Novie Inoc housing and condo agent

Novie Inoc housing and condo agent We provide, exclusive, professional real estate services! We will help make your dreams come true! Call now!
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Novie Inoc

14/12/2025

OVERALL CEBU TOP8 SALES AGENT!

With a Grateful Heart 🤍

From December 2024 to December 2025, being recognized as Top 8 Overall in Cebu is not just my achievement — it is ours.

To my dear clients, thank you for your trust, your confidence, and for choosing me to be part of one of the most important decisions in your lives. Every inquiry, every meeting, every “yes” you gave allowed me to grow, to serve better, and to reach this milestone.

This journey was built on relationships, honesty, and trust. I am truly grateful that you believed in me and allowed me to walk with you toward your goals and dreams of a place to call home.

This recognition is a reminder that when trust is given, excellence follows. Thank you for being the reason I made it here. I look forward to serving more families and creating more success stories together.

Maraming salamat po. From my heart to yours. 🙏✨

My sincere thanks to Saekyung Development Corporation for the invitation and for acknowledging my hard work, dedication,...
14/12/2025

My sincere thanks to Saekyung Development Corporation for the invitation and for acknowledging my hard work, dedication, and passion for serving clients. This recognition is not only an award, but a reminder that perseverance, integrity, and genuine service truly matter.

I share this milestone with everyone who trusted me, supported me, and believed in my journey. May this achievement inspire me to serve with even greater purpose, excellence, and gratitude.

WALAY HASOL! PUYO DAYUN!Ground floor incase maglinog dali ra mka gwas and dili kaau ma feel ang uyog sa yuta😉Bldg.302/gr...
01/11/2025

WALAY HASOL! PUYO DAYUN!
Ground floor incase maglinog dali ra mka gwas and dili kaau ma feel ang uyog sa yuta😉

Bldg.302/ground floor pool view!
Rent/SALE or ASSUME!
550k assume price
8999 monthly pagibig amort
1.4m pagibig balance

DIRECT OWNER HERE— Open for Agents! 🤝🏠 HOUSE & LOT FOR ASSUME – ₱450K ONLY! 🏠✨ ₱6,900/month via Pag-IBIG! ✨💧🏡 Ready for ...
25/10/2025

DIRECT OWNER HERE— Open for Agents! 🤝

🏠 HOUSE & LOT FOR ASSUME – ₱450K ONLY! 🏠
✨ ₱6,900/month via Pag-IBIG! ✨
💧🏡 Ready for Occupancy – Puyo Dayon, Walay Hasol!

📍 Location: Deca Homes, Tungkil, Minglanilla City, Cebu

📋 Property Details:
✅ Floor Area: 58 sqm
✅ Lot Area: 40 sqm
✅ Bare Unit
✅ 1 Toilet & Bath
✅ With Water and Electricity
✅ No Garage

💰 Assume Price: ₱450,000 only
📆 Monthly Amortization: ₱6,900 via Pag-IBIG
📅 Approx. 25 years remaining

👀 Open for Viewing!
📩 PM or contact me for more details & schedule!

🏡 DIRECT LISTING HERE – Agents Welcome!❤️ RUSH FOR ASSUME ‼️ ❤️📍 Location: Saekyung Village Phase 3, Marigondon🏊‍♂️ Faci...
24/10/2025

🏡 DIRECT LISTING HERE – Agents Welcome!
❤️ RUSH FOR ASSUME ‼️ ❤️

📍 Location: Saekyung Village Phase 3, Marigondon
🏊‍♂️ Facing Seaview | 📐 Corner Unit
🏢 Building 303, 16th Floor
🛋️ Fully Furnished – All furniture included, just move in!

📅 Almost 3 Years Paid!

💰 Assume Price: ₱580,000 ONLY
🏦 Pag-IBIG Monthly Amortization: ₱9,940
➡️ Puyo Dayon – No Hassle Transfer!

📩 Message me directly if you’re interested or want more details!

🌙 Midnight Earthquake Safety Tips🛏️ If You’re in Bed • 💤 Don’t panic — stay still and protect your head with a pillow or...
12/10/2025

🌙 Midnight Earthquake Safety Tips

🛏️ If You’re in Bed
• 💤 Don’t panic — stay still and protect your head with a pillow or blanket.
• 🪟 Avoid windows, mirrors, or hanging objects.
• 🪑 Move beside the bed, not under it, when the shaking slows down.

⸻

👶 If You Have Kids
• 📣 Call their names calmly — your voice helps them stay brave.
• 🧸 Tell them to duck, cover, and hold beside their bed.
• 🚪 Wait for the shaking to stop before going to their room.

⸻

💡 When Shaking Stops
• 🔦 Use a flashlight, not candles — there might be gas leaks.
• 🩹 Check for injuries and give first aid.
• ⚡ Turn off gas and unplug appliances if it’s safe.
• 🏃‍♀️ Evacuate calmly if cracks or damages are visible.
• 📱 Stay tuned to news or alerts for aftershocks and safety updates.

— liability for property damage caused by an earthquake in a condominium depends on who owns what and what’s stated in t...
12/10/2025

— liability for property damage caused by an earthquake in a condominium depends on who owns what and what’s stated in the condo’s governing documents and insurance policies. Here’s a simple breakdown for you 👇

⸻

🏢 1. Condominium Building (Common Areas)

These include:
• Building structure (columns, beams, exterior walls)
• Roof, lobby, hallways, elevators, parking areas, etc.

✅ Liable party:
Condo Corporation / Homeowners Association (HOA) — they’re responsible for maintaining and repairing the common areas of the building.
🔸 If the building is insured, the master insurance policy should cover earthquake-related structural damage (if earthquake coverage is included).

⸻

🚪 2. Individual Condo Unit (Interior Areas)

These include:
• Your walls, ceilings, flooring, built-in furniture
• Appliances, personal belongings, etc.

✅ Liable party:
The unit owner is responsible for damages inside their unit.
🔸 If the damage is due to an earthquake, and your personal property insurance includes earthquake coverage, your insurer will handle repairs or replacements.

⸻

⚖️ 3. When the Building is Declared Unsafe

If a government agency (like the City Engineering Office or DPWH) declares the structure unsafe:
• Residents must temporarily evacuate.
• The Condo Corporation must coordinate inspections, repairs, and insurance claims.
• Costs may be shared by unit owners if not fully covered by insurance.

⸻

🧾 4. Important Tip for Condo Owners & Tenants

✅ Check if your condo’s master insurance includes Acts of God (earthquake, typhoon, flood).
✅ If not, consider getting personal earthquake insurance for your unit’s contents and improvements.
✅ Tenants should clarify with the unit owner who covers what under the lease.

🎉SUPER RUSH SACRIFICE SALE SEMI FURNISHED HOUSE AND LOT🎉Fully renovated and expanded corner unit!Title on hand! Pwede ma...
12/09/2025

🎉SUPER RUSH SACRIFICE SALE SEMI FURNISHED HOUSE AND LOT🎉

Fully renovated and expanded corner unit!

Title on hand! Pwede ma loan sa pagibig or bank!
minimum dowpayment of 1m
House and Lot, inside Subdivision--4M
Mandaue Prime, Jagobiao Mandaue City
61 sqm.
Clean Title
3 bedrooms
2 CR
1 car park
Price: 4M, from 5Million net taxes
Free 4 pcs split type Inverter AC
Sofa, dining table and more!

3-5mins grandmall mandaue
3-5mins national hi-way
Pm deretso!

🔥HOUSE & LOT FOR ASSUME🔥LOCATION: HAPPY HOMES Soong , Lapu-Lapu City, CebuHouse details: Monza model (2-storey townhouse...
12/09/2025

🔥HOUSE & LOT FOR ASSUME🔥

LOCATION: HAPPY HOMES Soong , Lapu-Lapu City, Cebu

House details:
Monza model (2-storey townhouse)

Floor Area: 86 sqm
Lot Area: 54 sq m
3 bedrooms
2 toilet and bath
Living and Dining area
Kitchen and Service area
Carport

✅Assume Price: 2M. Negotiable in Terms

🔑2.3M Outstanding Balance under Pag Ibig.
(buyer may settle it immediately or continue monthly Amortization per month for 27 years left to pay. (Buyers Choice)

Puyo na Dayon walay hasol
Pm now❤️❤️❤️

Lord,Thank You for waking me up today with a chance to grow,To choose kindness over pride,Patience over anger,And wisdom...
12/09/2025

Lord,Thank You for waking me up today with a chance to grow,To choose kindness over pride,Patience over anger,And wisdom over impulse.Teach me to see beyond my own needsAnd notice the pain, the joy, the silent cries around me.Let my words heal, not hurt.Let my actions inspire, not discourage.Let my thoughts be guided by Your truth,So that every step I take becomes a reflection of You.When I face challenges, remind me that growth is never easy,But necessary.When I stumble, remind me that failure is not my end,But a lesson shaping me into someone better.Fill my heart with humility,My mind with wisdom,And my soul with courage to do what is rightEven when it’s difficult.I surrender my flaws to You, Lord.Shape me. Refine me.Turn me into the person who uplifts others,Who forgives quickly,Who loves deeply,And who walks with grace no matter the season.Amen.

🎉 Deal? Signed.🎯 Vision? Locked.🎨 Renovation? Let’s gooo!From law firm handshakes 🤝 to meeting the design brainiac with ...
16/07/2025

🎉 Deal? Signed.
🎯 Vision? Locked.
🎨 Renovation? Let’s gooo!

From law firm handshakes 🤝 to meeting the design brainiac with AutoCAD magic 💻✨ — this house is about to glow UP! 💅🏡
Catch us turning blueprints into one mood board at a time. 😎🛋️🖼️

Address

Sudtonggan
Basak
6015

Telephone

+639959315676

Website

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