EPWScoop

EPWScoop EPWS Cooperative is a body of group of professionals coming together to meet the member needs. FAQs

1. How much can I borrow? Is a Pension Involved? Yes.

It intends to recruit members that will serve as assets and benefit from the unity of the group This project seeks to address the issues in our environment which has largely made productivity low in spite of the economic indices showing positive percentage increase. EPWS will be a platform to help lucrative small and medium enterprises to realize their potential. EPWS will not only raise finances

from its members but has a long term vision of using part of her retained earnings to create jobs by registering businesses, co-opt experts with relevant experience amongst members and where necessary employ professionals to drive lucrative businesses determined to resolve this problem. Currently you are able to burrow three times the current balance of your contribution as at the date of loan request. Thus it follows that if you have N100, 000 then you would be eligible to N300, 000

2. Not currently. As it stands this an alternative means of finance – however, since this can be used as a vehicle to save for your pension – and a flexible one as it stands.

3. Are there any benefits for paying off loan early? We have no intention of charging for early repayment. Thus you will be at an advantage compared to conventional means since interest will only be charged base on reducing balance method on the amount outstanding.

4. What does EPWS mean? EPWS – Elohim Praise and Worship – Cooperative

5. What about mortgages? As a cooperative we would not be directly be involved with mortgages – but in future we shall embark on setting up a separate entity providing mortgages.

6. What about government interference? As it stands we have a legal team in place to ensure that we work within the Nigerian legal framework – In addition, we are in constant communication with the government body to ensure compliance with any and incumbent policies.

7. How secure and safe is this system? Owing to the fact that a lot of people have suffered losses in the past from various financial institutions, we offer a 100% money back guarantee.

8. Where is your head office? Currently the offices are based at 10a Eletu Ogabi Street, Off Adeola Odeku, Victoria Island Lagos.

9. How flexible are you with the required contributions? Quite flexible, in so far that you place a minimum of N5000.00 ( five thousand naira) and multiples of N1000.00 (one thousand naira) and follow a regular monthly contribution amount – you can put in as much as you want. Should decide to increase or decrease the monthly contribution at any point and time, you can do so by means of a letter. Furthermore, should you wish to terminate the arrangement at any point and time, you can also by means of a written letter. Remember 100% money back guarantee. You can also make savings with coop.

10. Would you consider weekly contributions? Yes by special arrangement. What we subsequently do is collate this to a monthly sequence.

11. What is the duration and modality of repayment? Once the amount you burrow has been approved a repayment plan over a period of ten (10) months is actuated. Please note that the single digit interest rate charged will be on the reducing balance.

12. What is the dividend rate? Your monies are put to work in two areas: (1) Loans approved and issued to members (2) Shareholding stake in business ventures approved by the members. In essence your money is working for you and dividends are paid at least once a year.

13. Can I increase or decrease my monthly contribution and how? All we need is a letter stating clearly by how much and when.

14. What is the relationship between the co-op and the church? The co-op EPWS is NOT a church venture. It is a venture which in the main is targeted towards church members.

15. What business can be done by the co-op? There is no limitation as to the number and types of businesses that shall be embarked upon. However, we intend to maintain a high moral code of standard as well as within the legal framework of the Federal Republic of Nigeria – such businesses will be subject to approval by you the members of the co-operative.

16. What is the benefit of the business to the promoter (member)
This offers a platform of control for you. Since you have a stake and a vote regarding how the money put in works for you.

06/05/2012

Contacts.
A Business Manager will contact you within the Next 4 working days of your inquiry.
We are experiencing high volume of inquiries from prospective entrepreneurs and will get back to your individual business problems soonest.

Be Business Wise.

Join www.facebook.com/epwscoop
And Start doing Business like a Pro.

EPWS Cooperative is a body of group of professionals coming together to meet the member needs. It intends to recruit members that will serve as assets and benefit from the unity of the group

02/05/2012

If we have not replied your letter or inquiry, Please be patient, as we have loads of such letters to respond to.
I trust to make you Business Wise.

01/05/2012

EPWS Cooperative and Export Business.

I ask myself why import business is doing well and less people, if any are into exportation. What do we need to do in order to encourage exportation?
The answer to the above question is one of reasons for been a fan of this page.
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join www.facebook.com/EPWScoop and be Business Wise!

EPWS Cooperative is a body of group of professionals coming together to meet the member needs. It intends to recruit members that will serve as assets and benefit from the unity of the group

01/05/2012

This is worth considering for those looking to grow their business in a cost effective way.
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How to Create Teams & Getting Help so You can Grow.

During our non-stop search for the Best Opportunities in Business we came across this hands-on Article about How to Create Teams and Getting Help to Grow your Business in 5 Simple Steps. We found this Article extremely helpful because it breaks down the ‘Why you need to’ of expanding your company and is brutally honest about the ‘Why many of us don’t’. We are convinced it will help many first-time entrepreneurs as well as many seasoned entrepreneurs Take the Next Step in Company Growth and Success!

By Marjorie Geiser

“Many of my clients are in a stage where in order to take their business to the next level; they HAVE to get some type of help.

There is no way I could accomplish all I do without my team who is behind the scenes! This includes several virtual assistants, a bookkeeper, an accountant, an attorney, and a website designer. Each plays a critical role in helping my business grow and allows me to enjoy a life as well as a thriving enterprise.

Yet many people resist bringing people into their company….

Why, you ask?

They say they can’t turn any of their tasks over to someone else – they won’t know what to do!
They think someone else won’t be able to do their work as well as they can.
They LIKE being in charge.. of it all!
They are just plain afraid! What if they do it wrong, or what if the person they choose doesn’t work out?
What happens if you do NOT bring in help? Then growth is limited! Simple as that. And you will only be able to grow to a certain level, and IF you don’t end up terribly burnt out and ready to go find a job, growth will stunt and start to wither.

So, follow these five simple steps to help you determine what you need help with and how to move your business to the next level:

Write down everything you do. Every simple step, no matter how insignificant it seems. Each of these steps takes time out of your day.
Next to each item, determine if it’s an income-producing task or a non-income producing task. A non-income producing task is setting up your autoresponders or entering payments into your accounting software. An income-producing task is writing blogs or creating new services or programs.
Then look at the non-income producing tasks and ask yourself which ones would you LOVE to never do again.
Make a list of your own weaknesses. This might be you hate dealing with technology, or numbers, or forget things easily.
Looking at those weaknesses, what strength would someone else need in order to counter that weakness from you.
You now have your list of things that support people could do and the type of person/people you are looking for!

You don’t have to bring someone on to do ALL of the things you’d like to let go of at once. As you look at your non-income producing tasks, remember that if you didn’t have to do them, you could make more money! And, as you make more money, you can afford more help!

So, find someone to start helping you with just one task. It might be an assistant to help you with your newsletter – someone who knows autoresponders real well and how to make the most out of them. Or it might be a bookkeeper who could clean up the mess you’ve made with Quickbooks!

Your choice. But MAKE one, so you can spend more time doing what you LOVE to do, and be able to make more money while doing it!”

Marjorie Geiser is a registered dietician, certified personal trainer and life coach. Marjorie has been the owner of a successful small business, MEG Fitness, since 1996, and now coaches other service professionals to raise their income by controlling their time. Her Time Management Toolkit is a 75-minute audio, with supplemental training materials, that will help you chart a course to take control of YOUR TIME so you can MAKE MORE MONEY.

Let us know what you think of these 5 Simple Steps to Company Growth via Time Management by Replying below, sending us a message through our Contact Page or Connecting via Social Media.

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EPWS Cooperative is a body of group of professionals coming together to meet the member needs. It intends to recruit members that will serve as assets and benefit from the unity of the group

03/03/2012

Address

10 Eletu Ogabi Street
Lagos

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