Debt Recovery & Credit Coach

08/01/2026

The Moneylending License Eligibility Assessment helps us at evaluate your business readiness to successfully process your lending license.

This assessment will save you the time, stress, and cost of starting the licensing process and getting stuck along the way.

Two outcomes are certain after the assessment:

▪️We confirm your readiness to proceed with your lending license; or

▪️You get a clear checklist of what to fix before starting the process.

The earlier you get started, the sooner your license can be approved.

Link in bio and comment section ⬇️

07/01/2026

It's a privilege to be alive!

And I do not take it for granted

Happy birthday to X

Happy Birthday to Me!

Cheers to a new year & new successes!🥂

06/01/2026

Did you know?

The earlier you start processing your moneylending licence in the new year, the faster it is issued — and the longer you get to operate legally before the year ends.

However, the first step is not paying for the licence.

The real first step is getting assessed to confirm that your business and legal structure qualify for licence processing.

If you’re serious about operating legally in 2026, start with the Moneylending Licence Eligibility Assessment (MLEA).

👇🏿 Click here to book your assessment

▪️ https://selar.com/mlap (LINK IN BIO)

24/12/2025

Please share the link for our upcoming FREE DEBT RESOLUTION WORKSHOP with as many as possible👇🏿

https://selar.com/debtresolutionworkshop

Let them know it is your own Christmas and new year gift to them🥰

No business is immune to debt.Whether you run a service business, sell products, or operate in the finance sector, debt shows up at some point.Customers or clients will owe you.You too in turn may owe suppliers, your partners, or even investors, so sometimes, you’re a creditor and a debtor at the ...

16/12/2025

No business is immune to debt.

Whether you run a service business, sell products, or operate in the finance sector, debt shows up at some point.

Customers or clients will owe you.

You too in turn may owe suppliers, your partners, or even investors, so sometimes, you’re a creditor and a debtor at the same time.

What separates struggling businesses from stable ones is not avoiding debt completely — it’s knowing how to manage it, recover money faster, and still keep good customer relationships.

Every business owner wants to:

▪️Avoid bad debts

▪️Recover money without chasing customers endlessly

▪️Maintain trust while enforcing payment

▪️Balance owing investors and being owed by customers

▪️Build cashflow that is not just steady, but profitable and sustainable

That is exactly what the Debt Resolution Workshop 2025 is designed to help you do.

This free training will show you the systems, structures, and practical steps every business needs to handle debt properly and enter 2026 on the right financial path.

📌 100% Free

📌 100% Virtual
(Attend from anywhere in the world)

🗓 Sunday, 28th December 2025

⏰ 7:00pm (WAT)

Registration precedes access.

CLICK HERE TO REGISTER 👇

https://selar.com/debtresolutionworkshop

And I will see you soon

Yours legal,

01/12/2025

END OF THE YEAR ONE-ON-ONE SESSION WITH PRECIOUS TOJU, ESQ.

Before 2026 begins, you need clarity, structure, and a proven system that protects your money, prevents bad debts, and positions you for stable cashflow all year long.

That’s why I’m opening up my End-of-Year Clarity & Strategy 1:1 Session — a private deep-dive where I sit with you, study your current business model, and create a practical, relatable, and workable blueprint tailored specifically to your business.

❌ No guesswork.

❌No generic advice.

Just a clear, step-by-step roadmap to:

✔️ Avoid bad debts completely in 2026
✔️ Recover outstanding debts with ease
✔️ Build a legal, profitable and scalable business structure
✔️ Strengthen your lending framework and reduce risk
✔️ Start 2026 with confidence, clarity and direction

▪️Session Fee: ₦250,000
▪️Discounted Rate: ₦200,000 only
▪️Registration: 1st–9th December
▪️Sessions Hold: 10th–12th December (Online attend from anywhere)
▪️Time: 12pm (WAT) Daily

📌 You choose your preferred date

While I’ll bring the strategy, systems and structures!

You’ll walk away with a blueprint that works.

If you’re serious about transforming your lending or finance business in 2026, this is your sign to move.

Click the link below to register now⬇️

https://selar.com/consultprecioustoju

Slots are limited because it’s strictly one-on-one.

And cheers to profitable cashflow in your business!

Yours legal,
Precious Toju, Esq.

01/12/2025

END OF THE YEAR ONE-ON-ONE SESSION WITH PRECIOUS TOJU, ESQ.

Before 2026 begins, you need clarity, structure, and a proven system that protects your money, prevents bad debts, and positions you for stable cashflow all year long.

That’s why I’m opening up my End-of-Year Clarity & Strategy 1:1 Session — a private deep-dive where I sit with you, study your current business model, and create a practical, relatable, and workable blueprint tailored specifically to your business.

❌ No guesswork.

❌No generic advice.

Just a clear, step-by-step roadmap to:

✔️ Avoid bad debts completely in 2026
✔️ Recover outstanding debts with ease
✔️ Build a legal, profitable and scalable business structure
✔️ Strengthen your lending framework and reduce risk
✔️ Start 2026 with confidence, clarity and direction

▪️Session Fee: ₦250,000
▪️Discounted Rate: ₦200,000 only
▪️Registration: 1st–9th December
▪️Sessions Hold: 10th–12th December (Online attend from anywhere)
▪️Time: 12pm (WAT) Daily

📌 You choose your preferred date

While I’ll bring the strategy, systems and structures!

You’ll walk away with a blueprint that works.

If you’re serious about transforming your lending or finance business in 2026, this is your sign to move.

Click the link below to register now⬇️

https://selar.com/consultprecioustoju (link in bio)

Slots are limited because it’s strictly one-on-one.

And cheers to profitable cashflow in your business!

Yours legal,
Precious Toju, Esq.

12/11/2025

Hello My Dear Community Members!

I've got some exciting news! 🎉

Our first-ever LendSmart Town Hall Meeting is happening 30th November 2025 — a live virtual clarity and strategy session with me

Who should attend?

▪️Moneylenders
▪️Finance providers
▪️Finance professionals (new/existing lenders),
▪️And anyone in the money lending ecosystem.

What we’ll cover:
✅ How the new tax law affects your money lending business in 2026
✅ Business models for sustainable growth
✅ Legal compliance essentials
✅ Debt recovery strategies & credit risk management
✅ Your pressing questions answered LIVE

This is your opportunity to reposition, restructure, and strategize your money lending business for a profitable 2026.

💡Special note: This is the last live session of the year, and it’s absolutely FREE for Lenders Growth Network members.

Not a member yet?

👇Click below to join and secure your spot!

https://selar.com/joinlgn (LINK ALSO IN BIO)

🌍 You can attend from anywhere in the world — 100% virtual and completely live.

I can’t wait to see you there!

Cheers to your profitable moneylending Business 🥂

Yours legal,

Business & Debt Recovery Lawyer |
Debt Recovery & Credit Coach

05/11/2025

4 WAYS YOU CAN WORK WITH ME, AS A MONEYLENDER, FINANCE PROVIDER OR PROFESSIONAL:

The Goal: To help you structure, and scale legally, ethically and profitably.

Here’s how you can work with me to achieve this👇🏽

1️⃣ The Moneylending Bootcamp (6-Week Coaching)

A practical, beginner-friendly training to help you understand how the moneylending industry really works — from licensing, compliance, documentation, to setting up your lending system.

Perfect if you’re still figuring out how to start, structure properly or scale profitably!

2️⃣ Lend to Profit Accelerator (12-Months)

This is our premium signature program for moneylenders who wants us to get everything done for them, from start to finish!

What you will get:

✅ Full company setup (from Registration to lending permit, to setting up all the structures)

✅ Legal & business structure systems

✅ Executive coaching and staff training

✅ Access to The Profitable Lenders Vault

✅ Ongoing mentorship and compliance support

It’s everything you need to build a legitimate, structured, and profitable lending business that runs smoothly, even while you sleep or outside Nigeria.

3️⃣ LendSmart Circle (Private Community)

Join to enjoy:

✅ Exclusive access to moneylending resources

✅ Industry conversations and live mentorship

✅ Business and investment opportunities

✅ Networking with other serious lenders

If you want to stay informed, connected, and profitable — this is your circle.

4️⃣ The Business of Moneylending Conference

Meet and connect with top industry stakeholders — lenders, regulators, legal experts, and finance professionals.

It’s an event with immersive learning and networking experience that opens doors to opportunities, collaborations, and growth.

So, wherever you are in your moneylending journey, there’s a path designed to help you grow.

👉🏽 Click the link in my bio or visit www.precious.toju.com/workwithme to work with me today and start building legally, ethically and profitably!

Cheers to your profitable Moneylending Business! 🥂

Yours legal,
Precious Toju, Esq.
Business & Debt Recovery Lawyer |
Debt Recovery & Credit Coach

x

04/11/2025

TRANSFORM YOUR MONEYLENDING BUSINESS — ONE BOOK AT A TIME

https://selar.com/lendingbookbundle

Whether you’re just starting out as a lender or already managing clients and loans, these two powerhouse books will guide you to build legally, profitably, and sustainably.

1️⃣ A–Z of the Business of Moneylending

Your all-in-one roadmap for starting, structuring, and scaling a legitimate moneylending business.

From registration to licensing, compliance, and management — this book walks you through every legal and business step with clarity and real-life examples.

✅ Learn the laws guiding moneylending.

✅ Avoid common startup & operational pitfalls

✅ Build a lending business that earns and lasts

💰 Price: ₦20,000 / $20

2⃣ How to Avoid Bad Debts in Moneylending (Even If You’re Just Starting Out)

Giving out loan is one thing but getting it back is another.

This practical guide teaches you how to prevent loan losses before they happen and maintain a healthy cashflow.

✅ Spot red flags before approving loans

✅ Design repayment systems that work

✅ Maintain good relationships while recovering debts

💰 Price: ₦7,500 / $7

✨ SPECIAL OFFER:

Get both books together for just ₦25,000 / $25 instead of ₦27,500 / $27!

This duo gives you everything you need — from starting right to staying profitable.

🛒 Tap the link in bio or DM “BOOK BUNDLE” to grab your copies now!

This bundle admits you into The Lenders Growth Network - a private community for moneylenders who are connecting, networking and learning on to build a profitable Moneylending business, legally & ethically!

See you in LGN!

And cheers to your profitable Moneylending Business!

Yours legal,
PreciousToju

Business & Debt Recovery Lawyer |
Debt Recovery & Credit Coach

30/10/2025

24 hours before we shut down registration for the moneylending Bootcamp batch 7

Use the link in my bio to lock in your slot!