Real Estate Buddy

21/03/2026

From on-site manning to one simple chat for a site tour… 💬 and now — unit reserved. 🏠❤️

Indeed, one message can change everything. 😇❤️
Thank You, Lord, for all the blessings. 🙏🏻

Congratulations to Real Estate Buddy Kim Ledesma Sabla-on & John Ray!

Keep the heart of service alive.

Aspire with purpose. ✨

•••••••••••••••••••••••••

If you’d like to schedule a site viewing, message us now—we’d be happy to assist you! 🤗

15/03/2026

🚨 HIRING ALERT! EXTRA INCOME OPPORTUNITY! 🚨

We’re looking for a Collaboration Agent based in Kabankalan or Himamaylan.

💰 Commission
🎁 Incentives
🪙 Allowance

Perfect for motivated individuals who want to earn while building connections!

📩 Interested? Send us a message now!
Tag a friend who might be interested! 👇

10/03/2026

💼✨ Ready for a career that gives you freedom and growth?

Real estate might be the opportunity you’ve been waiting for.

🏡 Flexible schedule
💰 Unlimited earning potential
📈 Career growth

Start your Real Estate Career with us today!
Send us a message to apply.

07/03/2026

🎉💥 WOW! CONGRATULATIONS to our Real Estate Buddy, Kim and John Ray 🎊

Successfully SOLD 1 House and Lot at Oroland Leisure and Residential Complex by Investphil, Bacolod City! 💥🏠

Amazing work and dedication! 👏
May this be the start of many more sales to come!

Cheers to more closed deals! 🥂🎉

25/02/2026

Hi! If you’re looking for a smart investment here in Bacolod, I’d like to introduce our Real Estate Buddy who can guide you every step of the way.

From choosing the right property, understanding the location advantages, hanggang sa computation and payment options — tutulungan ka namin para makapag-decide ka confidently and hassle-free.

Whether for personal use or investment, we’re here to assist you and make the process smooth and easy.

If you’re interested, tara usap tayo and let’s find the right property for you! 😊

24/02/2026

Buy • Sell • Rent — Made Easy. 🏡
Message us today!
Follow us at Real Estate Buddy

17/02/2026

17/02/2026

“𝐋𝐚𝐬𝐭 𝐔𝐧𝐢𝐭 𝐍𝐚!” 𝐓𝐨𝐭𝐨𝐨 𝐁𝐚 𝐨 𝐒𝐚𝐥𝐞𝐬 𝐓𝐚𝐜𝐭𝐢𝐜 𝐋𝐚𝐧𝐠?”

Pag narinig mo “Last unit na!”… STOP muna.

Minsan pressure tactic lang yan para magmadali ka.

Before reserving, always check:
🌊 flood zone
🚗 traffic access
📈 resale value
🏘 community development

Hindi ka mauubusan ng bahay…
pero pwede kang maubusan ng pera kung nagmadali ka.

📌 Comment “HOUSE” for my subdivision buyer guide.

16/02/2026

“𝐊𝐮𝐦𝐢𝐤𝐢𝐭𝐚 𝐊𝐚 𝐍𝐚… 𝐏𝐞𝐫𝐨 𝐑𝐞𝐚𝐝𝐲 𝐊𝐚 𝐍𝐚 𝐁𝐚 𝐓𝐚𝐥𝐚𝐠𝐚 𝐌𝐚𝐠-𝐂𝐨𝐧𝐝𝐨?”

Adulting isn’t buying fast.
It’s buying smart.

Hindi porket kaya mo ang monthly amortization… ready ka na agad.

Ask yourself first:
✅ May emergency fund ba ako?
✅ Kaya ko assoc dues + maintenance?
✅ Stable ba income ko long-term?

📌 Comment “CONDO” and I’ll send you my free condo readiness guide.

16/02/2026

HOW TO TRANSFER TAX DECLARATION TO THE BUYER 🏠 (With timeline guide)

If you bought a property with TAX DECLARATION ONLY, here’s the proper process:

STEP 1: Execute a Notarized Deed of Absolute Sale
Immediately after payment. Make sure seller signs complete documents and IDs match the tax dec.

STEP 2: Pay BIR Taxes within 30 days from notarization
Usually required:
• Capital Gains Tax (6%) – normally seller’s obligation
• Documentary Stamp Tax (1.5%) – usually buyer
• Other BIR requirements (TIN of both parties, etc.)

You must secure: BIR Certificate Authorizing Registration (CAR)

If late, penalties and interest apply.

STEP 3: Pay Transfer Tax within 60 days from signing
Pay at the City/Municipal Treasurer’s Office.
Rate varies per LGU (usually around 0.5%–0.75%).

STEP 4: Update at Assessor’s Office after completing tax payments

Submit:
• Notarized Deed of Sale
• BIR CAR
• Official Receipts of taxes paid
• Latest Tax Declaration
• Tax Clearance

Processing time usually 2–4 weeks (depends on LGU)

Old tax dec will be cancelled. New tax declaration will be issued under buyer’s name.

IMPORTANT REMINDERS ⚠️

✔️ Tax Declaration is NOT proof of ownership like a Torrens Title.
✔️ It only proves who is paying real property tax.
✔️ Always check land classification (Is it Alienable & Disposable?)
✔️ Verify if property has pending titling or overlapping claims.
✔️ Check for unpaid real property taxes.

For tax-dec properties, due diligence is EVERYTHING.

Consult a licensed broker or lawyer before buying. Better to spend on verification than spend years in court.

— Broker George Ryan Sarmago 🇵🇭

15/02/2026

FULLY PAID NA ANG EQUITY… PERO WALA PA RIN TURNOVER? So what’s next?

First, don’t panic—but also don’t stay silent.

Because paying your equity doesn’t automatically mean immediate turnover.
What it means is this:

✅ You already fulfilled your part.
Now it’s time to make sure the developer fulfills theirs.

Here are your next steps:

1) Request an official Turnover Schedule (in writing)
Not “verbal updates.” Not “next month daw.” Get it documented.

2) Ask for the Punchlist / Unit Readiness Status
Is your unit completed? Under inspection? Pending permits? Or delayed due to construction?

3) Check your Contract + Delivery Date Clause
Most buyers forget this part.
The contract will tell you if you’re still within the allowed delivery period.

4) Send a formal follow-up letter/email
Because once it’s documented, you have stronger legal ground if the delay becomes unreasonable.

5) If the delay is beyond the legal grace period…
You may have the right to demand action, compensation, or even explore cancellation/refund options depending on the case.

Remember:
You paid on time.
So you deserve clarity on time.

If you’re in this situation, message me.
I’ll guide you on the right steps—before you make the wrong move.

15/02/2026

Broker, paano nangyayari ang double selling?”

Simple. Kapag mother title pa rin at walang proper subdivision, madaling maibenta ang parehong lupa sa ibang tao.

Ganito ang common scenario:
• Buyer 1 – Nag downpayment, may deed of sale
• Buyer 2 – Nag full payment, na-register agad

Ngayon… sino ang mas protected?

⚖️ Under Philippine law: Sa double sale ng real property, ang mas may advantage ay:

1️⃣ Yung unang nakapag-REGISTER sa Registry of Deeds (good faith)
2️⃣ Kung walang registration – yung unang nakakuha ng possession
3️⃣ Kung pareho wala – yung may older deed (good faith)

Meaning…

👉 Kahit ikaw ang unang nagbayad, kung hindi mo na-register ang sale at may ibang nauna magpa-transfer ng title — talo ka.

🚨 Bakit mas delikado sa Mother Title?

• Hindi pa subdivided
• Walang specific technical description
• Co-ownership structure
• Madaling i-re-sell ang “same portion”

At madalas ang buyer hindi agad nagpapa-transfer ng title.

🛡️ How to Protect Yourself

✔ Huwag mag-full payment kung mother title pa
✔ Require approved subdivision plan
✔ Verify ownership sa Registry of Deeds
✔ Check annotation history
✔ Transfer title immediately after sale
✔ Consider escrow arrangement

Real talk:

Maraming nagkakaso dahil sa double sale.
At ang pinaka-masakit? Legit naman silang buyer.

Kung hindi malinaw ang titulo, huwag muna maglabas ng pera.

Prevention is cheaper than litigation. Mas okay ang klaro kaysa maghabol sa korte. 💚