03/10/2026
Your investment journey can also begin with a fixed-term bank deposit.
Under Panama's Qualified Investor category, the minimum deposit is US$500,000 at Banco Nacional de Panamá or Caja de Ahorros. For private banks with a general banking license, the minimum is US$750,000.
In both cases, the deposit must remain in place for at least five uninterrupted years, free of liens, pledges and restrictions securing third-party financing. The funds must come from a verifiable foreign source.
Before applying, consult Navarro Guardia about the requirements for this investment route. Send us a direct message to learn more.