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REBAP Nueva Vizcaya Chapter, Bayombong (2026)

16/06/2026

🚨 IS YOUR 30SQM CONDO ACTUALLY 30SQM? Don’t let developers hide behind "As-Is, Where-Is"! 🏢💸

Have you ever moved into your dream condo only to find your furniture doesn't fit? You measured the walls and realized—wait, this isn't the 30sqm I paid for! 😱

When you confront the developer, they might tell you:

"Sorry, you bought it 'As-Is, Where-Is'!" 🤷‍♂️
"You signed a waiver for hidden defects!" 📝
"You should have checked the boundaries yourself!" 🧐

STOP RIGHT THERE. According to the law, they might be dead wrong. 🛑⚖️

Here is the deep dive into your rights as a buyer based on Philippine law and Supreme Court rulings:

📍 1. The "As-Is, Where-Is" Trap
Many developers use this clause as a "get out of jail free" card. However, the Supreme Court ruled in Poole-Blunden vs. Union Bank of the Philippines that this stipulation only covers physical features that are easily seen by an ordinary person. It does not cover technical details—like the exact square footage—that require specialized skills or tools to verify.

📍 2. Hidden Defects & Your Warranty
Under Article 1561 of the New Civil Code, a seller is responsible for "hidden defects" that make the property unfit for its intended use or diminish its value so much that you wouldn't have bought it (or would've paid less) if you knew the truth. A missing 20sqm is definitely a hidden defect!.

📍 3. The Developer’s Responsibility
As a developer, they are expected to know the actual floor area of the units they sell. They cannot claim ignorance to escape liability, especially since an ordinary buyer isn't expected to be an expert in land measurement.

📍 4. Common Areas Don't Count (Usually)
In some cases, banks or developers try to claim the advertised area includes "common areas". The courts have looked unfavorably on this when it leads to a significant discrepancy in the actual usable space of the unit sold.

THE BOTTOM LINE:
If you were promised 30sqm and got 25sqm, the developer is bound to warrant that area. You didn't just waive your rights to a huge chunk of your investment just because you signed a standard contract.

KNOW YOUR RIGHTS! ✊
Don't let "legalese" keep you from getting the space you paid for. If you’re facing a discrepancy, consult a legal professional—because "finders, keepers" is for playgrounds, not real estate.

📢 SHARE THIS with anyone who just bought a condo or is planning to move! Let’s make sure every homeowner gets every square meter they paid for! 🏠✨

08/06/2026

📢 GOOD NEWS FOR PROFESSIONALS! PRC EXTENDS CPD UNDERTAKING UNTIL JUNE 2026! 📢

Attention to all registered and licensed professionals! The Professional Regulation Commission (PRC) has officially released Resolution No. 2136(A), Series of 2025, providing much-needed flexibility for the renewal of your Professional Identification Cards (PICs) .

Here is everything you need to know about this update:

🗓️ THE BIG NEWS: NEW DEADLINE
The PRC has officially extended the acceptance of the CPD Undertaking for the renewal of PICs until June 30, 2026 . This means you can still renew your license even if you haven't completed the required CPD credit units, provided you sign an undertaking to complete them later.

❓ WHY THE EXTENSION?
The Commission understands the real-world challenges professionals face. According to the resolution, this extension was granted to address several key issues:
High Costs: The expensive registration fees charged by some accredited CPD providers .
Accessibility: The lack of available training sessions in certain provinces, cities, and municipalities .
Work Schedules: The difficulty of balancing demanding work schedules with attending various CPD programs .

🛠️ TOWARDS A BETTER SYSTEM
The PRC isn't just extending the deadline; they are working on making CPD more diverse and accessible!
New Guidelines: They have developed revised guidelines for the recognition and accreditation of Self-directed Learning, Professional Work Experience, and Informal Learning .
System Upgrades: The PRC is currently enhancing the Continuing Professional Development Accreditation System (CPDAS) to make filing applications smoother .
Information Drive: This extension gives the Commission time to conduct orientations and capacity-building sessions for all 46 regulated professions to ensure everyone understands the new pathways for earning credit units .

⚖️ STAY INFORMED
While the CPD remains a mandatory requirement under Republic Act No. 10912 (the CPD Act of 2016), this undertaking provides a vital bridge while the system transitions to more flexible learning options .

This resolution was signed on December 18, 2025, and takes effect immediately .

Help your colleagues stay updated—SHARE this post with your fellow professionals! 🇵🇭

03/06/2026

⚠️ ⚠️ 80 SLOTS FILLED. ONLY 20 LEFT.

Real estate salespersons — this is NOT a drill.

We opened 100 slots for the PRC-accredited REBAP seminar (June 5–6).

80 are already taken.

Only 20 slots remain for the entire Philippines.

If you need your 12-hour Training Certificate for RESA Law, Code of Ethics, and Titling & Documentation…
do NOT wait until tomorrow.

📅 June 5–6, 2026 | 9 AM–5 PM | Via Zoom
💰 ₱800 only (certificate included)

🎤 Speakers:
Cons. Edwin B. Calamba, REB
Atty. Rolly Pagtolon-an, REB

Moderator: Ruby B. Calamba, REB
President – REBAP Isabela Chapter

Last 20 slots. First pay, first served.

💳 GCash: 0917 828 2968
🏦 BDO: 00555-0098 734
🏦 Chinabank: 1372-00-00267-4

After payment, send proof to:
📩 Josefina Resurreccion – 0917 828 2968 / 0968 855 0829
Or Messenger: EmmanuelRealty IlaganCity Isabela

⏰ Deadline when 20 slots are gone. No extensions.

👇 Comment "RESERVE" to get a priority slot link.

28/05/2026

HEADLINE:
🏠 FROM RENTER TO HOMEOWNER: Pag-IBIG just made your dream house a LOT more possible!

"Stop paying your landlord's mortgage. Start paying for YOUR own home.

🇵🇭 BIG NEWS FOR FILIPINO WORKERS – especially if you live in Metro Manila or any major city.

Pag-IBIG Fund has officially RAISED its maximum housing loan to PHP10 MILLION per borrower.

Yes, you read that right. ₱10,000,000.

Here’s why this is a GAME CHANGER for middle-income & higher-earning Filipino workers 👇

🔑 WHAT CHANGED?
Before: Lower loan caps meant limited choices (mostly socialized housing).
Now: You can finance mid-to-high tier homes, including ready-for-occupancy condo units in urban areas – without needing expensive bank loans.

🏡 WHY THIS MATTERS TO YOU:

✅ Lower monthly payments than rent
Pag-IBIG CEO Marilene Acosta put it best:

“For many families, rent is already one of their biggest monthly expenses. Monthly amortizations for reasonably priced homes can be lower than rent in many urban areas.”

✅ Rates as low as 5.75% per year
That’s among the lowest in the market. Loan term? Up to 30 years.

✅ Subsidized 3% rate still available for qualified socialized housing borrowers.

✅ Helps solve oversupply of condo units in Metro Manila & urban centers – meaning developers may be more willing to adjust prices.

💡 REAL TALK FROM OFFICIALS:

🏛️ DHSUD Secretary Jose Ramon Aliling (Pag-IBIG Board Chair):

“This allows Pag-IBIG to serve Filipino workers who seek homes in higher price segments but still need long-term, affordable financing near workplaces, schools, and livelihood.”

📈 CEO Marilene Acosta:

“Because of our strong financial position, we can offer higher loanable amounts while keeping rates among the lowest in the market.”

⚠️ IMPORTANT CAVEATS (be informed):

· Higher loan ceiling is subject to credit evaluation, capacity-to-pay, collateral appraisal, and guidelines.
· This isn't free money – it's responsible lending.
· But if you qualify? This is a huge door opening.

📢 A MESSAGE TO REAL ESTATE DEVELOPERS (shared by officials):

“Pag-IBIG is expanding financing. We urge developer-partners to recalibrate prices, offer reasonable packages, and help bring units within reach of members.”

Translation: Developers, make your prices match this loan ceiling – and more Filipinos can buy.

🤯 WHY THIS COULD GO VIRAL:

Because millions of Filipinos are stuck renting, thinking homeownership is impossible.
This post is proof that the government (through Pag-IBIG) is actively trying to change that – for middle-income earners too, not just low-income sectors.

✅ YOUR TURN:

👇 TAG a friend, family member, or coworker who's been renting and dreaming of owning a home.

📲 SAVE this post so you can check Pag-IBIG's updated loan guidelines.

💬 COMMENT: "Saan mo gusto magkaroon ng bahay?" (Where do you want your home to be?)

➡️ SHARE this – someone you know might finally take that first step toward owning their own home.

22/05/2026

🛑 ARE YOU A REAL ESTATE SALESPERSON…
…still unsure about RESA Law?
…worried about Code of Ethics violations?
…confused by titling and documentation?

It’s time to professionalize.

Join the PRC-accredited Real Estate Brokerage Seminar for Real Estate Salespersons (Entry Level) — brought to you by REBAP Inc. , a recognized PRC Service Provider.

🎓 WHAT YOU’LL LEARN (12 hours):
✅ RESA Law (Republic Act 9646)
✅ Code of Ethics for Real Estate Practitioners
✅ Titling & Documentation (basics you must know)

🎤 SPEAKERS:
👨‍🏫 Cons. Edwin B. Calamba, REB
👨‍⚖️ Atty. Rolly Pagtolon-an, REB

📅 DATE: June 5–6, 2026
⏰ TIME: 9:00 AM – 5:00 PM
📍 PLATFORM: Via Zoom
💰 REGISTRATION FEE: ₱800 only

✅ Inclusive of:
12-hour Training Certificate (proof of compliance for PRC)

💳 PAYMENT OPTIONS:
📱 GCash: 0917 828 2968
🏦 BDO: 00555-0098 734
🏦 Chinabank: 1372-00-00267-4

📩 HOW TO REGISTER:
1️⃣ Send proof of payment to our secretariat:
Josefina Resurreccion – 0917 828 2968 / 0968 855 0829

2️⃣ Or message us directly on Messenger:
👉 EmmanuelRealty IlaganCity Isabela

⚠️ Limited Zoom slots. First come, first served.

Don't just sell properties.
Be a trusted, licensed, and ethical real estate professional.

🔁 Tag a fellow salesperson who needs this training.
👇 Comment “CERTIFIED” to get a free checklist of PRC requirements.

12/05/2026

🛑 DON'T LET YOUR DREAM HOME BECOME A NIGHTMARE! 🏡🚫

The Department of Human Settlements and Urban Development (DHSUD) has raised the alarm regarding a surge in illegal real estate transactions involving subdivisions, housing projects, and condominiums . Scammers are increasingly using social media platforms to promote "sham" projects and lure unsuspecting buyers into fraudulent deals .

Before you part with your hard-earned savings, here is what you need to know about these illegal practices and the government's massive crackdown:

🚩 THE MODUS OPERANDI: SPOTTING THE SCAM
No License to Sell: Unregistered "fly-by-night" developers and agents are selling lots or units without the required Certificates of Registration and Licenses to Sell .
Too Good to Be True Prices: Scammers aggressively offer units at prices significantly lower than market value, only to become unreachable once they receive your payment .
Double Selling: Fraudulent sellers may sell the same unit, farm lot, or memorial park lot to two or more different people .
Hidden Status: Units are often sold even when they are already mortgaged to financial institutions or are not registered at all .
Unauthorized Agents: Individuals may act as brokers or intermediaries without being authorized by the developer or the buyer, violating the Real Estate Service Act (RA 9646) .

⚖️ THE GOVERNMENT IS FIGHTING BACK
Under Joint Memorandum Circular No. 01 Series of 2021, a powerful Anti-Illegal Real Estate Practices Inter-Agency Task Force has been formed at the national, regional, and local levels . This task force is dedicated to eliminating these corrupt practices and protecting your rights as a buyer .

Who is in the Task Force?
DHSUD (Chair): Leads the implementation and public awareness campaigns .
DOJ & DILG (Co-Chairs): Oversee prosecution and local government coordination .
NBI & PNP: Investigate reports, conduct operations, and effect arrests of illegal practitioners .
LRA: Provides access to land title databases to verify the status of properties .
PRC: Verifies the registration of real estate professionals and revokes licenses of those involved in illegal acts .
DENR: Verifies if the land being sold is part of the public domain or classified as alienable and disposable .

✅ WHAT YOU SHOULD DO:
1. Demand Documentation: Always ask to see the project's License to Sell and Certificate of Registration .
2. Verify the Professional: Use the PRC resources to ensure your broker or agent is legitimately registered .
3. Report Suspicious Activity: Regional Task Forces are mandated to establish hotlines where you can raise queries or report malpractices .
4. Seek Assistance: If you have been victimized, the Task Force provides legal and technical programs to assist victims in filing cases .

Your lifetime savings are at stake . Verify before you buy! 🛑🤝

06/05/2026

PROTECT YOUR DREAM HOME: Understanding P.D. No. 957 (The Subdivision and Condominium Buyers' Protective Decree) 🏠

Buying a home is one of the most significant milestones in life, but it can also be risky. To protect Filipinos from fraudulent practices and "unscrupulous" developers, Presidential Decree No. 957 was established.

Whether you are looking at a subdivision lot or a high-rise condominium, here is an in-depth guide to your legal protections under this decree:

📜 1. The Mandatory "License to Sell"
Before a developer can legally sell even a single unit, they must obtain a Registration Certificate and a License to Sell.
Registration: The developer must file a sworn statement with the National Housing Authority (now DHSUD) detailing their business stability and project plans.
Performance Bond: To ensure they don't leave the project unfinished, developers must post a bond that guarantees the construction of roads, drainage, water systems, and lighting.

📢 2. No More "False Promises" in Ads
Tired of seeing amenities in brochures that never appear in real life?
Truth in Advertising: Under the law, all advertisements must reflect real facts.
Warranties: Any promise made in a brochure or sales talk (like a clubhouse or pool) is considered a legal warranty. If they promised it, they are legally obligated to build it.

🚧 3. Strict Timelines for Completion
Developers are generally required to complete the project—including all infrastructure and water facilities—within one year from the date the license was issued, unless a different period is specifically fixed by the Authority.

🛑 4. Your Right to Stop Payment
If a developer fails to develop the project according to the approved plans or within the time limit, you have the right to desist from further payment.
Full Reimbursement: In these cases, your previous payments cannot be forfeited. You can opt for a total refund of everything paid, including amortization interest (but excluding delinquency interest) at the legal rate.

🔑 5. Delivery of Title & Taxes
Issuance of Title: Once you have paid in full, the developer must deliver the title to you. They cannot charge you extra fees for this, except for those required by the Registry of Deeds.
Real Estate Taxes: The developer is responsible for paying real estate taxes on the lot or unit until the title has passed to you, or until you have actually taken possession and occupied it.

👥 6. Community & Homeowners Associations
The developer is legally required to initiate the organization of a Homeowners Association among buyers to protect their mutual interests. Furthermore, developers cannot charge you fees for "alleged community benefits" unless these are for services like security or sanitation and are approved by the residents' association.

⚖️ Penalties for Violators
The law is clear: any person or corporation violating these protections can face administrative fines or criminal penalties, including a fine of up to P20,000 and/or imprisonment for up to 10 years.

💡 SOCIAL MEDIA PRO-TIP: Always ask your broker for the License to Sell (LTS) Number before signing any contract. Your future home deserves the protection of the law!

03/05/2026

REBAP SEMINAR SCHEDULES FOR THE MONTH OF MAY.

**Prospective attendees are encouraged to contact the REBAP chapter offering the seminar directly to secure their slot. Contact details are provided on the poster. Thank you.**

REAL ESTATE BOKERAGE SEMINAR FOR REAL ESTATE SALESPERSONS (NEW ENTRY)
12 SEMINAR HOURS
MAY 9-10, 2026 (8:30 am - 5:30 pm) VIA ZOOM
Speakers: CRB ROI MARC A. TEODORO AND GILBERT B. GUMABAY
REG FEE: PHP 800
Contact Person: CRB JOSEPHINE MABANAG/CRB GRACE AGUILAR
contact no. 0922-886-7685/0998-864-3468
E-mail: [email protected]
Registration Link: https://forms.gle/GUBBVcSFafw2mHwKA
REBAP RIZAL
ACCREDITATION NO: 2026-007-1860

REAL ESTATE BOKERAGE SEMINAR FOR REAL ESTATE SALESPERSONS (NEW ENTRY)
12 SEMINAR HOURS
MAY 15-16, 2026 (8:30 am - 5:30 pm) VIA ZOOM
Speakers: CRB ROI MARC A. TEODORO AND ATTY. ROLANDO PAGTOLON-AN
REG FEE: PHP 750
Contact Person: CRB MICHAEL ABUAN/ CRB DHARLENE ZAMBRANO
contact no. 0906-219-1080/0905-293-7427
E-mail: [email protected]
Registration Link: https://forms.gle/yYbewdVp2JcwmdBQ8
REBAP BULACAN
**Applied for Accreditation and Waiting for Accreditation Number

CPD SEMINAR FOR REAL ESTATE BROKERS AND SALESPERSON (RENEWAL)
5 CREDIT UNITS
MAY 23, 2026 (9:00 am - 3:00 pm) face to face (wellness center manaoag, PANGASINAN lgu)
TITLE: THE IMPACT OF ILLEGAL SUBDIVISIONS ON URBAN SPRAWL: ASSESSING HOW UNLICENSED SUBDIVISIONS CONTRIBUTE TO POOR SANITATION, OVERPOPULATION & LACK OF ADEQUATE INFRASTRUCTURE
Speakers: CRB SIMEON FERDINAND E. FERARO
REG FEE: PHP 1,200
Contact Person: ATTY. MARIA JUVY CALIMLIM/CRB SHEILA POSADAS
contact no. 0917-187-1576/0925-325-8279
E-mail: [email protected]
Registration Link: https://docs.google.com/forms/u/0/d/1I-bo75enjdqwXCwEqywDruhPFy9VASHKhl27LknlKU8/viewform?edit_requested=true
REBAP PANGASINAN
ACCREDITATION NO. RAE-2013-011-693

CPD SEMINAR FOR REAL ESTATE BROKERS AND SALESPERSON (RENEWAL)
CREDIT UNITS
MAY 29, 2026 (8:30 am - 4:30 pm) VIA ZOOM
TITLE: "From Clicks to Clients: Digital Marketing and Sales Strategies for Conversion"
Speakers: CRB ROI MARC A. TEODORO
REG FEE: PHP 500
Contact Person: CRB EVELYN ABAPO
contact no. 09687312667
E-mail: [email protected]/[email protected]
Registration Link: https://forms.gle/oVkFdeh1uVtBvWkX9
REBAP CAVITE
**Applied for Accreditation and Waiting for Accreditation Number

REAL ESTATE BOKERAGE SEMINAR FOR REAL ESTATE SALESPERSONS (NEW ENTRY)
12 SEMINAR HOURS
MAY 28-29, 2026 (8:30 am - 5:30 pm) VIA ZOOM
Speakers: CRB ROI MARC A. TEODORO AND ATTY. BELINDA S. GOCHUICO
REG FEE: PHP 750
Contact Person: CRB TRIXIA FLORES/CRB JENNICEL FORONDA
contact no. 0917-898-7990/ 0966-336-0987
E-mail: [email protected]/[email protected]
Registration Link: https://forms.gle/Gtm9fCGJ3AEvq6ct8
REBAP METRO TAGAYTAY
**Applied for Accreditation and Waiting for Accreditation Number

REAL ESTATE BOKERAGE SEMINAR FOR REAL ESTATE SALESPERSONS (NEW ENTRY)
12 SEMINAR HOURS
MAY 30-31, 2026 (8:00 am - 5:00 pm) VIA ZOOM
Speakers: CRB ROI MARC A. TEODORO AND ATTY. ROLANDO PAGTOLON-AN
REG FEE: PHP 800
Contact Person: CRB MARIE SUNSHINE RAMOS
contact no. 0919-095-1912
E-mail: [email protected]/[email protected]
Registration Link: https://acesse.one/cq8vefx
REBAP LAOAG
**Applied for Accreditation and Waiting for Accreditation Number

**Prospective attendees are encouraged to contact the REBAP chapter offering the seminar directly to secure their slot. Contact details are provided on the poster. Thank you.**

28/04/2026

📢 IMPORTANT UPDATE: Moratorium on Agricultural Land-Use Reclassification🌾🚜

The Department of Agriculture (DA) has officially issued Department Circular No. 01, Series of 2026, signed on January 5, 2026, imposing an immediate moratorium on the issuance of DA Certifications for Land-Use Reclassification.

This is a major step toward safeguarding our nation's food security! Here is everything you need to know about this new directive:

🛡️ Why is this happening?
The DA is taking action to protect agricultural lands from “undue conversion”. Due to the rapid demand for urban expansion and infrastructure development, there has been a surge in reclassification applications that could threaten our national food supply stability, particularly for staple crops like rice.

🚫 What does the Moratorium mean?
* No New Applications: The DA will no longer accept new applications for DA Certification on Land-Use Reclassification during this period.
* Review Period: This pause allows the Department to revisit and strengthen its regulatory framework and oversight to ensure all future policies align with the national food security agenda [2, 6].

📝 What happens to pending applications?
* Regional Level: Applications already filed with DA Regional Field Offices *prior* to the circular's effectivity will continue to be processed under existing rules.
* Appeals: All appeals currently pending before the Office of the Secretary are held in abeyance (on hold) and will only be acted upon after the moratorium is lifted [2, 7].

📅 How long will it last?
The moratorium is effective immediately and is scheduled to remain in place until June 2026, unless otherwise shortened or extended by the DA.

🔗 Read the Full Document
Stay informed and read the complete details of Department Circular No. 01 here:
👉 [https://creba.ph/wp-content/uploads/2026/03/DA.DC2026-01.RECLASSIFICATION.pdf](https://creba.ph/wp-content/uploads/2026/03/DA.DC2026-01.RECLASSIFICATION.pdf)

21/04/2026

🏠 KNOW THE LAW: The Professional Real Estate Salesperson (R.A. 9646)🏠

Are you looking to start a career in real estate or planning to buy your dream home? Understanding the Real Estate Service Act of the Philippines (R.A. 9646) is the first step toward professional excellence and consumer protection.

Under this law, a Real Estate Salesperson is a specialized professional role with clear legal requirements and boundaries designed to protect the public and elevate the industry.

Here is what it takes to be a Professional Real Estate Salesperson in the Philippines:

✅ 1. Educational & Training Standards
Unlike a casual agent, a professional salesperson must have completed at least two (2) years of college and undergone specific training and seminars in real estate brokerage as required by the Professional Regulatory Board of Real Estate Service (PRBRES).

✅ 2. Official Accreditation
While they do not take a licensure exam like brokers, salespersons must be duly accredited by the Board. Before they can even begin practicing, they are required to take an oath before a member of the Board or an authorized officer.

✅ 3. Direct Supervision & Accountability
A professional salesperson does not work alone. They must work under the direct supervision and accountability of a licensed Real Estate Broker. In fact:
* They cannot be the sole signatory on a written real estate agreement; their supervising broker must also sign.
* There is a legal limit to ensure quality supervision: one licensed broker can only supervise up to twenty (20) accredited salespersons.

✅ 4. Ethical Compensation
To maintain professional integrity, a salesperson is not allowed to receive or demand a fee or commission directly from a client. All compensation must come from their supervising licensed broker.

⚠️ Why Legitimacy Matters
The law is strict about unauthorized practice. Anyone practicing real estate service without the proper credentials can face a fine of at least ₱100,000 and/or imprisonment of at least two years. If the individual is unlicensed, these penalties are doubled.

Professionalize your practice. Protect your investment.

Whether you are an aspiring practitioner or a client, always look for the Certificate of Registration and Professional Identification Card.

Let's work together to keep the Philippine real estate industry globally competitive and technically competent!

REBAP Nueva Vizcaya Chapter

16/06/2026

08/06/2026

03/06/2026

28/05/2026

22/05/2026

12/05/2026

06/05/2026

03/05/2026

28/04/2026

21/04/2026

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