13/09/2026
There are two types of people who don't have a will or enduring power of attorney: those who haven't got around to it, and those who genuinely don't believe they need one.
For the first group: it's faster than you think. Most straightforward wills and EPAs take one meeting to instruct and one round of signatures to finalise. The barrier is almost never complexity, it's inertia.
For the second group: a few questions worth considering.
On the will: If you died tomorrow, does your current situation (assets, relationships, property ownership) mean the right people would receive the right things? If you died without a will, the Administration Act decides. If you have property jointly owned under joint tenancy, that passes by survivorship, outside the will. If you have assets in a trust, those pass under the trust deed, not your will. Most people's estate is more fragmented than they realise.
On the EPA: The EPA is the document you need when you're alive but can't make decisions. Dementia, a serious accident, an extended medical event. If there's no EPA in place, your family would need to apply to the Family Court for an order, a process that takes months and costs more than the document would have. The EPA can only be signed while you have capacity. Once you've lost it, you can't sign one.
Both documents cost a fraction of what resolving their absence costs.
How we prepare wills and EPAs: https://www.nzlegal.co.nz/services/wills-and-epa