Michelle Mandac - Cagayan Real Estate Broker

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Michelle Mandac - Cagayan Real Estate Broker Cagayan de Oro Real Estate Broker 12yrs, Appraiser
-a Mommy with diploma in MBA, 10 years HR career background in a multi-national company.

WhatsApp/Viber: +63 917 706 2865 Cagayan de Oro Real Estate Broker -helping buyers and sellers with their real estate needs. 0917-706-2865

🚧 UPTOWN CDO IS RISING! 🏗️🔥 Another development is taking shape as D’Loft Zwei Tower, a 12-storey mixed-use project at P...
17/10/2026

🚧 UPTOWN CDO IS RISING! 🏗️🔥 Another development is taking shape as D’Loft Zwei Tower, a 12-storey mixed-use project at Pueblo Business Park, begins earthworks! 🌆 Loft-style living, commercial spaces, and rooftop amenities are coming closer to reality—another sign that Uptown Cagayan de Oro keeps moving forward! 💛

🏡 UPTOWN CDO LIVING: 4-BEDROOM HOUSE & LOT FOR ₱61K/mo in bank.Looking for a modern family home in a peaceful, elevated ...
17/10/2026

🏡 UPTOWN CDO LIVING: 4-BEDROOM HOUSE & LOT FOR ₱61K/mo in bank.

Looking for a modern family home in a peaceful, elevated community? The Mica Model at Xavier Southwoods, Bayanga offers 4 bedrooms, 3 bathrooms, a ground-floor guest room, and a second-floor veranda—ideal for growing families, OFWs planning to come home, and professionals upgrading their lifestyle.

𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐃𝐞𝐭𝐚𝐢𝐥𝐬
Lot Area: 150 sqm
Floor Area: 122.04 sqm
Storeys: 2
Bedrooms: 4
Bathrooms: 3
House Type: Single Detached
Car Spaces: 1
Classification: House & Lot -Mica

𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬
✅ Elevated, flood-free setting in Uptown CDO
✅ Gated and secure residential community
✅ Ground-floor guest bedroom for added convenience
✅ Master’s bedroom with private toilet and bath
✅ Spacious living, dining, and modern kitchen areas
✅ Second-floor veranda for added outdoor space
✅ Wide roads and open spaces
✅ Convenient access to schools, malls, hospitals, and other establishments

🏷️ 𝐓𝐨𝐭𝐚𝐥 𝐏𝐚𝐜𝐤𝐚𝐠𝐞 𝐏𝐫𝐢𝐜𝐞: ₱𝟖,𝟖𝟎𝟎,𝟎𝟎𝟎

𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐨𝐩𝐭𝐢𝐨𝐧 𝐛𝐚𝐬𝐞𝐝 𝐨𝐧 𝐭𝐡𝐞 𝐩𝐫𝐨𝐩𝐨𝐬𝐞𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠:
• Reservation Fee: ₱100,000
• Net Equity: ₱780,000 over 36 months
• Monthly Equity: ₱21,666.67
• Bank-Financed Balance: ₱7,920,000
• Estimated Monthly Bank Amortization: ₱61,403.68
• Loan Term: 20 years
• Proposed Interest Rate: 7% fixed for the first 5 years

Bank approval, final computation, and financing terms are subject to the bank's assessment and approval.

📍 Location: Xavier Southwoods, Bayanga, Cagayan de Oro City

📩 Message me “𝐀𝐁𝐑𝐎𝐖𝐍” for the property details and payment computation.
📲 WhatsApp: +639177062865

Broker Mitch Mandac | Your trusted Cagayan de Oro Realtor

PRC REB Lic. No.: 0014410 | Valid Until: 05/2028
DHSUD Reg. No.: R10-B-01/2026-075
PTR No.: 6528447 | Issued at Cagayan de Oro City, 01/2026

🏡 Planning to buy a home? Ayaw lang sa Monthly DP mag-base!Before buying a property, make sure you understand the full p...
17/10/2026

🏡 Planning to buy a home? Ayaw lang sa Monthly DP mag-base!

Before buying a property, make sure you understand the full payment structure.

Here are the 4 things you need to know:

✅ Reservation Fee – to reserve the property
✅ Down Payment – your initial equity contribution
✅ Monthly Amortization – your regular bank loan payment
✅ Other Costs – taxes, bank charges, registration, and more

For a ₱8.8M property, your actual cash requirement will depend on the down payment terms, loan approval, and other applicable expenses.

Here's an example if you buy a house in 𝐗𝐚𝐯𝐢𝐞𝐫 𝐒𝐨𝐮𝐭𝐡𝐰𝐨𝐨𝐝𝐬, an exclusive village developed by ABrown of Xavier Estates. A few units left.

Thinking of buying a house or condo in Cagayan de Oro? Let's compute the numbers before you commit.

📩 Message me “COMPUTATION” and tell me your target budget.

Let's find a property that makes sense for you and your family.

— Michelle Mandac | Real Estate Broker

🔥 CASH BUYERS: Renovated corner-lot home in Xavier Estates Phase 5 for ₱10.3M! Enjoy 4 bedrooms plus a maid’s room, 4 pa...
16/10/2026

🔥 CASH BUYERS: Renovated corner-lot home in Xavier Estates Phase 5 for ₱10.3M! Enjoy 4 bedrooms plus a maid’s room, 4 parking spaces, and an East-facing orientation in one of Uptown CDO’s sought-after residential communities—without the headache of major renovations.

🏡 ₱11M for a quality-built 4-bedroom home in Vista Verde, Uptown CDO! Enjoy 200 sqm of living space, 2 balconies, and pa...
16/10/2026

🏡 ₱11M for a quality-built 4-bedroom home in Vista Verde, Uptown CDO! Enjoy 200 sqm of living space, 2 balconies, and parking for 2 cars plus extra space—all within walking distance of Corpus Christi School, Masterson Avenue, cafés, and everyday essentials.

🏡 Brand-new 4-bedroom home in Xavier Estates for ₱14M! Built by a renowned CDO architect and builder, this modern family...
16/10/2026

🏡 Brand-new 4-bedroom home in Xavier Estates for ₱14M! Built by a renowned CDO architect and builder, this modern family home is near Rosevale School and the soccer field—so you can skip renovations and enjoy a fresh start in Uptown CDO. 📐 150 sqm lot | 170 sqm floor area | 4BR | 3 bathrooms.📍 Uptown CDO

📍 San Agustin Valley Homes, Canitoan, Cagayan de OroLot Area: 54 sqmFloor Area: 85 sqm3 Bedrooms2 Toilet & Baths1-Car Pa...
16/10/2026

📍 San Agustin Valley Homes, Canitoan, Cagayan de Oro

Lot Area: 54 sqm
Floor Area: 85 sqm
3 Bedrooms
2 Toilet & Baths
1-Car Parking

✅ Brand New!
✅ Very near SM Uptown and Xavier School

Send “DUPLEX” via Messenger to receive the complete details.

🏙️ 96 sqm 2-bedroom condo in Primavera City for ₱19M—with a flexible ₱9M down payment! A spacious 11th-floor unit in Upt...
15/10/2026

🏙️ 96 sqm 2-bedroom condo in Primavera City for ₱19M—with a flexible ₱9M down payment! A spacious 11th-floor unit in Uptown CDO, ideal for premium city living or a residence-office setup inside Pueblo Business Park.📐 96 sqm | 2BR | Semi-furnished | City view. 🚗 Parking slot available separately.

🌿 1,777 sqm in Uptown Lumbia for only ₱5.331M! With 5 separate clean titles, road access nearby, and growing residential...
15/10/2026

🌿 1,777 sqm in Uptown Lumbia for only ₱5.331M! With 5 separate clean titles, road access nearby, and growing residential communities around it, this is a practical opportunity for investors, families, or anyone planning a future residential or neighborhood commercial project. ₱3,000/sqm | ₱5.331M total

🏢 Put your business in the heart of Uptown CDO! This 34 sqm ground-floor commercial space at Primavera City faces Macapa...
15/10/2026

🏢 Put your business in the heart of Uptown CDO! This 34 sqm ground-floor commercial space at Primavera City faces Macapagal Drive / PN Roa Road, near SM City Uptown, the Hall of Justice, and growing residential and business developments. 34 sqm. ₱65K/mo

Address

Patag
Cagayan De Oro
9000

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