homes at this price point are limited—and once this one is sold, the next comparable opportunity may cost more.

📩 Message me “VICTORS 2.8M” and I'll send you the photos, details, and viewing schedule.

📲 WhatsApp: +63 917 706 2865
🔗 .me/brokermitchmandac

Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

🏡 QUIET CORNER HOME. PRIME UPTOWN LOCATION. ₱32K/MONTH.What if you could come home to a place that feels private and pea...
09/08/2026

🏡 QUIET CORNER HOME. PRIME UPTOWN LOCATION. ₱32K/MONTH.

What if you could come home to a place that feels private and peaceful—but still be just minutes away from the places your family needs?

Welcome to Ignatius Enclave, Uptown Cagayan de Oro. ✨

This semi-furnished corner house gives you something renters rarely get: more space, more privacy, and a great location.

Perfect for families or professionals who want a comfortable home without the hassle of starting from scratch.

✨ Why you'll love it:

🛏️ 3 bedrooms — including a convenient ground-floor room
🚿 2 bathrooms
🏡 Corner house with extra space & privacy
🛋️ Semi-furnished with beds, sofa & dining set
❄️ With air-conditioning
🌿 Steps away from the clubhouse, park & pool
🎓 Minutes from Rosevale School & Abbas Orchard
🛒 Very near Gaisano Uptown
⛳ Close to Pueblo Golf

Imagine having your morning coffee in a peaceful neighborhood, sending the kids to school nearby, then enjoying the pool or park just steps from home.

That’s the kind of convenience that makes life easier. 💛

💰 RENT: ₱32,000/month

📩 Message me “CORNER RENT” and I'll send you more photos and details.

📲 WhatsApp: +639177062865
🔗 .me/brokermitchmandac

Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

🏡 A home this big gives your family room to grow—and room to breathe.If your dream home includes a huge yard, multiple k...
09/08/2026

🏡 A home this big gives your family room to grow—and room to breathe.

If your dream home includes a huge yard, multiple kitchens, plenty of parking, and a park right outside your doorstep, this Xavier Estates property deserves your attention.

✨ FOR SALE | Spacious Family Home in Xavier Estates
📍 Uptown Cagayan de Oro

This is the kind of property you buy when you're ready to stop compromising on space.

🏡 PROPERTY DETAILS

📐 Lot Area: 523 sqm
🏠 Floor Area: 400 sqm
🛏️ 6 Bedrooms
🚿 5.5 Bathrooms
🚗 Parking for 4+ Cars

WHY THIS HOME STANDS OUT

🌳 Park-front location — enjoy an open, relaxing view
🌿 Wide open extra lot — perfect for a garden, play area, or future improvements
🍳 2 Kitchens — ideal for large families and entertaining
🌅 Roofdeck — create your own private outdoor retreat
☀️ Open lanai — perfect for morning coffee, gatherings, and family time
🚗 Generous parking for your family and guests

Perfect for successful families, business owners, executives, balikbayans, and buyers looking for a premium Uptown lifestyle.

Because sometimes, upgrading your home isn't about having more rooms.

It's about finally having enough space for the life you've worked hard to build. ✨

💰 PRICE: ₱23,000,000

📩 Message me “XAVIER 2LOTS” and I'll send you more details, photos, and viewing availability.

📲 WhatsApp: +63 917 706 2865

523 sqm in Xavier Estates. Park-front. Spacious. Rare.
Your next home might be the one you've been waiting for. 🏡




Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

✨ NOT JUST A HOUSE. THIS IS A PRIVATE LUXURY RETREAT IN UPTOWN CDO.Some homes are built to impress.This one is built to ...
08/08/2026

✨ NOT JUST A HOUSE. THIS IS A PRIVATE LUXURY RETREAT IN UPTOWN CDO.

Some homes are built to impress.

This one is built to make everyday life feel extraordinary. 🏡✨

Step into a beautifully interior-designed Modern Asian home where glass, warm wood, greenery, natural light, and open spaces come together effortlessly.

And the best part?

You get something that’s increasingly hard to find in an exclusive village — extra outdoor space and privacy. 🌿

Imagine weekend lunches in your backyard, quiet mornings with coffee, kids having room to play, and evenings spent entertaining family and friends in a home that truly feels yours.

Why this home stands out:

✅ 461 sqm lot + extra village easement
✅ Approx. 420 sqm floor area
✅ 5 bedrooms | 5.5 bathrooms
✅ High-ceiling living area
✅ Beautiful glass-white-wood-plant design
✅ Open-concept layout
✅ Extra backyard for more privacy & outdoor living
✅ Inside an exclusive village
✅ Walking distance to the pool, park & clubhouse
✅ 2-car parking
✅ Built in 2022

Perfect for families, executives, entrepreneurs, balikbayans, and discerning buyers looking for a sophisticated home in one of Cagayan de Oro's desirable residential communities.

💰 PRICE: ₱39.8 MILLION
💳 Cash

This isn't the kind of property you buy just because you need a house.

You buy it because you want a home that matches the life you've worked hard to build. ✨

📩 Message me “RARE LUXURY” and I'll send you the full details and photos.

📲 WhatsApp: +639177062865
🔗 .me/brokermitchmandac

Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

🏡 Some homes are beautiful. Some homes are impressive. Very few feel like a true luxury retreat.✨ FOR SALE | Premium Bun...
08/08/2026

🏡 Some homes are beautiful. Some homes are impressive. Very few feel like a true luxury retreat.

✨ FOR SALE | Premium Bungalow in Xavier Estates
📍 Uptown Cagayan de Oro

If you’ve been waiting for a home that gives you space, privacy, exceptional design, and that “home abroad” feeling—this is worth seeing.

Built as an American-inspired home 🇺🇸, this spacious bungalow combines generous living areas, imported furnishings, high ceilings, and expansive glass walls that bring natural light into the home.

🏡 PROPERTY DETAILS

📐 Lot Area: 500 sqm
🏠 Floor Area: 370 sqm
🛏️ 3 + 1 Bedrooms
🚿 3 Toilets & Baths
🚗 2-Car Garage

✨ WHAT MAKES IT SPECIAL

✅ Fully Furnished with Abrillo furniture and imported pieces
✅ High ceilings + huge glass windows & walls
✅ American-home inspired design 🇺🇸
✅ Auxiliary kitchen
✅ Dedicated laundry room + pantry
✅ Alexa smart-home system
✅ Designed by Arch. G. Semana
✅ Built by Arch. D. Lagunilla
✅ Located inside the prestigious Xavier Estates

This is for the buyer who doesn't simply want a house.

You want a home that feels finished. Thoughtful. Private. And unmistakably yours.

Perfect for:
💼 Business owners & executives
🌏 Balikbayans & returning families
🌿 Retirees seeking peaceful luxury
👨‍👩‍👧‍👦 Families who want generous living space
🏡 Buyers looking for a premium Uptown address

💰 PRICE: ₱28,900,000 CASH
CGT on seller's account

📩 Message me “BUNGALOW 28.9” and I'll send you the complete details, photos, and viewing schedule.

📲 WhatsApp: +63 917 706 2865

A home this thoughtfully designed deserves to be experienced—not just scrolled past. ✨




Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

🏡 Imagine living just a short walk from SM Uptown...No more long drives for groceries.No more rushing through traffic be...
08/08/2026

🏡 Imagine living just a short walk from SM Uptown...

No more long drives for groceries.
No more rushing through traffic before school.
Everything you need is just minutes from your doorstep.

If you're looking for a move-in-ready home in one of Uptown CDO's most convenient locations, this is one you shouldn't miss.

✨ FOR RENT | Fully Furnished Townhouse Condo

📍 The Courtyards, Upper Carmen, Cagayan de Oro

Perfect for executives, professionals, expatriates, medical personnel, and families who value comfort, security, and convenience.

Property Details

📐 Lot Area: 80.5 sqm
🏠 Floor Area: 104 sqm
🏡 2 Storeys
🛏️ 3 Bedrooms + 1 Maid's Room
🚿 3 Bathrooms
🚗 1 Car Garage
🛋️ Fully Furnished
🧭 Facing West

Why You'll Love It

✅ Fully furnished—just bring your luggage
✅ Walking distance to SM Uptown
✅ Minutes from Xavier School Uptown
✅ Spacious layout for families or professionals working from home
✅ Safe, peaceful, and highly accessible community
✅ Ideal for long-term comfortable living

💰 Monthly Rent: ₱38,000

Lease Terms
✔️ 1 Month Advance
✔️ 2 Months Deposit

Homes in The Courtyards rarely become available—especially fully furnished units in this location.

Whether you're relocating, upgrading your lifestyle, or simply want everything within easy reach, this home is ready for you.

📩 Message me "COURTYARD" and I'll send you complete details, more photos, and arrange your private viewing.

📲 WhatsApp: +63 917 706 2865

Your next home is waiting—move in without the stress. 🏡✨




Michelle C. Mandac IE MBA REB REA
PRC REB Lic. No.: 0014410 | Valid Until: 05/28
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at: Cagayan de Oro City on 01/26

Address

Patag
Cagayan De Oro
9000

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