https://www.facebook.com/1645069622435835/

Lumina Balanga

Home
Philippines
Balanga
Lumina Balanga

INQUIRE HERE❗️📞0981-186-1215
FREE SITE AND HOUSE TRIPPING EVERYDAY❗️ Welcome to the PHirst family! ELEGANTLY DESIGNED FUTURE-READY LEGACY HOMES

1.

PHirst Park Homes is the new First-Home brand of PHirst Park Homes Incorporated, a company born from the partnership between one of the leading real estate companies in the Philippines, Centuries Properties Group, Inc. and Japanese Global Integrated business enterprise, Mitsubishi Corporation. With over 30 years of experience, the Centuries Properties Group Inc. is known for its roster of northwor

thy high-end developments such as the Trump Tower in Century City, Azure Urban Resort Residences and The Gramercy Residences, to name a few. On the other hand, Mitsubishi Corporation is one of Japan’s largest conglomerates with a total of 7 business groups venturing into different industries which include industrial finance, logistics and development group, global environmental & infractructure business group and living essentials group, among others. With the combined expertise of its mother companies, PHirst Park Homes is built with distinct design, plan and quality. PHirst Park Homes offers a redefined way of living with its complete homes conceptive amenities, connected essentials and convenient buying and selling experience. Smart unit layout with expansion plans
2. Finished ceiling, flooring, bathrooms
3. With provision for garden and carport for compact cars
4. Package is inclusive of perimeter fence and gate
5. *Option to combine units (Calista Pair)

Be a PHirst Park Homeowner Now! To know more about our project, Send us a message ��

25/06/2025

Here's a brief comparison of bank and Pag-IBIG housing loan:

25/06/2025

Why You Should Know This Before You Take A Housing Loan Of Pag-Ibig Fund

A few years ago, we finally took the big leap, we bought a house in a subdivision through PAG-IBIG Housing Loan.

First home. Dream achieved.

Pero after a few months of paying our monthly amortization, napapaisip na ako…

"Why does it seem that our debt is not moving? ”

That's why I asked directly to the PAG-IBIG office. And that's when I knew the truth. 💔

⸻

📌 MONTHLY AMORTIZATION BREAKDOWN…SURPRISING ’TO!

We were paying ₱14,930.21 every month.

I thought a big part of that goes to the principal. But this is the actual breakdown:
-₱11,979.17 – Interest
-₱235.80 – Fire Insurance
-₱360.00 – MRI (Mortgage Redemption Insurance)
-₱2,355.24 – Principal 😭

Yes. Out of almost ₱15,000, only ₱2K+ goes to the loan itself.
The rest? In the pipe. In insurance. His charges.

⸻

How to Compute Interest?

Let’s break it down:
• ₱2.5M loan
• 5.75% annual interest
• Divided by 12 months

👉 ₱2,500,000 × 5.75% ÷ 12 = ₱11,979.17 Monthly Interest

That's why it takes so long before the debt goes down.

But here’s the good news: may paraan para pabilisin ’yan.

⸻

BAYARAN ANG PRINCIPAL, NOT JUST THE MONTHLY

If may extra cash, wag ka muna mag-upgrade ng phone. 😅
Go to the PAG-IBIG office, and say:

👉 “Direct to Principal Payment po.”

Example:
- Monthly due: ₱14,930.21
- Binayad mo: ₱50,000
- ₱14,930.21 = regular monthly payment
- ₱35,069.79 = goes straight to principal

Meaning, your debt is getting smaller. Smaller interest next month. You can finish the loan faster.

⸻

🚫 DON’T DO THIS IN PAYMENT CENTERS

If you pay ₱50,000 sa Bayad Center, it will just cover the next few months’ dues.

No impact sa principal.

So yes, you are advance—but the debt is still slow.

⸻

Always monitor your loan online via Virtual PAG-IBIG.
They don’t send monthly bills, so ikaw mismo ang dapat mag-track.

⸻

My Realization:

If you don't understand how your housing loan works,
years will pass… and you’ll wonder why you’re still paying a mountain of debt.

Kaya if you’re in the same boat as us…please, learn from our journey.

Don’t just pay. Pay smart.

⸻

Financial literacy is not a luxury. It’s survival.
Let’s share this with other homeowners…lalo na yung mga first time.

God bless to all who have a house but still have bills. 😅 We will be able to be fully paid 🙏☝️

16/05/2025

LIMITED UNITS ONLY❗️
🏡 Discover Your Next Home: Meet Beatrice at Lumina Balanga | The Balanga Residences !

Looking for the perfect blend of modern living and peaceful surroundings?

Beatrice is your dream come true — a stylish and practical home located at Sitio Maluya Cupang Proper Balanga, Bataan.

✨ Features:
✅ 2-Storey Single Firewall Unit
✅ Spacious Layout Ideal for Growing Families
✅ Gated Community with 24/7 Security

Whether you’re a first-time homeowner or planning to invest, Beatrice is the smart choice in a fast-developing location.

📍 Visit us at Lumina Balanga | The Balanga Residences and experience the Beatrice lifestyle today!

📞 Contact us now to schedule a site visit!
May Lynn Alipio
Prc & Dhsud Accredited Real Estate salesperson
📲 0981-186-1215

10/04/2025

𝐔𝐍𝐋𝐎𝐂𝐊 𝐘𝐎𝐔𝐑 𝐍𝐄𝐖 𝐇𝐎𝐌𝐄 𝐅𝐎𝐑 𝐀𝐒 𝐋𝐎𝐖 𝐀𝐒 ₧𝟔𝟎,𝟎𝟎𝟎*!
Plus, Ride into Your New Life with a 𝐅𝐑𝐄𝐄 𝐄𝐛𝐢𝐤𝐞!

Ready for a fresh start? We're making homeownership more accessible than ever. For a minimal cash-out of 𝐋𝐎𝐖 𝐀𝐒 ₧𝟔𝟎,𝟎𝟎𝟎* on our 𝐀𝐕𝐀𝐈𝐋𝐀𝐁𝐋𝐄 𝐑𝐄𝐀𝐃𝐘 𝐇𝐎𝐌𝐄𝐒 !, you can move into your brand-new home!

But that's not all! As our special welcome gift, you'll also receive a 𝐁𝐑𝐀𝐍𝐃 𝐍𝐄𝐖 𝐄𝐁𝐈𝐊𝐄, 𝐚𝐛𝐬𝐨𝐥𝐮𝐭𝐞𝐥𝐲 𝐅𝐑𝐄𝐄, upon move-in. Imagine the freedom of exploring your new neighborhood with ease and style.

This is the perfect opportunity to secure your future and enjoy added value. Make your move seamless and exciting!

𝐃𝐎𝐍'𝐓 𝐌𝐈𝐒𝐒 𝐓𝐇𝐈𝐒 𝐋𝐈𝐌𝐈𝐓𝐄𝐃 𝐎𝐅𝐅𝐄𝐑!

Visit Us Today To Learn More:
(0981) 186 1215

Balanga Residences

27/03/2025

𝗟𝗔𝗦𝗧 𝗖𝗛𝗔𝗡𝗖𝗘! 𝟰 𝗥𝗙𝗢 𝗨𝗻𝗶𝘁𝘀 𝗟𝗲𝗳𝘁 𝗮𝘁 𝗕𝗮𝗹𝗮𝗻𝗴𝗮 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝗰𝗲𝘀 + 𝗛𝘂𝗴𝗲 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀!

Take advantage of up to ₱700K outright discount and up to 10% loan-released discount when you purchase one of the last 4 ready-for-occupancy units at Balanga Residences!
This is your opportunity to own a home in a peaceful and vibrant community, now with amazing savings!

𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗨𝗻𝗶𝘁𝘀:
☑ Angeli Single Firewall
☑ Angeli Duplex
☑ Angeliqe Townhouse
☑ Lot Only

Hurry, these offers won’t last long! Don’t miss out on your chance to own your dream home at Balanga Residences.

📞 Contact us today for more information and to schedule your viewing! 0981-186-1215

The Balanga Residences is located at Brgy. Cupang Proper, Balanga City, Bataan

16/10/2024

Enjoy a MASSIVE SAVINGS on The Balanga Residences house and lot with our LOWEST DOWNPAYMENT ever!

❗️2% DP AT 2 MONTHS PLUS
OUTRIGHT AND LOAN RELEASE DISCOUNT! ❗️

🚘 Free site tour and site orientation

Message us now!
May Lynn Alipio | 📞0981-186-1215

15/10/2024

Unlock the door to your new beginning! 🏡🔑

Affordable house and lot for sale in Balanga City with flexible terms. Your dream home awaits—reserve today, move in this year!

Grab your chance to enjoy
UP TO ₱517K OUTRIGHT DISCOUNT on ALL RFO UNITS.

𝘼𝙫𝙖𝙞𝙡𝙖𝙗𝙡𝙚 𝙥𝙖𝙘𝙠𝙖𝙜𝙚𝙨:
🔹Lot Only
🔹Townhouse
🔹Duplex
🔹Single Firewall

📍𝗧𝗵𝗲 𝗕𝗮𝗹𝗮𝗻𝗴𝗮 𝗥𝗲𝘀𝗶𝗱𝗲𝗻𝗰𝗲𝘀 - Maluya Road, Brgy. Cupang Proper, Balanga City, Bataan

💰Avail your dream home now! Reservation starts at Php 15,000.00 only.

FREE SITE TOUR AND PROJECT ORIENTATION, CONTACT

FB: MAY LYNN ALIPIO
Sales Manager | Prestige Group By E-REBS Realty
PRC & DHSUD Accredited
📲 0981•186•1215

21/09/2024

📣 READY FOR OCCUPANCY WITH BIG DISCOUNT❗️

Grab your chance to enjoy
UP TO ₱517K OUTRIGHT DISCOUNT on ALL RFO UNITS🤩

🏡 COME HOME TO YOUR DREAM HOME!
Reserve for P15,000 pesos only!

📍The Balanga Residences is located at Maluya Road Brgy. Cupang Proper, Balanga City, Bataan

For more details, Contact or Message us,
MAY LYNN ALIPIO
Sales Manager / Prestige Group By E-REBS Realty
PRC No. 22535
DHSUD No. RFO3-A-02/22-1611
📲 0981•186•1215

18/09/2024

𝗔𝗡𝗚𝗘𝗟𝗜 𝗗𝗨𝗣𝗟𝗘𝗫 𝗜𝗡 𝗕𝗔𝗟𝗔𝗡𝗚𝗔 𝗖𝗜𝗧𝗬

It's time to turn your dreams into reality. Invest your now in Balanga Residences with Angeli Duplex! Now available in 63 sqm.

✅ Provision for carport
✅ 2-Bedroom unit
✅ Complete-finished home
✅ Ready for occupancy

Reserve now and enjoy our community complete with:
⛰ Mt. Samat View
👮🏻Guarded Entrance
🏛 Clubhouse
🌳Park
🛝Playground
🏀Basketball Court

📍 Maluya Road, Brgy. Cupang Proper, Balanga City, Bataan

For more details, feel free to message us!
May Lynn Alipio / Sales Manager
📞0981-186-1215

14/08/2024

𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘 𝗛𝗢𝗨𝗦𝗘 𝗔𝗡𝗗 𝗟𝗢𝗧 𝗣𝗔𝗖𝗞𝗔𝗚𝗘𝗦 𝗜𝗡 𝗕𝗔𝗟𝗔𝗡𝗚𝗔 𝗖𝗜𝗧𝗬 Near Vista Mall Bataan!

Discover the perfect blend of affordability and luxury living in Balanga City. Our prime location places you conveniently close to essential destinations:

● 𝟰 𝗺𝗶𝗻𝘂𝘁𝗲𝘀 𝗮𝘄𝗮𝘆 𝗳𝗿𝗼𝗺 𝗩𝗶𝘀𝘁𝗮 𝗠𝗮𝗹𝗹 𝗕𝗮𝘁𝗮𝗮𝗻, your go-to shopping and entertainment hub.
● 𝟰-𝗺𝗶𝗻𝘂𝘁𝗲 𝗱𝗿𝗶𝘃𝗲 𝘁𝗼 𝗩𝗲𝗿𝗶𝗱𝗮 𝗧𝗼𝘄𝗻𝘀𝗵𝗶𝗽, offering a vibrant community experience.
● 𝟰 𝗺𝗶𝗻𝘂𝘁𝗲𝘀 𝗳𝗿𝗼𝗺 𝗠𝗘𝘅 𝗝𝗲𝗲𝗽 𝗧𝗲𝗿𝗺𝗶𝗻𝗮𝗹, ensuring easy and accessible transportation.
● 𝟵 𝗺𝗶𝗻𝘂𝘁𝗲𝘀 𝘁𝗼 𝗠𝘁. 𝗦𝗮𝗺𝗮𝘁 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿, providing you with top-notch healthcare services.
●𝟭𝟬-𝗺𝗶𝗻𝘂𝘁𝗲 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘁𝗼 𝗕𝗮𝘁𝗮𝗮𝗻 𝗛𝗲𝗿𝗼𝗲𝘀 𝗠𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗖𝗼𝗹𝗹𝗲𝗴𝗲, a prestigious educational institution.

Secure your own lot with a down payment as low as Php 2,100.00 per month.

Don’t miss out—reserve now and take advantage of our exclusive promotional offers! Live the life you’ve always dreamed of in Balanga Residences.

For more details, reservation and site tripping!

May Lynn Alipio
Sales Manager / Prestige Group by E-REBS Realty
PRC & DHSUD LICENSED
☎️ 0981•186•1215

YOUR TRUSTED PARTNER IN FINDING YOUR PERFECT HOME

11/08/2024

📣 MOVE-IN READY By The Balanga Residences

🏡 ANGELI SINGLE FIREWALL
👉 2 Bedroom
👉 1 Toilet & Bath
👉 Complete finish upon turnover
👉 With water & electricity connections
👉 Plus AllHome gift certificate for appliances & discounts
👉 Complete community

👉 Reservation fee PHp10K
👉 Php 16,637 monthly amortization thru Bank Financing❗️
* Loan Released Discount of PHp 110,500

🚘 FREE site tripping everyday❗️
9:00am - 5:00pm

Message me for more details,
May Lynn Alipio
Sales Manager / Prestige Group by E-REBS Realty
PRC & DHSUD LICENSED
☎️ 0981•186•1215

YOUR TRUSTED PARTNER IN FINDING YOUR PERFECT HOME.

17/07/2024

🏘 LUMINA HOMES BALANGA / THE BALANGA RESIDENCES
📣 Ready For Occupancy Unit 📣

👉🏼 Complete finish upon turnover
👉🏼 With water & electricity connections
👉🏼 Plus AllHome gift certificate for appliances & discounts
👉🏼 Complete community

📍Located At Sitio Maluya Brgy. Cupang Proper Balanga, Bataan

Inquire Now❗️
Message me for inquiries, sample computation and site tripping!
May Lynn Alipio
Accredited Real Estate Salesperson
PRC 18304895
DHSUD RFO3A-02/22-1611
📞 0981-186-1215

AffordableHouseandLotForSales

Address

Sitio Maluya Cupang Proper
Balanga
2100

Telephone

+639811861215

Website

facebook.com

Alerts

Be the first to know and let us send you an email when Lumina Balanga posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to Lumina Balanga:

Shortcuts

Want your practice to be the top-listed Law Practice in Balanga?

25/06/2025

25/06/2025

16/05/2025

10/04/2025

27/03/2025

16/10/2024

15/10/2024

21/09/2024

18/09/2024

14/08/2024

11/08/2024

17/07/2024

Address

Telephone

Website

Alerts

Contact The Practice

Shortcuts

Share